Board of Governors of the Federal Reserve System

Adams Bank & Trust, Ogallala, Nebraska -- to establish a branch at 1344 North Prescott Country Club Boulevard, Dewey, Arizona.
Approved: January 2, 2026

United Community Bank, Greenville, South Carolina -- to establish a branch at Outlot 5 Main Street Marketplace, Cartersville, Georgia.
Approved: December 29, 2025

Third Coast Bancshares, Inc., Humble, Texas -- to acquire Keystone Bancshares, Inc., and indirectly acquire Keystone Bank, SSB (Keystone Bank), both of Bee Cave, Texas, and for Third Coast Bank, Humble, Texas, to acquire Keystone Bank and establish branches at the locations of Keystone Bank's main office and branches.
Approved: December 30, 2025

Busey Bank, Champaign, Illinois -- to make a public welfare investment (two requests).
Approved: December 30, 2025

CIBC Bank, Chicago, Illinois -- to make a public welfare investment (two requests).*
Approved: December 19, 2025
*Addition

Comerica Bank, Dallas, Texas -- to make a public welfare investment.
Approved: December 31, 2025

First Financial Bank, Cincinnati, Ohio -- to make a public welfare investment.
Approved: December 29, 2025

Legacy Financial, Inc., Johnson, Kansas -- David J. Mann Family Trust, David J. Mann, as trustee; Barrett David Mann Gift Trust, Shane A. Mann, as trustee; and Carson Gale Mann Gift Trust, Shane A. Mann, as trustee, all of Quinter, Kansas; Reid Richard Crouse Gift Trust, Tara J. Mann Crouse, as trustee, both of Colby, Kansas; Quincy Caroline Mann Gift Trust, Tracey R. Mann, as trustee; David Austin Mann Gift Trust, Tracey R. Mann, as trustee; Whitney Beata Mann Gift Trust, Tracey R. Mann, as trustee; and Elizabeth Lorraine Mann Gift Trust, Tracey R. Mann, as trustee, all of Salina, Kansas, to join the Floyd Family Group, a group acting in concert, to acquire voting shares of Legacy Financial, Inc., and thereby indirectly acquire voting shares of Dream First Bank, National Association, Syracuse, Kansas.
Permitted: January 2, 2026

Huntington Bancshares Incorporated, Columbus, Ohio -- to make certain capital distributions under the capital plan rule.*
Approved: December 15, 2025
*Addition

Stress Tests -- notification to firms required to assume a large counterparty default in their 2026 company-run stress tests.*
Approved: December 18, 2025
*Addition