This survey and report were prepared by the Consumer and Community Research Section of the Federal Reserve Board's Division of Consumer and Community Affairs (DCCA).
DCCA directs consumer- and community-related functions performed by the Board, including conducting research on financial services policies and practices and their implications for consumer financial stability, community development, and neighborhood stabilization.
DCCA staff members Kenneth Brevoort, Sara Canilang, Kayla Jones, Jeff Larrimore, Alicia Lloro, Ellen Merry, Anna Tranfaglia, Erin Troland, and Mike Zabek prepared this report. Federal Reserve staff members Aditya Aladangady, Eric Belsky, Anna Alvarez Boyd, Andrea Brachtesende, Tenisha Brown, David Buchholz, David Cho, Laura Feiveson, Paul Lengermann, Madelyn Marchessault, Raven Molloy, Kirsten Noland, Andrew Paciorek, Thomas Popeck Spiller, Kirk Schwarzbach, and Susan Stawick provided valuable comments on the survey and report. The authors would like to thank Bob Torongo, Poom Nukulkij, Mansour Fahimi, Frances Barlas, and Alyssa Marciniak for their assistance fielding the survey.
If you have questions about the survey or this report, please email SHED@frb.gov.