Public Information Documents

Actions taken by the Board of Governors and its staff under delegated authority

Bank Holding Companies
Home BancShares, Inc., Conway, Arkansas -- to acquire and subsequently merge with Mountain Commerce Bancorp, Inc., and thereby indirectly acquire Mountain Commerce Bank, both of Knoxville, Tennessee. In addition, Centennial Bank, Conway, Arkansas, to merge with Mountain Commerce Bank and thereby establish and operate a branch at Mountain Commerce Bank's location.
- Announced, March 12, 2026
FirstSun Capital Bancorp, Denver, Colorado -- to merge with First Foundation Inc., Irving, Texas, and thereby indirectly acquire First Foundation Bank, Irvine, California.
- Announced, March 11, 2026
Associated Banc-Corp, Green Bay, Wisconsin -- to acquire American National Corporation and thereby indirectly acquire American National Bank, both of Omaha, Nebraska.
- Announced, March 11, 2026
CBS Banc-Corp., Russellville, Alabama -- to acquire TAG Bancshares Inc., and thereby indirectly acquire Citizens Bank & Trust, Inc., both of Trenton, Georgia.
- Announced, March 9, 2026
General Counsel
Halbur Bancshares, Inc., Westside, Iowa -- waiver of filing requirement under section 3 of the Bank Holding Company Act for the Jeffrey L. Renner Trust dated October 19, 2023, as amended and restated on February 14, 2024, Bellevue, Nebraska, in connection with the acquisition by Elizabeth A. Renner, Omaha, Nebraska, and Mary Alexandra Dennis-Renner, Pasadena, California, of certain voting shares of Halbur Bancshares, Inc., and the indirect acquisition of shares of its subsidiary state nonmember bank, Westside State Bank, Westside, Iowa.
- Granted, February 25, 2026
Fulton Financial Corporation, Lancaster, Pennsylvania -- to acquire Blue Foundry Bancorp and thereby indirectly acquire Blue Foundry Bank, both of Rutherford, New Jersey.
- Announced, February 19, 2026
General Counsel
Citizens Financial Corporation (CFC) and Citizens Bank of West Virginia, Inc. (Citizens), both of Elkins, West Virginia -- waiver of filing requirement under [section 3] of the Bank Holding Company Act for CFC and its subsidiary state nonmember bank, Citizens, to acquire Miners and Merchants Bank, Thomas, West Virginia.
- Granted, February 6, 2026
UBS Group AG and UBS AG, both of Zurich, Switzerland, and UBS Americas Holding LLC and UBS Americas, Inc., both of New York, New York (collectively, the Applicants) -- petition for review of the approval under delegated authority by the Federal Reserve Bank of New York of the Applicants' proposal to become bank holding companies in connection with the conversion of UBS Bank USA, Salt Lake City, Utah, from a state-chartered industrial bank into a national bank.
- Denied, February 5, 2026
General Counsel
Halbur Bancshares, Inc., Westside, Iowa -- waiver of filing requirement under [section 3] of the Bank Holding Company Act for the Margaret A. White Trust dated November 9, 2010, as amended and restated on September 23, 2021, and the Margaret A. White Marital Trust dated November 9, 2010, as amended and restated on September 23, 2021, both of Westside, Iowa, in connection with the acquisition by James J. White of certain voting shares of Halbur Bancshares and the indirect acquisition of shares of its subsidiary state nonmember bank, Westside State Bank, Westside, Iowa.
- Granted, February 5, 2026
General Counsel
Fifth Third Bancorp (Fifth Third), Cincinnati, Ohio -- request for reconsideration of the Board's approval for Fifth Third to acquire Comerica Incorporated, Dallas, Texas, and thereby indirectly acquire Comerica Bank, Dallas, Texas, and Comerica Bank & Trust, National Association, Ann Arbor, Michigan.
- Denied, February 2, 2026
Cornerstone Capital Bancorp, Inc., Houston, Texas -- to acquire Peoples Bancorp, Inc., and thereby indirectly acquire Peoples Bank, both of Lubbock, Texas.
- Announced, January 30, 2026
Fifth Third Bancorp, Cincinnati, Ohio -- to acquire Comerica Incorporated, Dallas, Texas, and thereby indirectly acquire Comerica Bank, Dallas, Texas, and Comerica Bank & Trust, National Association, [Ann Arbor,] Michigan.
