6-992

APPENDIX G—Open-End Model Forms and Clauses

G-1

Balance Computation Methods Model Clauses (Home-Equity Plans) (Sections 226.6 and 226.7)
G-1(A)

Balance Computation Methods Model Clauses (Plans Other Than Home-Equity Plans) (Sections 226.6 and 226.7)
G-2

Liability for Unauthorized Use Model Clause (Home-Equity Plans) (Section 226.12)
G-2(A)

Liability for Unauthorized Use Model Clause (Plans Other Than Home-Equity Plans) (Section 226.12)
G-3

Long-Form Billing-Error Rights Model Form (Home-Equity Plans) (Sections 226.6 and 226.9)
G-3(A)

Long-Form Billing-Error Rights Model Form (Plans Other Than Home-Equity Plans) (Sections 226.6 and 226.9)
G-4

Alternative Billing-Error Rights Model Form (Home-Equity Plans) (Section 226.9)
G-4(A)

Alternative Billing-Error Rights Model Form (Plans Other Than Home-Equity Plans) (Section 226.9)
G-5

Rescission Model Form (When Opening an Account) (Section 226.15)
G-6

Rescission Model Form (For Each Transaction) (Section 226.15)
G-7

Rescission Model Form (When Increasing the Credit Limit) (Section 226.15)
G-8

Rescission Model Form (When Adding a Security Interest) (Section 226.15)
G-9

Rescission Model Form (When Increasing the Security) (Section 226.15)
G-10(A)

Applications and Solicitations Model Form (Credit Cards) (Section 226.5a(b))
G-10(B)

Applications and Solicitations Sample (Credit Cards) (Section 226.5a(b))
G-10(C)

Applications and Solicitations Sample (Credit Cards) (Section 226.5a(b))
G-10(D)

Applications and Solicitations Model Form (Charge Cards) (Section 226.5a(b))
G-10(E)

Applications and Solicitations Sample (Charge Cards) (Section 226.5a(b))
G-11

Applications and Solicitations Made Available to General Public Model Clauses (Section 226.5a(e))
G-12

Reserved
G-13(A)

Change in Insurance Provider Model Form (Combined Notice) (Section 226.9(f))
G-13(B)

Change in Insurance Provider Model Form (Section 226.9(f)(2))
G-14A

Home-Equity Sample
G-14B

Home-Equity Sample
G-15

Home-Equity Model Clauses
G-16(A)

Debt Suspension Model Clause (Section 226.4(d)(3))
G-16(B)

Debt Suspension Sample (Section 226.4(d)(3))
G-17(A)

Account-Opening Model Form (Section 226.6(b)(2))
G-17(B)

Account-Opening Sample (Section 226.6(b)(2))
G-17(C)

Account-Opening Sample (Section 226.6(b)(2))
G-17(D)

Account-Opening Sample (Section 226.6(b)(2))
G-18(A)

Transactions; Interest Charges; Fees Sample (Section 226.7(b))
G-18(B)

Late Payment Fee Sample (Section 226.7(b))
G-18(C)(1)

Minimum Payment Warning (When Amortization Occurs and the 36-Month Disclosures Are Required) (Section 226.7(b))
G-18(C)(2)

Minimum Payment Warning (When Amortization Occurs and the 36-Month Disclosures Are Not Required) (Section 226.7(b))
G-18(C)(3)

Minimum Payment Warning (When Negative or No Amortization Occurs) (Section 226.7(b))
G-18(D)

Periodic Statement New Balance, Due Date, Late Payment and Minimum Payment Sample (Credit cards) (Section 226.7(b))
G-18(E)

[Reserved]
G-18(F)

Periodic Statement Form
G-18(G)

Periodic Statement Form
G-18(H)

Deferred Interest Periodic Statement Clause
G-19

Checks Accessing a Credit Card Account Sample (Section 226.9(b)(3))
G-20

Change-in-Terms Sample (Increase in Annual Percentage Rate) (Section 226.9(c)(2))
G-21

Change-in-Terms Sample (Increase in Fees) (Section 226.9(c)(2))
G-22

Penalty Rate Increase Sample (Payment 60 or Fewer Days Late) (Section 226.9(g)(3))
G-23

Penalty Rate Increase Sample (Payment More Than 60 Days Late) (Section 226.9(g)(3))
G-24

Deferred Interest Offer Clauses (Section 226.16(h))
G-25(A)

Consent Form for Over-the-Limit Transactions (Section 226.56)
G-25(B)

Revocation Notice for Periodic Statement Regarding Over-the-Limit Transactions (Section 226.56)

Board of Governors of the Federal Reserve System

Federal Reserve Regulatory Service

APPENDIX G—Open-End Model Forms and Clauses

Federal Reserve Regulatory Service

APPENDIX G—Open-End Model Forms and Clauses

Supplementary Information