Community Reinvestment Act (CRA)
Search Exam Schedules & Submit CRA Comments
Finding Schedules by Period & Reserve Bank District
Use the tools below to find schedules for CRA examinations. Exam schedules for all Districts will be displayed. To see examinations schedules for a specific quarter and year in a specific Reserve Bank District, use the optional filter and narrow the exam schedule to a specific District using the map.
OPTIONAL FILTER TOOL
To filter the exam schedules by Reserve Bank District, select an area on the map after selecting a time period from the drop down above.
Boston -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| CHARLES RIVER BANK | MEDWAY | MA | Submit Comment for CHARLES RIVER BANK |
New York -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| ADIRONDACK BANK | UTICA | NY | Submit Comment for ADIRONDACK BANK |
| MANUFACTURERS AND TRADERS TRUST COMPANY | BUFFALO | NY | Submit Comment for MANUFACTURERS AND TRADERS TRUST COMPANY |
Philadelphia -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| FIRST CITIZENS COMMUNITY BANK | MANSFIELD | PA | Submit Comment for FIRST CITIZENS COMMUNITY BANK |
Cleveland -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| APOLLO TRUST COMPANY | APOLLO | PA | Submit Comment for APOLLO TRUST COMPANY |
| HOCKING VALLEY BANK, THE | ATHENS | OH | Submit Comment for HOCKING VALLEY BANK, THE |
| PBT BANCORP | HAZARD | KY | Submit Comment for PBT BANCORP |
Richmond -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| CLEAR MOUNTAIN BANK, INC. | BRUCETON MILLS | WV | Submit Comment for CLEAR MOUNTAIN BANK, INC. |
| FVCBANK | FAIRFAX | VA | Submit Comment for FVCBANK |
| NEW PEOPLES BANK, INC. | HONAKER | VA | Submit Comment for NEW PEOPLES BANK, INC. |
| UNITED COMMUNITY BANK | GREENVILLE | SC | Submit Comment for UNITED COMMUNITY BANK |
Chicago -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| CENTRAL BANK | STORM LAKE | IA | Submit Comment for CENTRAL BANK |
| FARMERS STATE BANK OF WESTERN ILLINOIS | ALPHA | IL | Submit Comment for FARMERS STATE BANK OF WESTERN ILLINOIS |
| ISABELLA BANK | MOUNT PLEASANT | MI | Submit Comment for ISABELLA BANK |
| NORTHSTAR BANK | BAD AXE | MI | Submit Comment for NORTHSTAR BANK |
| VISIONBANK OF IOWA | AMES | IA | Submit Comment for VISIONBANK OF IOWA |
| WAYNE BANK AND TRUST CO. | RICHMOND | IN | Submit Comment for WAYNE BANK AND TRUST CO. |
St. Louis -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| BANK OF BARTLETT | BARTLETT | TN | Submit Comment for BANK OF BARTLETT |
| BANK OF KILMICHAEL | KILMICHAEL | MS | Submit Comment for BANK OF KILMICHAEL |
| CENTENNIAL BANK | CONWAY | AR | Submit Comment for CENTENNIAL BANK |
| INSOUTH BANK | BROWNSVILLE | TN | Submit Comment for INSOUTH BANK |
| IUKA STATE BANK, THE | SALEM | IL | Submit Comment for IUKA STATE BANK, THE |
| MA BANK | MACON | MO | Submit Comment for MA BANK |
| OMB BANK | SPRINGFIELD | MO | Submit Comment for OMB BANK |
| SOUTHERN BANK | POPLAR BLUFF | MO | Submit Comment for SOUTHERN BANK |
Minneapolis -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| DAKOTA WESTERN BANK | BOWMAN | ND | Submit Comment for DAKOTA WESTERN BANK |
| OPPORTUNITY BANK OF MONTANA | HELENA | MT | Submit Comment for OPPORTUNITY BANK OF MONTANA |
Kansas City -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| AMERICAN HERITAGE BANK | SAPULPA | OK | Submit Comment for AMERICAN HERITAGE BANK |
| ARMSTRONG BANK | MUSKOGEE | OK | Submit Comment for ARMSTRONG BANK |
| CITIZENS BANK OF EDMOND, THE | EDMOND | OK | Submit Comment for CITIZENS BANK OF EDMOND, THE |
| FARMERS STATE BANK | PINE BLUFFS | WY | Submit Comment for FARMERS STATE BANK |
| FIRST NORTHEAST BANK OF NEBRASKA | LYONS | NE | Submit Comment for FIRST NORTHEAST BANK OF NEBRASKA |
| FNB WASHINGTON | WASHINGTON | KS | Submit Comment for FNB WASHINGTON |
| GRANT COUNTY BANK | MEDFORD | OK | Submit Comment for GRANT COUNTY BANK |
| INTERBANK | OKLAHOMA CITY | OK | Submit Comment for INTERBANK |
| LAKESIDE BANK OF SALINA | SALINA | OK | Submit Comment for LAKESIDE BANK OF SALINA |
| NBH BANK | GREENWOOD VILLAGE | CO | Submit Comment for NBH BANK |
| STRYV BANK | WICHITA | KS | Submit Comment for STRYV BANK |
Dallas -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| CITIZENS 1ST BANK | TYLER | TX | Submit Comment for CITIZENS 1ST BANK |
| CROWELL STATE BANK | CROWELL | TX | Submit Comment for CROWELL STATE BANK |
| FIRST STATE BANK | GAINESVILLE | TX | Submit Comment for FIRST STATE BANK |
| MENARD BANK | MENARD | TX | Submit Comment for MENARD BANK |
San Francisco -- 2nd Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| FARMERS AND MERCHANTS BANK OF LONG BEACH | LONG BEACH | CA | Submit Comment for FARMERS AND MERCHANTS BANK OF LONG BEACH |
| NANO BANC | IRVINE | CA | Submit Comment for NANO BANC |
| UNITED BUSINESS BANK | WALNUT CREEK | CA | Submit Comment for UNITED BUSINESS BANK |
Posting of Examination Schedules
The Federal Reserve Board posts the schedule for two quarters of upcoming examinations of state member banks on its website 30 days before the beginning of each quarter, so that the public has the opportunity to comment on a bank’s performance. The same information is also published and accessible directly in the Board’s H.2. release, “Actions of the Board, Its Staff and the Federal Reserve Banks, Applications and Reports Received.”
The schedules are posted in:- March
- June
- September
- December
Schedule Delays
In the event a bank’s CRA examination is delayed, the revised or adjusted schedule will be republished in the appropriate quarter.
Submitting Comments
Members of the public may submit comments on a bank’s CRA performance. The Federal Reserve takes these comments into account during a bank’s CRA examination, and shares any comments it receives about a bank’s performance with the bank to encourage communication between the public and bank. The time between examinations varies and may be as long as 48 or 60 months. If comments are received between scheduled CRA examinations, the comments will be held and considered during the next scheduled examination.