District 7: Federal Reserve Bank of Chicago PDF

Filings received during the week ending June 7, 2025

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
HSBC BANK PLCBranch/Agency/CLCHSBC Bank plc, London, United Kingdom, to establish a branch in New York, New York, pursuant to section 7(d) of the International Banking Act. Not availableNot applicable

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
BANK OF PONTIAC, PONTIAC, ILLINOIS93044210/25/202407/15/2024SInt Small Bank
CHELSEA ST BK, CHELSEA, MICHIGAN71154806/10/202402/26/2024SInt Small Bank
COMMUNITY ST BK, AVILLA, INDIANA50274606/15/202403/04/2024SInt Small Bank
GNB BK, GRUNDY CENTER, IOWA72474402/08/202511/18/2024SInt Small Bank
GUARANTY BK, SPRINGFIELD, MISSOURI380453503/31/202405/01/2023SInt Small Bank
IOWA ST BK, HULL, IOWA98234807/21/202404/01/2024SInt Small Bank
TRI-COUNTY BK, BROWN CITY, MICHIGAN69534904/06/202408/14/2023SInt Small Bank
WASHINGTON ST BK, WASHINGTON, IOWA43394305/05/202401/22/2024SInt Small Bank
CRA Examinations scheduled for    Quarter of
InstitutionLocationQuarter
NONE
Back to Top
Last Update: June 12, 2025