Data Dictionary

Item Number 6497
MORTGAGE LOANS AND CONTRACTS - MORTGAGE LOANS SERVICED FOR OTHERS - (PRINCIPAL BALANCE OF LOANS SERVICED) - COUPON RATES LESS THAN 8.00%

Call confidentiality applies to FFIEC 031/041.

Series Start Date End Date Confidential? Reporting Forms
SVG36497 1989-06-30 1992-12-31 Yes Multiple Forms
SVG66497 1989-06-30 1992-12-31 Yes Multiple Forms
SVG76497 1989-06-30 1992-12-31 Yes Multiple Forms
SVG86497 1989-06-30 1992-12-31 Yes Multiple Forms
SVGL6497 1989-06-30 1992-12-31 Yes Multiple Forms

Data Description:

Includes the outstanding principal balances of "Mortgage Loans Serviced For Others (0820)" with a remaining maturity of more than 6 months through 1 year, more than 5-10 years, more than 10-20 years and more than 20 years with coupon rates of less than 8.00%.

Mortgage Loans Serviced for Others includes:

(a) Retained servicing - mortgage servicing on loans the reporting institution has sold to others, whether or not the institution recorded "excess servicing."

(b) Purchased servicing - mortgage servicing bought by the reporting institution that the institution has contracted to perform on loans owned by others.

(c) Transferred servicing - mortgage servicing transferred from subsidiaries or other entities.

All adjustable-rate and fixed-rate mortgage loans serviced by the institution, except those mortgage loans that are still on the institution's balance sheet are reported on Lines H378 through H432 of Section H of the report. If the institution does not have purchased servicing or retained servicing, and only services mortgage loans that are still on the institution's balance sheet, then the institution skips this section and proceeds to report in "Nonmortgage Loans", Lines H433 through H468.

If an institution sells a participating interest in a pool of mortgages (e.g., 80%) and retains the servicing, the institution reports the outstanding principal balance on which it has retained servicing (i.e., the 80% interest) in the appropriate maturity/repricing column on Lines H378 through H432. The interest that the institution does not sell (i.e., 20%, in the example) is reported as mortgage loans on the applicable line (i.e., Lines H001 through H377).

Excludes the book value of the purchased or retained servicing.

For all adjustable-rate mortgage loans serviced by the institution, the principal balance of loans serviced in the six months to one year maturity/repricing column is reported.

For fixed-rate mortgage loans serviced by the institutions that have five years or less remaining to maturity, the principal balance in the more than five years through ten years maturity/repricing column is reported. For all other fixed-rate mortgage loans, the principal balance of loans serviced in the applicable maturity/repricing column based upon the contractual maturity of the loan is reported.


NOTE:

Data reported under mnemonics SVG3 thru SVG8.

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Last update: May 16, 2024