Back

• Federal Reserve Act and Related Statutes
  • Federal Reserve Act
    • Official Title
    • SECTION 1—Short Title and Definitions
    • SECTION 2—Federal Reserve Districts
    • SECTION 2A—Monetary Policy Objectives
    • SECTION 2B—Appearances Before and Reports to the Congress
    • SECTION 3—Branch Offices
    • SECTION 4—Federal Reserve Banks
    • SECTION 5—Stock Issues; Increase and Decrease of Capital
    • SECTION 6—Insolvency of Member Banks
    • SECTION 7—Division of Earnings
    • SECTION 8—Conversion of State Banks into National Banks
    • SECTION 9—State Banks as Members
    • SECTION 9A—Participation in Lotteries Prohibited
    • SECTION 9B—Resolution of Clearing Banks
    • SECTION 10—Board of Governors of the Federal Reserve System
    • SECTION 10A—Emergency Advances to Groups of Member Banks
    • SECTION 10B—Advances to Individual Member Banks
    • SECTION 11—Powers of Board of Governors of the Federal Reserve System
    • SECTION 11A—Pricing of Services
    • SECTION 11B—Annual Independent Audits of Federal Reserve Banks and Board
    • SECTION 11C—Master Account and Services Database
    • SECTION 12—Federal Advisory Council
    • SECTION 12A—Federal Open Market Committee
    • SECTION 13—Powers of Federal Reserve Banks
    • SECTION 13A—Discount of Agricultural Paper
    • SECTION 14—Open-Market Operations
    • SECTION 15—Government Deposits
    • SECTION 16—Note Issues
    • SECTION 17—Deposit of Bonds by National Banks
    • SECTION 18—Refunding Bonds
    • SECTION 19—Bank Reserves
    • SECTION 20—National Bank Notes Redemption Fund as Reserve
    • SECTION 21—Bank Examinations
    • SECTION 22—Offenses of Examiners, Member Banks, Officers, and Directors
    • SECTION 23—Interbank Liabilities
    • SECTION 23A—Relations with Affiliates
    • SECTION 23B—Restrictions on Transactions with Affiliates
    • SECTION 24—Real Estate Loans
    • SECTION 24A—Investment in Bank Premises or Stock of Corporation Holding Premises
    • SECTION 25—Foreign Branches
    • SECTION 25A—Banking Corporations Authorized to Do Foreign Banking Business
    • SECTION 25B—Jurisdiction of Suits
    • SECTION 25C—Potential Liability on Foreign Accounts
    • SECTION 26 [Repealed]
    • SECTION 27—Tax on National Bank Notes
    • SECTION 28—Reduction of Capital of National Banks
    • SECTION 29—Civil Money Penalty
    • SECTION 30—Saving Clause
    • SECTION 31—Reservation of Right to Amend
  • Administrative Procedure
    • 5 USC, PART I, CHAPTER 5, SUBCHAPTER II—ADMINISTRATIVE PROCEDURE
      • SECTION 551—Definitions
      • SECTION 553—Rule Making
      • SECTION 554—Adjudications
      • SECTION 555—Ancillary Matters
      • SECTION 556—Hearings; Presiding Employees; Powers and Duties; Burden of Proof; Evidence; Record as Basis of Decision
      • SECTION 557—Initial Decisions; Conclusiveness; Review by Agency; Submissions by Parties; Contents of Decisions; Record
      • SECTION 558—Imposition of Sanctions; Determination of Applications for Licenses; Suspension, Revocation, and Expiration of Licenses
      • SECTION 559—Effect on Other Laws; Effect of Subsequent Statute
    • 5 USC, PART I, CHAPTER 6—THE ANALYSIS OF REGULATORY FUNCTIONS
      • SECTION 601—Definitions
      • SECTION 602—Regulatory Agenda
      • SECTION 603—Initial Regulatory Flexibility Analysis
      • SECTION 604—Final Regulatory Flexibility Analysis
      • SECTION 605—Avoidance of Duplicative or Unnecessary Analyses
      • SECTION 606—Effect on Other Law
      • SECTION 607—Preparation of Analyses
      • SECTION 608—Procedure for Waiver or Delay of Completion
      • SECTION 609—Procedures for Gathering Comments
      • SECTION 610—Periodic Review of Rules
      • SECTION 611—Judicial Review
      • SECTION 612—Reports and Intervention Rights
    • 5 USC, PART I, CHAPTER 7—JUDICIAL REVIEW
      • SECTION 701—Application; Definitions
      • SECTION 702—Right of Review
      • SECTION 703—Form and Venue of Proceeding
