District 8: Federal Reserve Bank of St. Louis PDF

Filings received during the week ending May 10, 2025

FilerFiling TypeFiling ProposalEnd of Comment Period
NewspaperFederal Register
CITIZENS BANCSHARES OF ELDON, MISSOURI, INC.Change in Bank Control Donnan R. Harrison III, Albany, Georgia; Peggy E. Harrison, Centennial, Colorado; Jill H. Mergelkamp, Barnett, Missouri; and Scott M. Harrison, Eldon, Missouri, individually and as trustees of the Jean Evans Harrison Trust dated September 27, 1994, Eldon, Missouri, general partner of D.R. Harrison, L.L.L.P., Barnett, Missouri, to join the previously approved Harrison Family control group and to retain voting shares of Citizens Bancshares of Eldon, Missouri, Inc., and thereby indirectly retain voting shares of Citizens Bank of Eldon, both of Eldon, Missouri. 05/28/202506/03/2025

* Subject to the provisions of the Community Reinvestment Act

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / LocationRSSD IDExam DateCRA Public DateCRA RatingExam Method
ANSTAFF BK, GREEN FOREST, ARKANSAS26194002/28/202511/12/2024SInt Small Bank
ARMOR BK, FORREST CITY, ARKANSAS16857101/19/202510/15/2024SInt Small Bank
BANK OF FAYETTE CTY, PIPERTON, TENNESSEE46675411/02/202407/22/2024SInt Small Bank
CARROLL B&T, HUNTINGDON, TENNESSEE54185709/27/202406/03/2024SInt Small Bank
FIRST ST BK, RUSSELLVILLE, ARKANSAS11484003/22/202512/02/2024SInt Small Bank
GUARANTY BK, SPRINGFIELD, MISSOURI380453503/31/202405/01/2023SInt Small Bank
OAKSTAR BK, SPRINGFIELD, MISSOURI337441212/19/202206/13/2022SInt Small Bank
PATRIOT BK, MILLINGTON, TENNESSEE312064607/23/202202/07/2022SInt Small Bank
PEOPLES B&TC CO, TROY, MISSOURI90905507/28/202404/22/2024SInt Small Bank
SIGNATURE BK, FAYETTEVILLE, ARKANSAS335072402/16/202510/15/2024SInt Small Bank
CRA Examinations scheduled for    Quarter of
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Last Update: May 15, 2025