Public Information Documents

Actions taken by the Board of Governors and its staff under delegated authority

Bank Holding Companies
Fulton Financial Corporation, Lancaster, Pennsylvania -- to acquire Blue Foundry Bancorp and thereby indirectly acquire Blue Foundry Bank, both of Rutherford, New Jersey.
- Announced, February 19, 2026
General Counsel
Citizens Financial Corporation (CFC) and Citizens Bank of West Virginia, Inc. (Citizens), both of Elkins, West Virginia -- waiver of filing requirement under [section 3] of the Bank Holding Company Act for CFC and its subsidiary state nonmember bank, Citizens, to acquire Miners and Merchants Bank, Thomas, West Virginia.
- Granted, February 6, 2026
UBS Group AG and UBS AG, both of Zurich, Switzerland, and UBS Americas Holding LLC and UBS Americas, Inc., both of New York, New York (collectively, the Applicants) -- petition for review of the approval under delegated authority by the Federal Reserve Bank of New York of the Applicants' proposal to become bank holding companies in connection with the conversion of UBS Bank USA, Salt Lake City, Utah, from a state-chartered industrial bank into a national bank.
- Denied, February 5, 2026
General Counsel
Halbur Bancshares, Inc., Westside, Iowa -- waiver of filing requirement under [section 3] of the Bank Holding Company Act for the Margaret A. White Trust dated November 9, 2010, as amended and restated on September 23, 2021, and the Margaret A. White Marital Trust dated November 9, 2010, as amended and restated on September 23, 2021, both of Westside, Iowa, in connection with the acquisition by James J. White of certain voting shares of Halbur Bancshares and the indirect acquisition of shares of its subsidiary state nonmember bank, Westside State Bank, Westside, Iowa.
- Granted, February 5, 2026
General Counsel
Fifth Third Bancorp (Fifth Third), Cincinnati, Ohio -- request for reconsideration of the Board's approval for Fifth Third to acquire Comerica Incorporated, Dallas, Texas, and thereby indirectly acquire Comerica Bank, Dallas, Texas, and Comerica Bank & Trust, National Association, Ann Arbor, Michigan.
- Denied, February 2, 2026
Cornerstone Capital Bancorp, Inc., Houston, Texas -- to acquire Peoples Bancorp, Inc., and thereby indirectly acquire Peoples Bank, both of Lubbock, Texas.
- Announced, January 30, 2026
Fifth Third Bancorp, Cincinnati, Ohio -- to acquire Comerica Incorporated, Dallas, Texas, and thereby indirectly acquire Comerica Bank, Dallas, Texas, and Comerica Bank & Trust, National Association, [Ann Arbor,] Michigan.
- Announced, January 13, 2026
General Counsel
ServBanc Holdco, Inc., Phoenix, Arizona -- waiver of filing requirement under section 4 of the Bank Holding Company Act to acquire IF Bancorp, Inc. (IFB), Watseka, Illinois, and simultaneously merge IFB's subsidiary, Iroquois Federal Savings and Loan Association, Watseka, Illinois, with and into Servbank, National Association, Oswego, Illinois.
- Granted, January 12, 2026
Third Coast Bancshares, Inc. (Third Coast), Humble, Texas -- petition for review of the approval under delegated authority by the Federal Reserve Bank of Dallas of the application (1) by Third Coast to acquire Keystone Bancshares, Inc., and thereby indirectly acquire Keystone Bank, SSB (Keystone Bank), both of Bee Cave, Texas, and (2) by Third Coast Bank, Humble, Texas, to acquire Keystone Bank and thereby establish branches at the locations of Keystone Bank's main office and branches.
- Denied, January 8, 2026
Prosperity Bancshares, Inc., Houston, Texas -- to acquire Southwest Bancshares, Inc., and thereby indirectly acquire Texas Partners Bank, both of San Antonio, Texas.
- Announced, January 8, 2026
Enforcement
Regions Bank, Birmingham, Alabama -- consent order of prohibition against Nicole M. Ramsey, a former institution-affiliated party.
- Announced, February 12, 2026
PrimeLending, a PlainsCapital Company, Dallas, Texas -- consent order of prohibition against Aquana Raffington, a former institution-affiliated party.
- Announced, January 15, 2026
Regions Bank, Birmingham, Alabama -- consent order of prohibition against Jason Lovell, a former institution-affiliated party.
- Announced, January 6, 2026
Extensions Of Time
Wells Fargo & Company, San Francisco, California -- extension of time to divest or conform a merchant banking investment.
- Granted, February 6, 2026
Banks, Foreign
Cooperativa de Ahorro y Credito Elga, Ltda., Tegucigalpa, Honduras -- to establish a representative office in Miami, Florida.
- Announced, February 12, 2026
Banco Inter, S.A., Belo Horizonte, Brazil -- to establish a state-licensed branch in Miami, Florida.
- Announced, January 16, 2026
Forms
FR 28 -- final Board review to extend with revision the Applications for Employment with the Board of Governors of the Federal Reserve System.
- Approved, January 6, 2026
FR 1374 -- final Board review to extend without revision the Intermittent Survey of Businesses.
- Approved, January 6, 2026
FR 3033p and FR 3033s -- initial Board review to extend with revision the Census of Finance Companies and Other Lenders (FR 3033p) and Survey of Finance Companies (3033s).
- Approved, January 6, 2026
FR 3064a and FR 3064b -- final Board review to extend without revision the Interchange Transaction Fees Survey.
- Approved, January 6, 2026
FR 1413 -- final Board review to implement the Discrimination Complaint Forms.
- Approved, January 6, 2026
Banks, Nonmember, And Miscellaneous Institutions
Secretary
UBS Bank USA, Salt Lake City, Utah -- location determination in the Federal Reserve District of the Federal Reserve Bank of New York.
- Approved, January 26, 2026
Reserve Bank Operations
Federal Reserve Bank Directors -- appointment of a Class C director for the Federal Reserve Bank of Richmond.
- Approved, February 13, 2026
Regulations And Policies
Prohibition on Use of Reputation Risk -- notice of proposed rulemaking and request for comment to codify the removal of reputation risk from the Board's supervisory programs.
- Approved, February 11, 2026
General Counsel
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
- Approved, February 9, 2026
Reports to Congress -- interagency report on differences in accounting and capital standards among the federal banking agencies as of September 30, 2025.
- Published, January 15, 2026
General Counsel
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
- Approved, January 8, 2026
Supervision and Regulation
Stress tests -- final notice of 2026 stress test scenarios.
- Approved, February 3, 2026
Stress tests -- extension of deadlines for providing each banking organization subject to the stress capital buffer (SCB) framework with notice of its preliminary and final SCB requirement calculated using the results of the 2026 supervisory stress test.
- Approved, February 2, 2026
Huntington Bancshares Incorporated, Columbus, Ohio -- to make certain capital distributions under the capital plan rule.
- Approved, January 20, 2026
Huntington Bancshares Incorporated, Columbus, Ohio -- to make certain capital distributions under the capital plan rule.
- Approved, January 13, 2026
State Street Corporation and State Street Bank and Trust, both of Boston, Massachusetts -- request to treat a credit-linked-note transaction and certain substantially identical credit-linked-note transactions as synthetic securitizations under Regulation Q.
- Approved, January 9, 2026

Last Update: February 26, 2026