      • SECTION 704—Actions Reviewable
      • SECTION 705—Relief Pending Review
      • SECTION 706—Scope of Review
  • Antitrust Laws
    • SHERMAN ANTITRUST ACT
      • SECTION 1—Restraint of Trade
    • CLAYTON ANTITRUST ACT
      • SECTION 7—Acquisitions of Stock
      • SECTION 8—Interlocking Directorates
      • SECTION 11—Enforcement
      • SECTION 15—Powers of Attorney General
  • Bretton Woods Agreements Act
    • SECTION 1—Short Title
    • SECTION 2—Acceptance of Membership
    • SECTION 3—Appointment of Governors, Executive Directors, and Alternates
    • SECTION 4—National Advisory Council on International Monetary and Financial Problems
    • SECTION 5—Congressional Authorization Needed for Certain Actions
    • SECTION 6
    • SECTION 7—Payment of Subscription to Fund and Bank
    • SECTION 8—Obtaining and Furnishing Information
    • SECTION 9
    • SECTION 10—Jurisdiction and Venue of Actions
    • SECTION 11—Status, Immunities and Privileges
    • SECTION 12—Stabilization Loans by the Bank
    • SECTION 13—Stabilization Operations by the Fund
    • SECTION 14—Further Promotion of International Economic Relations
    • SECTION 15—Securities Exempted from Securities Act of 1933
    • SECTION 16
    • SECTION 17
    • SECTION 18
    • SECTION 19
    • SECTION 20
    • SECTION 21
    • SECTION 22
    • SECTION 23
    • SECTION 24
    • SECTION 25
    • SECTION 26
    • SECTION 27
    • SECTION 28
    • SECTION 29
    • SECTION 30
    • SECTION 31
    • SECTION 32
    • SECTION 33—Consideration of Human Needs in Economic Adjustment Programs
    • SECTION 34
    • SECTION 35—Dollar-Special Drawing Rights Substitution Account
    • SECTION 36—Membership for Taiwan in Fund
    • SECTION 37—Membership for Palestine Liberation Organization in Fund
    • SECTION 38—Assistance to El Salvador, Nicaragua, and Other Nations
    • SECTION 39—Increase of Subscription of Stock; Authorization of Appropriations
    • SECTION 40—Promoting Conditions for Exchange Rate Stability
    • SECTION 41—Quota Increase
    • SECTION 42—Collection and Exchange of Information on Monetary and Financial Problems
    • SECTION 43—Instructions to the United States Executive Director
    • SECTION 44—Elimination of Agricultural Export Subsidies
    • SECTION 45—Sustaining Economic Growth
    • SECTION 46—Opposing Fund Bailouts of Banks
    • SECTION 47—International Cooperation
    • SECTION 48—IMF Interest Rates
    • SECTION 49—Trade Provisions
    • SECTION 50
    • SECTION 51—Additional Increase in Capital Stock of Bank; Subscription to Additional Shares
    • SECTION 52
    • SECTION 53—Capital Stock Increase
    • SECTION 54—Contribution to the Interest Subsidy Account of the Enhanced Structural Adjustment Facility
    • SECTION 55—Discussions to Enhance the Capacity of the Fund to Alleviate the Potentially Adverse Impacts of Fund Programs on the Poor and the Environment
    • SECTION 56—Quota Increase
    • SECTION 57—Acceptance of Amendments to the Articles of Agreement of the Fund
    • SECTION 58—Approval of Fund Pledge to Sell Gold to Provide Resources for the Reserve Account of the Enhanced Structural Adjustment Facility Trust
    • SECTION 59—Fund Policy Changes
    • SECTION 60—Measures to Reduce Military Spending by Developing Nations
    • SECTION 61—Quota Increase
    • SECTION 62—Approval of Contributions for Debt Reductions for the Poorest Countries
    • SECTION 63—Principles for International Monetary Fund Lending
    • SECTION 64—Acceptance of Amendments to Articles of Agreement of Fund Approved on April 28 and May 5, 2008
    • SECTION 65—Quota Increase to 4,973,100,000 Special Drawing Rights
    • SECTION 66—Approval to Sell a Limited Amount of the Fund’s Gold
    • SECTION 67—Acceptance of Amendment to Articles of Agreement of Fund Approved on October 22, 1997
    • SECTION 68—Restrictions on Use of United States Funds for Foreign Governments; Protection of American Taxpayers
  • Crimes and Bank Protection
    • CRIMINAL CODE (18 U.S.C.)
