Data Dictionary
Item Number 5464
COMMERCIAL AND INDUSTRIAL LOANSCall confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| FNBK5464 | 1995-12-31 | 2001-12-31 | No | FR Y-7 |
| SUBC5464 | 1991-12-31 | 2002-09-30 | No | FR 2314a/b/c |
Data Description:
Includes all loans (regardless of domicile) for commercial and industrial purposes to sole proprietorships, partnerships, corporations, and other business enterprises, whether secured (other than by real estate) or unsecured, single-payment or instalment. These loans may take the form of direct or purchased loans. Included are the reporting organization's own acceptances discounted and held in its portfolio when the account party is a commercial or industrial enterprise. Also, included are loans to individuals for commercial, industrial, and professional purposes, but not for investment or personal expenditure purposes. This item includes all such transactions on the Parent Bank's Consolidated Report of Condition and excludes any commercial and industrial loans held in trading accounts. These loans are:
1. Loans for commercial and industrial purposes to the following industries:
a. mining, oil and gas producing, and quarrying industries;
b. manufacturing industries of all kinds, including those which process agricultural commodities;
c. construction industries;
d. transportation and communications companies and public utilities;
e. wholesale and retail trade enterprises and other dealers in commodities; and
f. service industries, such as hotels, laundries, and automotive service stations.
2. Loans for the purpose of financing capital expenditures, as well as to finance current operations.
3. Loans collateralized by production payments (e.g., oil or mining production payments) as a loan to the original seller of the production payment rather than to the holder of the production payment.
4. Commercial and industrial loans guaranteed by foreign governmental institutions.
Excludes claims on related organizations.
NOTE:
Reported in Schedule A for the FR Y-7 (FNBK) report. Reported only by nonbank subsidiaries with total assets of more than $150 million. Excludes claims on related organizations.