Community Reinvestment Act (CRA)
Search Exam Schedules & Submit CRA Comments
Finding Schedules by Period & Reserve Bank District
Use the tools below to find schedules for CRA examinations. Exam schedules for all Districts will be displayed. To see examinations schedules for a specific quarter and year in a specific Reserve Bank District, use the optional filter and narrow the exam schedule to a specific District using the map.
OPTIONAL FILTER TOOL
To filter the exam schedules by Reserve Bank District, select an area on the map after selecting a time period from the drop down above.
Boston -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| BANKESB | EASTHAMPTON | MA | Submit Comment for BANKESB |
| BANKHOMETOWN | OXFORD | MA | Submit Comment for BANKHOMETOWN |
| NEW HAVEN BANK | NEW HAVEN | CT | Submit Comment for NEW HAVEN BANK |
| NORTH SHORE BANK, A CO-OPERATIVE BANK | PEABODY | MA | Submit Comment for NORTH SHORE BANK, A CO-OPERATIVE BANK |
| WATERTOWN SAVINGS BANK | WATERTOWN | MA | Submit Comment for WATERTOWN SAVINGS BANK |
New York -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| DEUTSCHE BANK TRUST COMPANY AMERICAS | NEW YORK | NY | Submit Comment for DEUTSCHE BANK TRUST COMPANY AMERICAS |
Cleveland -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| APPLE CREEK BANKING COMPANY, THE | APPLE CREEK | OH | Submit Comment for APPLE CREEK BANKING COMPANY, THE |
| HOCKING VALLEY BANK, THE | ATHENS | OH | Submit Comment for HOCKING VALLEY BANK, THE |
Richmond -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| FIRST BANK AND TRUST COMPANY, THE | LEBANON | VA | Submit Comment for FIRST BANK AND TRUST COMPANY, THE |
| FREEDOM BANK OF VIRGINIA, THE | FAIRFAX | VA | Submit Comment for FREEDOM BANK OF VIRGINIA, THE |
| JOHN MARSHALL BANK | RESTON | VA | Submit Comment for JOHN MARSHALL BANK |
Atlanta -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| TRUXTON TRUST COMPANY | NASHVILLE | TN | Submit Comment for TRUXTON TRUST COMPANY |
Chicago -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| AMERICAN STATE BANK | OSCEOLA | IA | Submit Comment for AMERICAN STATE BANK |
| CEDAR RAPIDS BANK AND TRUST COMPANY | CEDAR RAPIDS | IA | Submit Comment for CEDAR RAPIDS BANK AND TRUST COMPANY |
| CLEAR LAKE BANK AND TRUST COMPANY | CLEAR LAKE | IA | Submit Comment for CLEAR LAKE BANK AND TRUST COMPANY |
| FIRST CITIZENS BANK | MASON CITY | IA | Submit Comment for FIRST CITIZENS BANK |
| GUARANTY BANK | SPRINGFIELD | MO | Submit Comment for GUARANTY BANK |
| NORTHERN TRUST COMPANY, THE | CHICAGO | IL | Submit Comment for NORTHERN TRUST COMPANY, THE |
| ROLLING HILLS BANK & TRUST | ATLANTIC | IA | Submit Comment for ROLLING HILLS BANK & TRUST |
| ST. ANSGAR STATE BANK | SAINT ANSGAR | IA | Submit Comment for ST. ANSGAR STATE BANK |
| STATE BANK | SPENCER | IA | Submit Comment for STATE BANK |
St. Louis -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| BANK OF LAKE VILLAGE | LAKE VILLAGE | AR | Submit Comment for BANK OF LAKE VILLAGE |
| EXCHANGE BANK CO. | KAHOKA | MO | Submit Comment for EXCHANGE BANK CO. |
| F&M BANK AND TRUST COMPANY | HANNIBAL | MO | Submit Comment for F&M BANK AND TRUST COMPANY |
| FARMERS BANK & TRUST COMPANY | MAGNOLIA | AR | Submit Comment for FARMERS BANK & TRUST COMPANY |
| MONTGOMERY BANK | SIKESTON | MO | Submit Comment for MONTGOMERY BANK |
| RELYANCE BANK | WHITE HALL | AR | Submit Comment for RELYANCE BANK |
Minneapolis -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| STATE SAVINGS BANK OF MANISTIQUE, THE | MANISTIQUE | MI | Submit Comment for STATE SAVINGS BANK OF MANISTIQUE, THE |
| YELLOWSTONE BANK, THE | LAUREL | MT | Submit Comment for YELLOWSTONE BANK, THE |
Kansas City -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| CITIZENS BANK & TRUST COMPANY OF ARDMORE | ARDMORE | OK | Submit Comment for CITIZENS BANK & TRUST COMPANY OF ARDMORE |
| FIRST FIDELITY BANK | OKLAHOMA CITY | OK | Submit Comment for FIRST FIDELITY BANK |
| FIRST UNITED BANK AND TRUST COMPANY | DURANT | OK | Submit Comment for FIRST UNITED BANK AND TRUST COMPANY |
| FIRSTBANK | ANTLERS | OK | Submit Comment for FIRSTBANK |
| HIGH PLAINS BANK | FLAGLER | CO | Submit Comment for HIGH PLAINS BANK |
| OKLAHOMA CAPITAL BANK | TULSA | OK | Submit Comment for OKLAHOMA CAPITAL BANK |
Dallas -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| AMERICAN STATE BANK | ARP | TX | Submit Comment for AMERICAN STATE BANK |
| STELLAR BANK | HOUSTON | TX | Submit Comment for STELLAR BANK |
San Francisco -- 1st Quarter 2026
| Bank Name | City | State | Submit CRA Comments |
|---|---|---|---|
| COASTAL COMMUNITY BANK | EVERETT | WA | Submit Comment for COASTAL COMMUNITY BANK |
| OREGON PACIFIC BANKING CO. DBA OREGON PACIFIC BANK | FLORENCE | OR | Submit Comment for OREGON PACIFIC BANKING CO. DBA OREGON PACIFIC BANK |
| WESTAMERICA BANK | SAN RAFAEL | CA | Submit Comment for WESTAMERICA BANK |
Posting of Examination Schedules
The Federal Reserve Board posts the schedule for two quarters of upcoming examinations of state member banks on its website 30 days before the beginning of each quarter, so that the public has the opportunity to comment on a bank’s performance. The same information is also published and accessible directly in the Board’s H.2. release, “Actions of the Board, Its Staff and the Federal Reserve Banks, Applications and Reports Received.”
The schedules are posted in:- March
- June
- September
- December
Schedule Delays
In the event a bank’s CRA examination is delayed, the revised or adjusted schedule will be republished in the appropriate quarter.
Submitting Comments
Members of the public may submit comments on a bank’s CRA performance. The Federal Reserve takes these comments into account during a bank’s CRA examination, and shares any comments it receives about a bank’s performance with the bank to encourage communication between the public and bank. The time between examinations varies and may be as long as 48 or 60 months. If comments are received between scheduled CRA examinations, the comments will be held and considered during the next scheduled examination.