      • SECTION 6—Department and Agency Defined
      • SECTION 20—Financial Institution Defined
      • SECTION 208—Acts Affecting a Personal Financial Interest
      • SECTION 212—Offer of Loan or Gratuity to Financial Institution Examiner
      • SECTION 213—Acceptance of Loan or Gratuity by Financial Institution Examiner
      • SECTION 214—Fees for Procuring Loans
      • SECTION 215—Receipt of Commissions or Gifts for Procuring Loans
      • SECTION 334—Wrongful Issuance of Currency
      • SECTION 655—Theft by Bank Examiner
      • SECTION 656—Embezzlements
      • SECTION 709—False Advertising
      • SECTION 955—Financial Transactions with Foreign Governments Indebted to United States
      • SECTION 1001—Statements or Entries Generally
      • SECTION 1004—False Certification of Checks
      • SECTION 1005—False Entries
      • SECTION 1014—False Statements to Influence Action
      • SECTION 1306—Participation in Lotteries
      • SECTION 1344—Bank Fraud
      • SECTION 1906—Disclosure of Information by Bank Examiner
      • SECTION 1909—Examiner Performing Other Services
      • SECTION 2113—Bank Robbery and Theft
      • SECTION 2331—Definitions
      • SECTION 3293—Financial Institution Offenses
    • BANK PROTECTION ACT
      • SECTION 2—Federal Supervisory Agency Defined
      • SECTION 3—Security Measures
      • SECTION 4—Insurance Rates; Report to Congress
      • SECTION 5—Penalties for Violation
  • Depository Institutions Deregulation and Monetary Control Act of 1980
    • TITLE I—MONETARY CONTROL ACT
    • TITLE II—DEPOSITORY INSTITUTIONS DEREGULATION ACT
    • TITLE III—CONSUMER CHECKING ACCOUNT EQUITY ACT
    • TITLE IV—POWERS OF THRIFT INSTITUTIONS AND MISCELLANEOUS PROVISIONS
    • TITLE V—STATE USURY LAWS
      • SECTION 501—Mortgages
      • SECTION 511—Business and Agricultural Loans
      • SECTION 512—Effective Date of Part B
      • SECTION 521—Insured Banks
      • SECTION 522—Insured Savings and Loan Associations
      • SECTION 523—Insured Credit Unions
      • SECTION 524—Small Business Investment Companies
      • SECTION 525—Effective Date
      • SECTION 526—Severability
      • SECTION 527—Definition
      • SECTION 528—Effect on Other Law
      • SECTION 529—Repeal of Existing Law
    • TITLE VI—TRUTH IN LENDING SIMPLIFICATION AND REFORM ACT
    • TITLE VII—AMENDMENTS TO NATIONAL BANKING LAWS
      • SECTION 721—Purpose
      • SECTION 722—Definitions
      • SECTION 723—Termination of Closed Receivership Fund
      • SECTION 731—Purpose
      • SECTION 732—Definitions
      • SECTION 733—Disposition of Unclaimed Property
      • SECTION 734—Rulemaking Authority
      • SECTION 735—Severability
    • TITLE VIII—FINANCIAL REGULATION SIMPLIFICATION ACT OF 1980
    • TITLE IX—FOREIGN CONTROL OF UNITED STATES FINANCIAL INSTITUTIONS
      • SECTION 901—Definitions
      • SECTION 902—Moratorium
  • Economic Policy, Assignment of Claims, and Credit Controls
    • POLICY DECLARATION IN EMPLOYMENT ACT OF 1946
    • ASSIGNMENT OF CLAIMS
    • AUTHORITY FOR SELECTIVE CREDIT CONTROL
      • Defense Production Act of September 8, 1950
      • Credit Control Act
        • SECTION 201—Short Title
        • SECTION 202—Definitions and Rules of Construction
        • SECTION 203—Regulations
        • SECTION 204—Determination of Interest Charge
        • SECTION 205—Authority for Institution of Credit Controls
        • SECTION 206—Extent of Control
        • SECTION 207—Reports
        • SECTION 208—Injunctions
        • SECTION 209—Civil Penalties
        • SECTION 210—Criminal Penalty
      • Economic Stabilization Act of 1970
    • EMERGENCY LOAN GUARANTEE ACT
      • SECTION 1—Short Title
      • SECTION 2—Establishment of the Board
      • SECTION 3—Authority
      • SECTION 4—Limitations and Conditions
      • SECTION 5—Security for Loan Guarantees
      • SECTION 6—Requirements Applicable to Loan Guarantees
      • SECTION 7—Inspection of Documents; Authority to Disapprove Certain Transactions
      • SECTION 8—Maximum Obligation
      • SECTION 9—Emergency Loan Guarantee Fund
      • SECTION 10—Federal Reserve Banks as Fiscal Agents
      • SECTION 11—Protection of Government’s Interest