- Announced, January 13, 2026
General Counsel
ServBanc Holdco, Inc., Phoenix, Arizona -- waiver of filing requirement under section 4 of the Bank Holding Company Act to acquire IF Bancorp, Inc. (IFB), Watseka, Illinois, and simultaneously merge IFB's subsidiary, Iroquois Federal Savings and Loan Association, Watseka, Illinois, with and into Servbank, National Association, Oswego, Illinois.
- Granted, January 12, 2026
Third Coast Bancshares, Inc. (Third Coast), Humble, Texas -- petition for review of the approval under delegated authority by the Federal Reserve Bank of Dallas of the application (1) by Third Coast to acquire Keystone Bancshares, Inc., and thereby indirectly acquire Keystone Bank, SSB (Keystone Bank), both of Bee Cave, Texas, and (2) by Third Coast Bank, Humble, Texas, to acquire Keystone Bank and thereby establish branches at the locations of Keystone Bank's main office and branches.
- Denied, January 8, 2026
Prosperity Bancshares, Inc., Houston, Texas -- to acquire Southwest Bancshares, Inc., and thereby indirectly acquire Texas Partners Bank, both of San Antonio, Texas.
- Announced, January 8, 2026
Enforcement
The First State Bank of Dongola, Dongola, Illinois -- consent order of prohibition against Sandra Adams, a former institution-affiliated party.
- Announced, March 13, 2026
Equity Bank, Andover, Kansas -- consent order of prohibition against Cassandra Grayson, a former institution-affiliated party.
- Announced, March 13, 2026
Industrial and Commercial Bank of China Ltd., Beijing, People's Republic of China, and Industrial and Commercial Bank of China Ltd., New York Branch, New York, New York -- (1) written agreement dated [November 4,] 2021, terminated February 27, 2026, and (2) cease-and-desist order dated January 16, 2024, terminated February 26, 2026.
- Announced, March 10, 2026
Standard Chartered PLC, London, United Kingdom; Standard Chartered Bank, London, United Kingdom; and Standard Chartered Bank, New York Branch, New York, New York -- cease-and-desist orders dated December 10, 2012, and April 8, 2019, terminated February 26, 2026.
- Announced, March 10, 2026
Wells Fargo & Co., San Francisco, California -- termination of the Board's 2018 enforcement action.
- Announced, March 5, 2026
United Bank, Fairfax, Virginia -- consent order of prohibition against Jacob Hilton, a former institution-affiliated party.
- Announced, March 3, 2026
East Cambridge Savings Bank, Cambridge, Massachusetts -- consent order of prohibition against Klaus Koberstein, a former institution-affiliated party.
- Announced, March 3, 2026
First Financial Bank, Cincinnati, Ohio -- consent prohibition order against Jamal Hillman, a former institution-affiliated party.
- Announced, February 24, 2026
Regions Bank, Birmingham, Alabama -- consent order of prohibition against Nicole M. Ramsey, a former institution-affiliated party.
- Announced, February 12, 2026
PrimeLending, a PlainsCapital Company, Dallas, Texas -- consent order of prohibition against Aquana Raffington, a former institution-affiliated party.
- Announced, January 15, 2026
Regions Bank, Birmingham, Alabama -- consent order of prohibition against Jason Lovell, a former institution-affiliated party.
- Announced, January 6, 2026
Extensions Of Time
Secretary
A.N.B. Holding Company, Ltd., Terrell, Texas -- extension of time to acquire additional voting shares of [The ANB Corporation] and thereby indirectly acquire The American National Bank of Texas, both of Terrell, Texas.
- Granted, March 10, 2026
Secretary
American Express Co., New York, New York -- extension of time to meet certain regulatory and reporting requirements for Category II banking organizations.
- Approved, March 10, 2026
Cooperatieve Rabobank U.A., Utrecht, The Netherlands -- extension of time to divest or conform a merchant banking investment.
- Granted, March 6, 2026
Wells Fargo & Company, San Francisco, California -- extension of time to divest or conform a merchant banking investment.
- Granted, February 6, 2026
Banks, Foreign
Cooperativa de Ahorro y Credito Elga, Ltda., Tegucigalpa, Honduras -- to establish a representative office in Miami, Florida.
- Announced, February 12, 2026
Banco Inter, S.A., Belo Horizonte, Brazil -- to establish a state-licensed branch in Miami, Florida.
