Board of Governors of the Federal Reserve System

Texas Regional Bank, Harlingen, Texas -- to establish a branch at 13101 West State Highway 29, Liberty Hill, Texas.
Approved: December 4, 2025

Education Loan Finance, Inc., Knoxville, Tennessee, and Southeast Bancorp, Inc., Farragut, Tennessee -- to engage de novo in data processing activities through its proposed new wholly owned subsidiary, OpenETX, Farragut, Tennessee, pursuant to section 225.28(b)(14) of the Board's Regulation Y.
Approved: December 5, 2025

Broadway Bancshares Inc. (BBI), Gilbert, Minnesota -- to retroactively engage, through its nonbank subsidiary Broadway Business Services, LLC (BBS), Gilbert, Minnesota, in income tax preparation pursuant to section 225.28(b)(6)(vi) of Regulation Y through the acquisition of assets of a former business, Williams and Company, Inc, Virginia, Minnesota. Additionally, BBI through BBS proposes to engage de novo in management consulting pursuant to section 225.28(b)(9)(i) and data processing activities pursuant to section 225.28(b)(14)(i), both of the Board's Regulation Y.
Approved: December 3, 2025

Goldman Sachs Bank USA, New York, New York -- to make a public welfare investment.
Approved: December 2, 2025

Capital Bancshares, Inc., Primghar, Iowa -- Rexann L. Brant Revocable Trust, Rexann L. Brant as trustee, both of Paullina, Iowa, to join the Leng Family Group, a group acting in concert, to retain voting shares of Capital Bancshares, Inc., and thereby indirectly retain voting shares of Savings Bank, Primghar, Iowa.
Permitted: December 4, 2025

Fayette Bancorporation, Marion, Iowa -- the Family Trust created under the Mary E. Lensing Revocable Bank Stock Trust, Marion, Iowa, with the Hills Bank and Trust Company, Cedar Rapids, Iowa, as co-trustee and Clair J. Lensing, Marion, Iowa, as co-trustee and family business advisor; and Clair J. Lensing, Marion, Iowa, individually, to join the Lensing Family Control Group, a group acting in concert, and retain voting shares of Fayette Bancorporation and thereby indirectly retain voting shares of Maynard Savings Bank, Maynard, Iowa.
Permitted: December 3, 2025

American Exchange Company, Elmwood, Nebraska -- Andrew R. Clements and Aaron M. Clements, both of Elmwood, Nebraska, to acquire additional voting shares of American Exchange Company and thereby indirectly acquire voting shares of American Exchange Bank, Elmwood, Nebraska.
Permitted: December 5, 2025

FirstSun Capital Bancorp, Denver, Colorado -- the Moneta Trust, St. Louis, Missouri, as trustee of the Joyce V. Hale GRAT Trust fbo Max Alan Hale Family uad July 31, 2003, the JVH Orion Trust for the Max Alan Hale Family uad July 8, 2011, the JVH Orion Trust for the Lisa K. Hale Family uad July 8, 2011, and the JJH Credit Shelter Trust uad August 4, 2023, all of Kansas City, Missouri; Dana Hale Nelson as trustee of the JVH Orion Trust for the Dana Hale Nelson Family uad July 8, 2011, both of Kansas City, Missouri; Karen Hale Young, as trustee of the JVH Orion Trust for the Karen Hale Young Family uad July 8, 2011, and the Joyce V. Hale GRAT fbo Karen Hale Young Family uad July 8, 2011, all of Kansas City, Missouri; Mollie Carter, Denver, Colorado, and Roger Gallo, Kansas City, Missouri, as co-trustees of Orion VHC Trust for the benefit of the Mollie H. Carter Family uad July 8, 2011, and the Wood Racket Trust, both of Kansas City, Missouri, to join the Hale Family Control Group, a group acting in concert, to retain voting shares of FirstSun Capital Bancorp (FirstSun), Denver, Colorado, and thereby indirectly retain voting shares of Sunflower Bank, National Association (Sunflower), Dallas, Texas. In addition, the JJH Credit Shelter Trust uad August 4, 2023, Innes B. Hale, Kansas City, Missouri, and Ennis A. Rios and Ambyr R. Rios, both of Manhattan, Kansas, to join the Hale Family Control Group, a group acting in concert, to acquire voting shares of FirstSun and thereby indirectly acquire voting shares of Sunflower.
Permitted: December 4, 2025

PBT Bancshares, Inc., McPherson, Kansas -- MC Houghton Trust Dated March 3, 2025, Marcus Houghton and Corbin Houghton, as co-trustees, Wichita, Kansas, to join the Houghton Family Group, a group acting in concert, to acquire voting shares of PBT Bancshares, Inc., and thereby indirectly acquire voting shares of Peoples Bank and Trust Company, McPherson, Kansas.
Permitted: December 5, 2025

Saint Clair Bancshares, Inc., Saint Clair, Missouri -- the John W. Waller GST Exempt Trust FBO John Thomas Waller, John Thomas Waller as trustee, both of Sullivan, Missouri; the John W. Waller GST Exempt Trust FBO Matthew James Waller, Matthew James Waller as trustee, both of Manchester, Missouri; the John W. Waller GST Exempt Trust FBO Timothy Scott Waller, Timothy Scott Waller as trustee, both of Sullivan, Missouri; the John W. Waller GST Exempt Trust FBO Cody John Waller and the John W. Waller GST Non-Exempt Trust FBO Cody John Waller, Cody John Waller as trustee, each of Bourbon, Missouri, a group acting in concert, to acquire voting shares of Saint Clair Bancshares, Inc., and thereby indirectly acquire voting shares of Farmers and Merchants Bank of St. Clair, St. Clair, Missouri.
Permitted: December 3, 2025

Huntington Bancshares, Inc., Columbus, Ohio -- request for an extension to resubmit its capital plan in connection with the proposed merger of its subsidiary, Huntington National Bank, Columbus, Ohio, with Cadence Bank, Tupelo, Mississippi.
Granted: December 1, 2025

Pioneer Bancorp MHC and Pioneer Bancorp, Inc. both of Albany, New York -- election to become financial holding companies.*
Effective: November 26, 2025
*Addition

Renasant Corporation, Tupelo, Mississippi -- election to become a financial holding company.
Effective: December 5, 2025