      • SECTION 12—Reports
      • SECTION 13—Termination
  • Federal Deposit Insurance Act
    • SECTION 3—Definitions
    • SECTION 4—Admission of Banks to Federal Deposit Insurance
    • SECTION 6—Factors to Be Considered
    • SECTION 7—Assessments; Reports
    • SECTION 8—Termination of Status as Insured Depository Institution
    • SECTION 10—Administration of Corporation
    • SECTION 13—Corporation Monies
    • SECTION 18—Regulations Governing Insured Banks
    • SECTION 19—Penalty for Unauthorized Participation by Convicted Individual
    • SECTION 21—Retention of Records by Insured Depository Institutions
    • SECTION 24—Activities of Insured State Banks
    • SECTION 26—Assuring Consistent Oversight of Subsidiaries of Holding Companies
    • SECTION 32—Agency Disapproval of Directors and Senior Executive Officers of Insured Depository Institutions or Depository Institution Holding Companies
    • SECTION 33—Depository Institution Employee Protection Remedy
    • SECTION 35—Coordination of Risk Analysis Between SEC and Federal Banking Agencies
    • SECTION 36—Early Identification of Needed Improvements in Financial Management
    • SECTION 37—Accounting Objectives, Standards, and Requirements
    • SECTION 38—Prompt Corrective Action
    • SECTION 38A—Source of Strength
    • SECTION 39—Standards for Safety and Soundness
    • SECTION 41—Payments on Foreign Deposits Prohibited
    • SECTION 42—Notice of Branch Closure
    • SECTION 44—Interstate Bank Mergers
    • SECTION 45—Authority of State Insurance Regulator and Securities and Exchange Commission
    • SECTION 46—Safety and Soundness Firewalls Applicable to Financial Subsidiaries of Banks
    • SECTION 47—Insurance Customer Protections
    • SECTION 48—CRA Sunshine Requirements
    • SECTION 50—Enforcement of Agreements
  • International Banking Act
    • SECTION 1—Short Title; Definitions and Rules of Construction
    • SECTION 3—Purpose
    • SECTION 4—Federal Branches and Agencies
    • SECTION 5—Interstate Banking by Foreign Banks
    • SECTION 6—Insurance of Deposits
    • SECTION 7—Authority of Federal Reserve System
    • SECTION 8—Nonbanking Activities
    • SECTION 9—Operations
    • SECTION 10—Representative Offices
    • SECTION 11—Cease-and-Desist Orders
    • SECTION 12
    • SECTION 13—Regulation and Enforcement
    • SECTION 14—Report on McFadden Act
    • SECTION 15—Cooperation with Foreign Supervisors
    • SECTION 16—Penalties
    • SECTION 17—Criminal Penalty
  • Money and Credit
    • LEGAL TENDER
    • GOLD CLAUSES
    • USE OF MONETARY GOLD STOCK OF THE UNITED STATES
      • Buying and Selling Gold
      • Transferring Gold and Gold Certificates
      • Withdrawal of Gold Coin from Circulation
      • Redemption and Cancellation of Currency
      • Stabilizing Exchange Rates and Arrangements
    • BUYING OBLIGATIONS OF THE U.S. GOVERNMENT
    • CONVERSION OF FOREIGN CURRENCY INTO U.S. CURRENCY
    • REDEMPTION OF CURRENCY WHEN BANK OF ISSUE NOT IDENTIFIABLE
    • TRADING WITH THE ENEMY ACT
  • Obligations of United States and Government Agencies
    • USE OF ELIGIBLE OBLIGATIONS INSTEAD OF SURETY BONDS
    • OBLIGATIONS GUARANTEED AS TO PRINCIPAL AND/OR INTEREST BY UNITED STATES
      • Debentures Issued Under National Housing Act
      • Obligations of Commodity Credit Corporation
• Monetary Policy and Reserve Requirements
  • Regulation A: Extensions of Credit by Federal Reserve Banks
    • SECTION 201.1—Authority, Purpose, and Scope
    • SECTION 201.2—Definitions
    • SECTION 201.3—Extensions of Credit Generally
    • SECTION 201.4—Availability and Terms of Credit
    • SECTION 201.5—Limitations on Availability and Assessments
    • SECTION 201.51—Interest Rates Applicable to Credit Extended by a Federal Reserve Bank
  • Regulation D: Reserve Requirements of Depository Institutions
    • SECTION 204.1—Authority, Purpose, and Scope
    • SECTION 204.2—Definitions
    • SECTION 204.3—Reporting and Location
    • SECTION 204.4—Computation of Required Reserves
    • SECTION 204.5—Maintenance of Required Reserves
    • SECTION 204.6—Charges for Deficiencies
    • SECTION 204.7—Supplemental Reserve Requirement
