Financial Accounts of the United States - Z.1
S122.t Private depository institutions 🕮 PDF
| Line | Description | Series | 2023 | 2024 | 2025 | 2025:Q1 | 2025:Q2 | 2025:Q3 | 2025:Q4 | 2026:Q1 | 2026:Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Line 1 | Gross saving less net capital transfers paid | FA706000105 | 155.3 | 167.1 | 181.8 | 183.5 | 174.4 | 180.1 | 189.2 | 188.0 | 196.4 |
| Line 2 | Fixed nonresidential investment | FA705013005 | 99.8 | 109.6 | 135.5 | 126.4 | 131.3 | 139.8 | 144.7 | 156.6 | 165.4 |
| Line 3 | Net lending (+) or net borrowing (-) | FA705000005 | -88.2 | -90.0 | 15.6 | 571.2 | -279.6 | 115.7 | -344.8 | 339.1 | -7.1 |
| Line 4 | Net acquisition of financial assets | FA704090005 | 485.7 | 203.8 | 1342.6 | 2839.2 | 1172.5 | 630.2 | 728.6 | 3108.0 | 1373.4 |
| Line 5 | Interbank assets | FA704010005 | 489.6 | -345.9 | 135.9 | 1092.4 | -758.7 | -40.7 | 250.8 | 324.6 | -130.8 |
| Line 6 | Currency (vault cash) | FA703025005 | -3.0 | 2.7 | -0.9 | -12.4 | -2.9 | 9.5 | 2.2 | -4.8 | 2.5 |
| Line 7 | Other deposits (FHLB deposits) | FA403197033 | 2.8 | 1.2 | 0.9 | 0.8 | 8.2 | -3.7 | -1.6 | 3.9 | 4.6 |
| Line 8 | Debt securities | FA704022005 | -446.9 | 126.2 | 164.5 | 380.4 | 348.0 | 202.3 | -272.6 | 776.5 | 218.4 |
| Line 9 | Open market paper | FA703069175 | -0.1 | 0.1 | -0.0 | 0.0 | 0.2 | -0.2 | -0.1 | 1.0 | 0.0 |
| Line 10 | Treasury securities | FA703061105 | -100.1 | 197.4 | 202.7 | 2.0 | 409.5 | 336.3 | 62.9 | 381.6 | -18.8 |
| Line 11 | Agency- and GSE-backed securities | FA703061705 | -201.0 | -10.3 | -19.8 | 122.4 | -27.9 | -63.7 | -109.8 | 158.7 | 4.0 |
| Line 12 | Municipal securities | FA703062005 | -60.2 | -36.9 | -16.3 | -0.5 | 3.5 | -13.8 | -54.4 | 3.9 | -0.8 |
| Line 13 | Corporate and foreign bonds | FA703063005 | -85.5 | -24.0 | -2.1 | 256.5 | -37.2 | -56.3 | -171.2 | 231.5 | 234.0 |
| Line 14 | Loans | FA704035005 | 485.6 | 437.6 | 964.9 | 850.8 | 1286.9 | 535.7 | 1186.2 | 1264.0 | 1097.2 |
| Line 15 | Federal funds and security repos | FA702050005 | 60.7 | 41.6 | 98.4 | 335.2 | 138.9 | -118.6 | 38.0 | 72.4 | 16.0 |
| Line 16 | Depository institution loans n.e.c. | FA703068005 | 44.5 | 216.4 | 588.1 | 355.9 | 817.1 | 373.9 | 805.3 | 969.8 | 710.9 |
| Line 17 | Consumer credit | FA703066005 | 97.3 | 34.7 | 75.7 | 40.9 | 77.7 | 64.3 | 119.8 | 85.2 | 103.5 |
| Line 18 | Mortgages | FA703065005 | 278.0 | 138.4 | 199.8 | 108.3 | 246.9 | 225.1 | 219.0 | 137.2 | 265.5 |
| Line 19 | Other loans and advances | FA703069005 | 5.1 | 6.6 | 3.0 | 10.5 | 6.3 | -8.9 | 4.0 | -0.5 | 1.4 |
| Line 20 | Corporate equities | FA703064105 | 2.5 | 11.7 | 4.2 | 0.5 | -2.2 | 5.5 | 13.2 | -3.8 | -2.9 |
| Line 21 | U.S. direct investment abroad: equity | FA763092100 | -2.8 | 7.0 | 9.9 | 0.6 | 24.7 | -10.1 | 24.5 | 18.7 | 22.9 |
| Line 22 | Miscellaneous other equity | FA703094905 | 0.9 | -2.4 | -1.4 | -6.7 | 12.4 | -9.4 | -1.9 | 9.0 | 19.3 |
| Line 23 | Mutual fund shares | FA703064205 | -1.9 | -1.5 | 1.5 | 7.5 | 2.8 | 2.2 | -6.5 | 0.8 | 18.0 |
| Line 24 | Hedge fund shares | FA763064703 | -5.6 | 0.8 | 5.4 | -1.5 | 1.1 | -2.0 | 24.2 | 30.2 | 2.2 |
| Line 25 | Life insurance reserves | FA763040005 | -2.0 | 4.3 | 6.2 | 5.2 | 6.8 | 6.3 | 6.4 | 6.9 | 6.5 |
| Line 26 | U.S. direct investment abroad: intercompany debt | FA763092305 | 2.1 | -0.3 | 1.9 | 15.0 | -9.8 | 0.2 | 2.1 | 1.2 | 0.8 |
| Line 27 | Miscellaneous assets | FA703090005 | -35.7 | -37.7 | 49.5 | 506.7 | 255.2 | -65.5 | -498.3 | 680.8 | 114.5 |
| Line 28 | Net increase in liabilities and equity | FA704194005 | 573.9 | 293.8 | 1327.0 | 2267.9 | 1452.1 | 514.5 | 1073.5 | 2768.8 | 1380.5 |