- Announced, January 16, 2026
Forms
CFPB G -- initial Board review to extend without revision the Registration of Mortgage Loan Originators.
- Approved, March 13, 2026
FR 1378 -- to discontinue the Surveys of Consumer and Community Affairs.
- Approved, March 13, 2026
FR 4031 -- final Board review to extend without revision the Notice of Branch Closure.
- Approved, March 13, 2026
FR 28 -- final Board review to extend with revision the Applications for Employment with the Board of Governors of the Federal Reserve System.
- Approved, January 6, 2026
FR 1374 -- final Board review to extend without revision the Intermittent Survey of Businesses.
- Approved, January 6, 2026
FR 3033p and FR 3033s -- initial Board review to extend with revision the Census of Finance Companies and Other Lenders (FR 3033p) and Survey of Finance Companies (3033s).
- Approved, January 6, 2026
FR 3064a and FR 3064b -- final Board review to extend without revision the Interchange Transaction Fees Survey.
- Approved, January 6, 2026
FR 1413 -- final Board review to implement the Discrimination Complaint Forms.
- Approved, January 6, 2026
Banks, Nonmember, And Miscellaneous Institutions
Secretary
UBS Bank USA, Salt Lake City, Utah -- location determination in the Federal Reserve District of the Federal Reserve Bank of New York.
- Approved, January 26, 2026
Reserve Bank Operations
Federal Reserve Bank Directors -- appointment of a Class C director for the Federal Reserve Bank of Richmond.
- Approved, February 13, 2026
Regulations And Policies
BGFRS-14 -- notice of a modified system of records, BGFRS-14, "FRB--General File of Reserve Bank and Branch Directors."
- Approved, March 11, 2026
Deposit Reporting Threshold -- annual assessment, with the concurrence of the General Counsel, of the deposit reporting threshold for 2026 for the Weekly Report of Deposits (FR 2900).
- Approved, March 10, 2026
General Counsel
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
- Approved, March 6, 2026
Secretary
Rules Regarding Delegation of Authority -- final rule to make correcting amendments.
- Approved, February 27, 2026
Prohibition on Use of Reputation Risk -- notice of proposed rulemaking and request for comment to codify the removal of reputation risk from the Board's supervisory programs.
- Approved, February 11, 2026
General Counsel
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
- Approved, February 9, 2026
Reports to Congress -- interagency report on differences in accounting and capital standards among the federal banking agencies as of September 30, 2025.
- Published, January 15, 2026
General Counsel
Lending and Liquidity Facilities -- reports to Congress under section 13(3) of the Federal Reserve Act in response to COVID-19.
- Approved, January 8, 2026
Banks, State Member
Secretary
Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
- Approved, February 27, 2026
Supervision and Regulation
Fifth Third Bancorp, Cincinnati, Ohio -- to make certain capital distributions under the capital plan rule.
- Approved, March 11, 2026
General Counsel
Barclays US LLC, New York, New York -- application for approval of proposed internal debt conversion trigger that would allow the Board to order the conversion of Barclays US LLC's eligible long-term debt into common equity tier 1 capital, in accordance with the Board's Regulation YY.
- Approved, March 4, 2026
KeyCorp, Cleveland, Ohio -- determination not to recalculate KeyCorp's stress capital buffer requirement.
- Approved, March 3, 2026
Huntington Bancshares Incorporated, Columbus, Ohio -- to make certain capital distributions under the capital plan rule.
- Approved, February 19, 2026
Stress tests -- final notice of 2026 stress test scenarios.
- Approved, February 3, 2026
Stress tests -- extension of deadlines for providing each banking organization subject to the stress capital buffer (SCB) framework with notice of its preliminary and final SCB requirement calculated using the results of the 2026 supervisory stress test.
- Approved, February 2, 2026
Huntington Bancshares Incorporated, Columbus, Ohio -- to make certain capital distributions under the capital plan rule.
- Approved, January 20, 2026
Huntington Bancshares Incorporated, Columbus, Ohio -- to make certain capital distributions under the capital plan rule.
- Approved, January 13, 2026
State Street Corporation and State Street Bank and Trust, both of Boston, Massachusetts -- request to treat a credit-linked-note transaction and certain substantially identical credit-linked-note transactions as synthetic securitizations under Regulation Q.
- Approved, January 9, 2026

Last Update: March 19, 2026