    • SECTION 204.8—International Banking Facilities
    • SECTION 204.9—Emergency Reserve Requirement
    • SECTION 204.10—Payment of Interest on Balances
• Banks and Banking
  • Regulation F: Limitations on Interbank Liabilities
    • SECTION 206.1—Authority, Purpose, and Scope
    • SECTION 206.2—Definitions
    • SECTION 206.3—Prudential Standards
    • SECTION 206.4—Credit Exposure
    • SECTION 206.5—Capital Levels of Correspondents
    • SECTION 206.6—Waiver
  • Regulation H: Membership of State Banking Institutions in the Federal Reserve System
    • SUBPART A—GENERAL MEMBERSHIP AND BRANCHING REQUIREMENTS
      • SECTION 208.1—Authority, Purpose, and Scope
      • SECTION 208.2—Definitions
      • SECTION 208.3—Application and Conditions for Membership in the Federal Reserve System
      • SECTION 208.4—Capital Adequacy
      • SECTION 208.5—Dividends and Other Distributions
      • SECTION 208.6—Establishment and Maintenance of Branches
      • SECTION 208.7—Prohibition Against Use of Interstate Branches Primarily for Deposit Production
    • SUBPART B—INVESTMENTS AND LOANS
      • SECTION 208.20—Authority, Purpose, and Scope
      • SECTION 208.21—Investments in Premises and Securities
      • SECTION 208.22—Community Development and Public-Welfare Investments
      • SECTION 208.23—Agricultural Loan Loss Amortization
      • SECTION 208.24—Letters of Credit and Acceptances
      • SECTION 208.25—Loans in Areas Having Special Flood Hazards
      • Appendix A to Section 208.25—Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance
      • Appendix B to Section 208.25—Sample Clause for Option to Escrow for Outstanding Loans
    • SUBPART C—BANK SECURITIES AND SECURITIES-RELATED ACTIVITIES
      • SECTION 208.30—Authority, Purpose, and Scope
      • SECTION 208.31—State Member Banks as Transfer Agents
      • SECTION 208.32—Notice of Disciplinary Sanctions Imposed by Registered Clearing Agency
      • SECTION 208.33—Application for Stay or Review of Disciplinary Sanctions Imposed by Registered Clearing Agency
      • SECTION 208.34—Recordkeeping and Confirmation of Certain Securities Transactions Effected by State Member Banks
      • SECTION 208.35—Qualification Requirements for Transactions in Certain Securities
      • SECTION 208.36—Reporting Requirements for State Member Banks Subject to the Securities Exchange Act of 1934
      • SECTION 208.37—Government Securities Sales Practices
    • SUBPART D—PROMPT CORRECTIVE ACTION
      • SECTION 208.40—Authority, Purpose, Scope, Other Supervisory Authority, and Disclosure of Capital Categories
      • SECTION 208.41—Definitions for Purposes of This Subpart
      • SECTION 208.42—Notice of Capital Category
      • SECTION 208.43—Capital Measures and Capital-Category Definitions
      • SECTION 208.44—Capital-Restoration Plans
      • SECTION 208.45—Mandatory and Discretionary Supervisory Actions under Section 38
    • SUBPART E—REAL ESTATE LENDING, APPRAISAL STANDARDS, AND MINIMUM REQUIREMENTS FOR APPRAISAL MANAGEMENT COMPANIES
      • SECTION 208.50—Authority, Purpose, and Scope
      • SECTION 208.51—Real Estate Lending Standards
    • SUBPART F—MISCELLANEOUS REQUIREMENTS
      • SECTION 208.60—Authority, Purpose, and Scope
      • SECTION 208.61—Bank Security Procedures
      • SECTION 208.62—Suspicious-Activity Reports
      • SECTION 208.63—Procedures for Monitoring Bank Secrecy Act Compliance
      • SECTION 208.64—Frequency of Examination
    • SUBPART G—FINANCIAL SUBSIDIARIES OF STATE MEMBER BANKS
      • SECTION 208.71—What are the requirements to invest in or control a financial subsidiary?
      • SECTION 208.72—What activities may a financial subsidiary conduct?
      • SECTION 208.73—What additional provisions are applicable to state member banks with financial subsidiaries?
      • SECTION 208.74—What happens if the state member bank or a depository institution affiliate fails to continue to meet certain requirements?
      • SECTION 208.75—What happens if the state member bank or any of its insured depository institution affiliates receives less than a satisfactory CRA rating?
      • SECTION 208.76—What Federal Reserve approvals are necessary for financial subsidiaries?
