Data Dictionary
Item Number C407
OUTSTANDING CREDIT CARD FEES AND FINANCE CHARGESCall confidentiality applies to FFIEC 031/041.
| Series | Start Date | End Date | Confidential? | Reporting Forms |
|---|---|---|---|---|
| BAGRC407 | 2003-03-31 | 9999-12-31 | No | |
| BHCKC407 | 2003-03-31 | 9999-12-31 | No | FR Y-9C |
| RCFDC407 | 2003-03-31 | 9999-12-31 | No | FFIEC 031 |
| RCONC407 | 2003-03-31 | 9999-12-31 | No | FFIEC 041 |
| RCONC407 | 2003-03-31 | 9999-12-31 | No | FFIEC 051 |
Data Description:
Report the amount outstanding of credit card fees and finance charges that the bank has securitized and sold in connection with its securitization and sale of the credit card receivables reported in Schedule RC-S, item 1, column C.
For the BHCK series, this item is to be completed by (1) bank holding companies that together with affiliated institutions, have outstanding credit card receivables that exceed $500 million as of the report date or (2) bank holding companies that on a consolidated basis are credit card specialty holding companies.
Outstanding credit card receivables are the sum of:
(a) Schedule HC-C, item 6(a), column A;
(b) Schedule HC-S, item 1, column C; and
(c) Schedule HC-S, item 6(a), column C.
Credit card specialty bank holding companies are defined as those bank holding companies that on a consolidated basis exceed 50 percent for the following two criteria:
(a) the sum of credit card loans (Schedule HC-C, item 6(a), column A) plus securitized and sold credit card receivables (Schedule HC-S, item 1, column C) divided by the sum of total loans (Schedule HC-C, item 12, column A) plus securitized and sold credit card receivables (Schedule HC-S, item 1, column C); and
(b) the sum of total loans (Schedule HC-C, item 12, column A) plus securitized and sold credit card receivables (Schedule HC-S, item 1, column C) divided by the sum of total assets (Schedule HC, item 12) plus securitized and sold credit card
receivables (Schedule HC-S, item 1, column C).
Report the amount outstanding of credit card fees and finance charges that the bank holding company has securitized and sold in connection with its securitization and
sale of the credit card receivables reported in Schedule HC-S, item 1, column C.
NOTE:
Reported on Schedule HC-S for the FR Y-9C (BHCK) report.
Reported on Schedule RC-S,Memoranda-4 for the FFIEC 031 and FFIEC 041 reports.
BAGR Original Variable name: CCFEESEC Formula:
CCFEESEC=IF DT ge 20030331 THEN CCFEESEC = RCFDC407/1000;