Data Dictionary
Item Number A013
UNUSED COMMITMENTS ON LOANS AND ALL OTHER UNUSED COMMITMENTSCall confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| BHCCA013 | 1995-12-31 | 2001-12-31 | No | FR Y-11I |
| BHCSA013 | 1995-03-31 | 9999-12-31 | No | Multiple Forms |
| FNBKA013 | 2002-12-31 | 9999-12-31 | No | FR Y-7N/FR Y-7NS |
| SUBCA013 | 2002-12-31 | 9999-12-31 | No | FR 2314/FR-2314S |
Data Description:
Includes the unused portions of commitments that obligates the reporting nonbank subsidiary to extend credit in the form of loans or participations in loans, lease financing receivables, or similar transactions. Reported is the unused portion of commitments for which the nonbank subsidiary has charged a commitment fee or other consideration, or otherwise has a legally binding commitment. Such commitments are reported regardless of whether they contain "material adverse change" clauses or other provisions that are intended to relieve the issuer of its funding obligations under certain conditions and regardless of whether they are unconditionally cancelable at any time. In the case of commitments for syndicated loans, only the nonbank subsidiary's proportional share of the commitments is reported. Unused commitments are reported gross, that is, including any commitments acquired from others and any portions of commitments conveyed to others. Also included are loan proceeds that the nonbank subsidiary is obligated to advance, such as loan draws, construction progress payments, seasonal or living advances to farmers under prearranged lines of credit, rotating or revolving credit arrangements, including retail credit card, check credit, and related plans, or similar transactions. Forward agreements and commitments to issue a commitment at some point in the future are reported in this item. Includes the unused portion of commitments to extend credit for the following loans: (1) Revolving, open-end loans secured by 1-4 family residential properties, e.g., home equity lines. (2) Commercial real estate, construction, and land development. (3) Commitments to fund loans secured by real estate. (4) Commitments to fund loans not secured by real estate. (5) Credit card lines. (6) Overdraft facilities. (7) Commercial lines of credit. (8) Retail check credit and related plans. COMPARABILITY: Beginning 12/31/02, reported on the Balance Sheet for the FR Y-11 (BHCS) report. Prior to 12/31/02, reported on the Balance Sheet for the FR Y-11I (BHCC) report. Beginning 12/31/02, reported on Schedule BS for the FR Y-7N (FNBK) report. Beginning 12/31/02, reported on Schedule BS for the FR 2314 (SUBC) report. NOTE: Reported on the Balance Sheet for the FR Y-11Q (BHCS) report.