      • SECTION 208.77—Definitions
    • SUBPART H—CONSUMER PROTECTION IN SALES OF INSURANCE
    • SUBPART I—[REMOVED AND RESERVED]
    • SUBPART J—INTERPRETATIONS
    • SUBPART K—FORMS, INSTRUCTIONS, AND REPORTS
      • SECTION 208.120—Authority, Purpose, and Scope
      • SECTION 208.121—Definitions
      • SECTION 208.122—Reporting
      • SECTION 208.123—Reduced Reporting
      • SECTION 208.124—Reservation of Authority
    • APPENDIX A—[Reserved]
    • APPENDIX B—[Reserved]
    • APPENDIX C—Interagency Guidelines for Real Estate Lending Policies
    • APPENDIX D-1—Interagency Guidelines Establishing Standards for Safety and Soundness
    • APPENDIX D-2—Interagency Guidelines Establishing Information Security Standards
    • APPENDIX E—[Reserved]
    • APPENDIX F—[Reserved]
  • Regulation I: Federal Reserve Bank Capital Stock
    • SECTION 209.1—Authority, Purpose, Scope, and Definitions
    • SECTION 209.2—Banks Desiring to Become Member Banks
    • SECTION 209.3—Cancellation of Reserve Bank Stock; Mergers Involving Member Banks
    • SECTION 209.4—Amounts and Payments for Subscriptions and Cancellations; Timing and Rate of Dividends
    • SECTION 209.5—The Share Register
  • Regulation K: International Banking Operations
    • SUBPART A—INTERNATIONAL OPERATIONS OF U.S. BANKING ORGANIZATIONS
      • SECTION 211.1—Authority, Purpose, and Scope
      • SECTION 211.2—Definitions
      • SECTION 211.3—Foreign Branches of U.S. Banking Organizations
      • SECTION 211.4—Permissible Activities and Investments of Foreign Branches of Member Banks
      • SECTION 211.5—Edge and Agreement Corporations
      • SECTION 211.6—Permissible Activities of Edge and Agreement Corporations in the United States
      • SECTION 211.7—Voluntary Liquidation of Edge and Agreement Corporations
      • SECTION 211.8—Investments and Activities Abroad
      • SECTION 211.9—Investment Procedures
      • SECTION 211.10—Permissible Activities Abroad
      • SECTION 211.11—Advisory Opinions Under Regulation K
      • SECTION 211.12—Lending Limits and Capital Requirements
      • SECTION 211.13—Supervision and Reporting
    • SUBPART B—FOREIGN BANKING ORGANIZATIONS
      • SECTION 211.20—Authority, Purpose, and Scope
      • SECTION 211.21—Definitions
      • SECTION 211.22—Interstate Banking Operations of Foreign Banking Organizations
      • SECTION 211.23—Nonbanking Activities of Foreign Banking Organizations
      • SECTION 211.24—Approval of Offices of Foreign Banks; Procedures for Applications; Standards for Approval; Representative-Office Activities and Standards for Approval; Preservation of Existing Authority
      • SECTION 211.25—Termination of Offices of Foreign Banks
      • SECTION 211.26—Examination of Offices and Affiliates of Foreign Banks
      • SECTION 211.27—Disclosure of Supervisory Information to Foreign Supervisors
      • SECTION 211.28—Provisions Applicable to Branches and Agencies: Limitation on Loans to One Borrower
      • SECTION 211.29—Applications by State Branches and State Agencies to Conduct Activities Not Permissible for Federal Branches
      • SECTION 211.30—Criteria for Evaluating the U.S. Operations of Foreign Banks Not Subject to Consolidated Supervision
    • SUBPART C—EXPORT TRADING COMPANIES
      • SECTION 211.31—Authority, Purpose, and Scope
      • SECTION 211.32—Definitions
      • SECTION 211.33—Investments and Extensions of Credit
      • SECTION 211.34—Procedures for Filing and Processing Notices
    • SUBPART D—INTERNATIONAL LENDING SUPERVISION
      • SECTION 211.41—Authority, Purpose, and Scope
      • SECTION 211.42—Definitions
      • SECTION 211.43—Allocated Transfer-Risk Reserve
      • SECTION 211.44—Reporting and Disclosure of International Assets
      • SECTION 211.45—Accounting for Fees on International Loans
  • Regulation L: Management Official Interlocks
    • SECTION 212.1—Authority, Purpose, and Scope
    • SECTION 212.2—Definitions
    • SECTION 212.3—Prohibitions
    • SECTION 212.4—Interlocking Relationships Permitted by Statute
    • SECTION 212.5—Small-Market-Share Exemption
    • SECTION 212.6—General Exemption
    • SECTION 212.7—Change in Circumstances
    • SECTION 212.8—Enforcement
    • SECTION 212.9—Effect of Interlocks Act on Clayton Act
  • Regulation O: Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks
    • SECTION 215.1—Authority, Purpose, and Scope
    • SECTION 215.2—Definitions
    • SECTION 215.3—Extension of Credit