| Line 29 | Net increase in liabilities | FA704190005 | 453.4 | 192.5 | 1126.4 | 1992.0 | 1180.5 | 359.9 | 973.3 | 2606.0 | 1408.9 |
| Line 30 | Interbank liabilities | FA704110005 | 339.5 | -178.3 | 236.0 | 548.5 | -276.1 | 199.6 | 472.1 | 224.3 | -665.1 |
| Line 31 | Checkable deposits | FA703127005 | -239.7 | 546.0 | 1409.6 | 803.2 | 693.7 | 161.5 | 3980.0 | 965.1 | 1175.8 |
| Line 32 | Time and savings deposits | FA703130005 | -149.4 | 32.8 | -537.0 | 296.9 | 419.0 | 213.7 | -3077.8 | 784.7 | 489.7 |
| Line 33 | Debt securities | FA704122005 | 35.6 | -7.7 | 29.8 | 23.1 | 252.2 | -12.8 | -143.1 | -131.2 | -19.0 |
| Line 34 | Open market paper | FA703169175 | 41.1 | 9.9 | 23.1 | -11.8 | 176.5 | 29.4 | -101.6 | -109.0 | -43.8 |
| Line 35 | Corporate bonds | FA763163005 | -5.5 | -17.6 | 6.7 | 34.9 | 75.7 | -42.2 | -41.4 | -22.2 | 24.8 |
| Line 36 | Loans | FA704141005 | 107.6 | -173.5 | -21.7 | 234.3 | 258.9 | -311.8 | -268.3 | 403.1 | 371.8 |
| Line 37 | Federal funds and security repos | FA702150005 | 146.1 | -97.5 | 51.2 | 294.8 | 247.7 | -110.7 | -227.1 | 164.9 | 211.3 |
| Line 38 | Other loans and advances | FA703169005 | -38.5 | -76.0 | -72.9 | -60.4 | 11.1 | -201.1 | -41.2 | 238.2 | 160.5 |
| Line 39 | Taxes payable (net) | FA763178000 | 26.4 | 4.6 | 23.1 | -17.4 | 28.6 | 79.6 | 1.8 | -36.7 | 33.9 |
| Line 40 | Foreign direct investment: intercompany debt | FA753192305 | -1.2 | 0.1 | -0.7 | -2.1 | 0.5 | -1.6 | 0.2 | 0.3 | 0.9 |
| Line 41 | Miscellaneous liabilities | FA703190005 | 334.6 | -31.5 | -12.6 | 105.5 | -196.3 | 31.8 | 8.5 | 396.3 | 20.8 |
| Line 42 | Other investment by holding company parent | FA763194705 | 67.2 | 2.0 | -4.0 | 24.9 | -75.8 | 36.0 | -1.3 | 1.1 | -2.1 |
| Line 43 | Other | FA703193005 | 267.4 | -33.4 | -8.6 | 80.7 | -120.5 | -4.2 | 9.8 | 395.2 | 22.9 |
| Line 44 | Net equity issues | FA703181105 | 120.6 | 101.3 | 200.6 | 276.0 | 271.6 | 154.6 | 100.2 | 162.8 | -28.4 |
| Line 45 | Corporate equities | FA763164105 | -8.5 | -12.5 | -0.6 | -13.3 | 2.2 | 2.7 | 6.0 | -11.3 | 4.3 |
| Line 46 | Foreign direct investment: equity | FA753192103 | 12.8 | 14.5 | 2.8 | -15.7 | 17.2 | 4.1 | 5.4 | 13.1 | 12.1 |
| Line 47 | Equity investment by holding company parent | FA763194603 | 110.1 | 115.8 | 172.4 | 208.6 | 254.5 | 148.1 | 78.5 | 173.2 | 14.4 |
| Line 48 | Investment by other financial business | FA753194503 | 6.2 | -16.5 | 26.0 | 96.3 | -2.3 | -0.4 | 10.4 | -12.2 | -59.3 |
| Line 49 | Discrepancy | FA707005005 | 143.7 | 147.5 | 30.6 | -514.2 | 322.7 | -75.4 | 389.3 | -307.7 | 38.1 |
| Memo: | |||||||||||
| Line 50 | Consumer leases not included above(2) | FA763066303 | -1.0 | 0.9 | 0.2 | 0.6 | 0.1 | 0.1 | 0.2 | 0.1 | 2.5 |
| Line 51 | Uninsured deposits(3) | FA703139105 | -943.7 | 493.7 | 638.3 | 391.9 | 795.0 | 407.5 | 958.8 | 938.7 | 1707.3 |
Notes:
- Sum of U.S.-chartered depository institutions, foreign banking offices, banks in U.S.-affiliated areas, and credit unions.
- Receivables from operating leases, such as consumer automobile leases, are booked as current income when payments are received and are not included in financial assets (or household liabilities). The leased automobile is a nonfinancial asset; depreciation is included in gross saving less net capital transfers paid, and fixed investment is included in fixed nonresidential investment.
- Includes checkable deposits and time and savings deposits not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund.
Last Update: September 11, 2026