Board of Governors of the Federal Reserve System

Data Dictionary

Item Number B539

Call confidentiality applies to FFIEC 031/041.

Data Description:

Report (on the FFIEC 031, in columns A and B; on the FFIEC 041, in column B, as appropriate) all extensions of credit to individuals for household, family, and other personal expenditures arising from prearranged overdraft plans and other revolving credit plans not accessed by credit cards. Report the total amount outstanding of all funds advanced under these revolving credit plans regardless of whether there is a period before interest charges are made.

Do not net credit balances resulting from overpayments of account balances on other revolving credit plan accounts against the debit balances of other revolving credit plan accounts. Report credit balances (in domestic offices) in Schedule RC-E, (part I,) item 1, column A, and item 7, column B. On the FFIEC 031, report credit balances in foreign offices in Schedule RC-E, part II, item 1.

Exclude from other revolving credit plans:

(1) All ordinary (unplanned) overdrafts on transaction accounts not associated with revolving credit plans (report in other items of Schedule RC-C, part I, as appropriate).

(2) Credit extended to individuals for household, family, and other personal expenditures arising from credit cards (report in Schedule RC-C, part I, item 6.a).

NOTE:

Reported as a derived item on Schedule RC-C Loans and Leases for the FFIEC 031 report. Includes the sum of item RCFDB539 minus RCONB539.

Reported on Schedule HC-C for the FR Y-9C (BHCK) report.   

For the UBPR series, the FDIC's Data Element name is H-LINDRECV

This variable is used by the FDIC and OCC in the process to generate the UBPR in the Central Data Repository (CDR). The Board does NOT store this MDRM within the UBPR series tables in the Board's Financial Data Repository (FDR).

BAGR Original Variable name: REVOLV Formula:

REVOLV=IF DT ge 20010331 THEN REVOLV =RCFDB539/1000;