District 8: Federal Reserve Bank of St. Louis PDF

Filings received during the week ending May 11, 2024

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
COMMERCE HOLDING CORPORATIONChange in Bank ControlNotice by Ethel Archer Davis; Frank Archer Davis, Sr., individually and as trustee of the Frank Archer Davis, Jr. Trust, the John Leland Davis Trust, and the Minor Child Trust; William Hull Davis, Jr., individually and as trustee of the William Hull Davis, Ill Trust, the Grace Ann Davis Trust, the George Newman Davis Trust, and the Samuel McTyeire Davis Trust, all of Corinth, Mississippi, to establish the Davis Family Control Group, a group acting in concert, to retain 10 percent or more of the voting shares of Commerce Holding Corporation, and thereby indirectly retain voting shares of Commerce Bank, both of Corinth, Mississippi05/30/202405/28/2024
FARMERS STATE HOLDING CORP.Change in Bank ControlNotice by Thomas Ryan Franks, Thomas Walker Franks, Amanda Jo Holland, and Elizabeth Lane Pilcher, all of Harrisburg, Illinois, to join Thomas William Franks, Marion, Illinois, to establish the Franks Family Control Group, a group acting in concert, to retain 25 percent or more of the shares of Farmers State Holding Corp., Harrisburg, Illinois, and thereby indirectly retain control of Farmers State Bank of Alto Pass, Alto Pass, Illinois. 06/08/2024Not available
* Branch (Domestic)
OakStar Bank, Springfield, Missouri, to purchase certain assets and assume certain liabilities of Riverstone Bank, Eagle, Nebraska, and to retain the acquired facility as a branch office. 06/08/2024Not applicable

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
BANK OF ADVANCE, ADVANCE, MISSOURI87964411/03/202307/24/2023SInt Small Bank
CITIZENS BK, BATESVILLE, ARKANSAS85674803/30/202405/15/2023SInt Small Bank
FNB CMNTY BK, VANDALIA, ILLINOIS13744711/03/202307/24/2023SInt Small Bank
GUARANTY BK, SPRINGFIELD, MISSOURI380453503/31/202405/01/2023SInt Small Bank
LINDELL B&TC, SAINT LOUIS, MISSOURI18585912/18/202309/05/2023SInt Small Bank
MONTICELLO BKG CO, MONTICELLO, KENTUCKY26694501/27/202409/05/2023SInt Small Bank
OAKSTAR BK, SPRINGFIELD, MISSOURI337441212/19/202206/13/2022SInt Small Bank
OLD MO BK, SPRINGFIELD, MISSOURI278564606/03/202303/06/2023SInt Small Bank
RELYANCE BK, WHITE HALL, ARKANSAS4924109/23/202306/05/2023SInt Small Bank
CRA Examinations scheduled for    Quarter of
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Last Update: May 16, 2024