    • SECTION 215.4—General Prohibitions
    • SECTION 215.5—Additional Restrictions on Loans to Executive Officers of Member Banks
    • SECTION 215.6—Prohibition on Knowingly Receiving Unauthorized Extension of Credit
    • SECTION 215.7—Extensions of Credit Outstanding on March 10, 1979
    • SECTION 215.8—Records of Member Banks
    • SECTION 215.9—Disclosure of Credit from Member Banks to Executive Officers and Principal Shareholders
    • SECTION 215.10—Reporting Requirement for Credit Secured by Certain Bank Stock
    • SECTION 215.11—Civil Penalties
    • SECTION 215.12—Application to Savings Associations
    • Appendix—Section 5200 of the Revised Statutes
  • Regulation Q: Capital Adequacy of Bank Holding Companies, Savings and Loan Holding Companies, and State Member Banks
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 217.1—Purpose, Applicability, Reservations of Authority, and Timing
      • SECTION 217.2—Definitions
      • SECTION 217.3—Operational Requirements for Counterparty Credit Risk
      • SECTIONS 217.4–217.9—[Reserved]
    • SUBPART B—CAPITAL RATIO REQUIREMENTS AND BUFFERS
      • SECTION 217.10—Minimum Capital Requirements
      • SECTION 217.11—Capital Conservation Buffer, Countercyclical Capital Buffer Amount, and GSIB Surcharge
      • SECTION 217.12—Community Bank Leverage Ratio Framework
      • SECTIONS 217.13–217.19—[Reserved]
    • SUBPART C—DEFINITION OF CAPITAL
      • SECTION 217.20—Capital Components and Eligibility Criteria for Regulatory Capital Instruments
      • SECTION 217.21—Minority Interest
      • SECTION 217.22—Regulatory Capital Adjustments and Deductions
      • SECTIONS 217.23–217.29—[Reserved]
    • SUBPART D—RISK-WEIGHTED ASSETS—STANDARDIZED APPROACH
      • SECTION 217.30—Applicability
      • SECTION 217.31—Mechanics for Calculating Risk-Weighted Assets for General Credit Risk
      • SECTION 217.32—General Risk Weights
      • SECTION 217.33—Off-Balance Sheet Exposures
      • SECTION 217.34—Derivative Contracts
      • SECTION 217.35—Cleared Transactions
      • SECTION 217.36—Guarantees and Credit Derivatives: Substitution Treatment
      • SECTION 217.37—Collateralized Transactions
      • SECTION 217.38—Unsettled Transactions
      • SECTIONS 217.39–217.40—[Reserved]
      • SECTION 217.41—Operational Requirements for Securitization Exposures
      • SECTION 217.42—Risk-Weighted Assets for Securitization Exposures
      • SECTION 217.43—Simplified Supervisory Formula Approach (SSFA) and the Gross-Up Approach
      • SECTION 217.44—Securitization Exposures to Which the SSFA and Gross-Up Approach Do Not Apply
      • SECTION 217.45—Recognition of Credit Risk Mitigants for Securitization Exposures
      • SECTIONS 217.46–217.50—[Reserved]
      • SECTION 217.51—Introduction and Exposure Measurement
      • SECTION 217.52—Simple Risk-Weight Approach (SRWA)
      • SECTION 217.53—Equity Exposures to Investment Funds
      • SECTIONS 217.54–217.60—[Reserved]
      • SECTION 217.61—Purpose and Scope
      • SECTION 217.62—Disclosure Requirements
      • SECTION 217.63—Disclosures by Board-Regulated Institutions Described in Section 217.61
      • SECTIONS 217.64–217.99—[Reserved]
    • SUBPART E—RISK-WEIGHTED ASSETS—INTERNAL RATINGS-BASED AND ADVANCED MEASUREMENT APPROACHES
      • SECTION 217.100—Purpose, Applicability, and Principle of Conservatism
      • SECTION 217.101—Definitions
      • SECTIONS 217.102–217.120—[Reserved]
      • SECTION 217.121—Qualification Process
      • SECTION 217.122—Qualification Requirements
      • SECTION 217.123—Ongoing Qualification
      • SECTION 217.124—Merger and Acquisition Transitional Arrangements
      • SECTIONS 217.125–217.130—[Reserved]
      • SECTION 217.131—Mechanics for Calculating Total Wholesale and Retail Risk-Weighted Assets
      • SECTION 217.132—Counterparty Credit Risk of Repo-Style Transactions, Eligible Margin Loans, and OTC Derivative Contracts
      • SECTION 217.133—Cleared Transactions
      • SECTION 217.134—Guarantees and Credit Derivatives: PD Substitution and LGD Adjustment Approaches
      • SECTION 217.135—Guarantees and Credit Derivatives: Double Default Treatment
      • SECTION 217.136—Unsettled Transactions
      • SECTIONS 217.137–217.140—[Reserved]
      • SECTION 217.141—Operational Criteria for Recognizing the Transfer of Risk
      • SECTION 217.142—Risk-Weighted Assets for Securitization Exposures
      • SECTION 217.143—Supervisory Formula Approach (SFA)
