District 10: Federal Reserve Bank of Kansas City PDF

Filings received during the week ending May 11, 2024

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
Four States Bancshares, Inc.* 3A1Four States Bancshares, Inc., Carthage, Missouri, to become a bank holding company through the acquisition of Four States Bank, Carthage, Missouri, a bank in formation.05/25/202405/23/2024
One America Bancorp, Inc.* 3A1One America Bancorp, Inc., Dallas, Texas, to become a bank holding company through the acquisition of The Hopeton State Bank, Hopeton, Oklahoma. Not available06/20/2024
* 3A5
Stockton Bancshares, Inc., Stockton, Kansas, to merge with Coffeyville Bancorp, Inc., Coffeyville, Kansas, and thereby indirectly acquire Community State Bank, Coffeyville, Kansas. Not available05/28/2024

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
AMERICAN HERITAGE BK, SAPULPA, OKLAHOMA31105004/07/202408/14/2023SInt Small Bank
CITIZENS ST BK, WISNER, NEBRASKA48205304/29/202402/12/2024SInt Small Bank
ENTERPRISE BK, OMAHA, NEBRASKA183670110/23/202308/07/2023SInt Small Bank
FIRST OPTION BK, OSAWATOMIE, KANSAS28585206/16/202303/06/2023SInt Small Bank
FIVE POINTS BK, GRAND ISLAND, NEBRASKA55485706/10/202303/13/2023OInt Small Bank
MIDWEST BK, PIERCE, NEBRASKA66955502/26/202411/27/2023SInt Small Bank
CRA Examinations scheduled for    Quarter of
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Last Update: May 16, 2024