      • SECTION 217.144—Simplified Supervisory Formula Approach (SSFA)
      • SECTION 217.145—Recognition of Credit Risk Mitigants for Securitization Exposures
      • SECTIONS 217.146–217.150—[Reserved]
      • SECTION 217.151—Introduction and Exposure Measurement
      • SECTION 217.152—Simple Risk Weight Approach (SRWA)
      • SECTION 217.153—Internal Models Approach (IMA)
      • SECTION 217.154—Equity Exposures to Investment Funds
      • SECTION 217.155—Equity Derivative Contracts
      • SECTIONS 217.156–217.160—[Reserved]
      • SECTION 217.161—Qualification Requirements for Incorporation of Operational Risk Mitigants
      • SECTION 217.162—Mechanics of Risk-Weighted Asset Calculation
      • SECTIONS 217.163–217.170—[Reserved]
      • SECTION 217.171—Purpose and Scope
      • SECTION 217.172—Disclosure Requirements
      • SECTION 217.173—Disclosures by Certain Advanced Approaches Board-Regulated Institutions and Category III Board-Regulated Institutions
      • SECTIONS 217.174–217.200—[Reserved]
    • SUBPART F—RISK-WEIGHTED ASSETS—MARKET RISK
      • SECTION 217.201—Purpose, Applicability, and Reservation of Authority
      • SECTION 217.202—Definitions
      • SECTION 217.203—Requirements for Application of this Subpart F
      • SECTION 217.204—Measure for Market Risk
      • SECTION 217.205—VaR-Based Measure
      • SECTION 217.206—Stressed VaR-Based Measure
      • SECTION 217.207—Specific Risk
      • SECTION 217.208—Incremental Risk
      • SECTION 217.209—Comprehensive Risk
      • SECTION 217.210—Standardized Measurement Method for Specific Risk
      • SECTION 217.211—Simplified Supervisory Formula Approach (SSFA)
      • SECTION 217.212—Market Risk Disclosures
      • SECTIONS 217.213–217.299—[Reserved]
    • SUBPART G—TRANSITION PROVISIONS
      • SECTION 217.300—Transitions
      • SECTION 217.301—Current Expected Credit Losses (CECL) Transition
      • SECTION 217.302—Exposures Related to the Money Market Mutual Fund Liquidity Facility
      • SECTION 217.303—Temporary Exclusions from Total Leverage Exposure
      • SECTION 217.304—Temporary Changes to the Community Bank Leverage Ratio Framework
      • SECTION 217.305—Exposures Related to the Paycheck Protection Program Lending Facility
      • SECTION 217.306—Building Block Approach (BBA) Capital Conservation Buffer Transition
    • SUBPART H—RISK-BASED CAPITAL SURCHARGE FOR GLOBAL SYSTEMICALLY IMPORTANT BANK HOLDING COMPANIES
      • SECTION 217.400—Purpose and Applicability
      • SECTION 217.401—Definitions
      • SECTION 217.402—Identification as a Global Systemically Important BHC
      • SECTION 217.403—GSIB Surcharge
      • SECTION 217.404—Method 1 Score
      • SECTION 217.405—Method 2 Score
      • SECTION 217.406—Short-Term Wholesale Funding Score
      • Appendix to Subpart H—Calibrating the GSIB Surcharge
    • SUBPART I—APPLICATION OF CAPITAL RULES
      • SECTION 217.501—The Board’s Regulatory Capital Framework for Depository Institution Holding Companies Organized as Non-Stock Companies
      • SECTION 217.502—Application of the Board’s Regulatory Capital Framework to Employee Stock Ownership Plans that are Depository Institution Holding Companies and Certain Trusts that are Savings and Loan Holding Companies
    • SUBPART J—RISK-BASED CAPITAL REQUIREMENTS FOR BOARD-REGULATED INSTITUTIONS SIGNIFICANTLY ENGAGED IN INSURANCE ACTIVITIES
      • SECTION 217.601—Purpose, Applicability, and Reservations of Authority
      • SECTION 217.602—Definitions
      • SECTION 217.603—BBA Ratio and Minimum Requirements
      • SECTION 217.604—Capital Conservation Buffer
      • SECTION 217.605—Determination of Building Blocks
      • SECTION 217.606—Scaling Parameters
      • SECTION 217.607—Capital Requirements under the Building Block Approach
      • SECTION 217.608—Available Capital Resources under the Building Block Approach
    • APPENDIX A—The Federal Reserve Board's Framework for Implementing the Countercyclical Capital Buffer
  • Regulation R: Exceptions for Banks from the Definition of Broker in the Securities Exchange Act of 1934
    • SECTION 218.100—Definition
    • SECTION 218.700—Defined Terms Relating to the Networking Exception from the Definition of Broker
    • SECTION 218.701—Exemption from the Definition of Broker for Certain Institutional Referrals
    • SECTION 218.721—Defined Terms Relating to the Trust and Fiduciary Activities Exception from the Definition of Broker
    • SECTION 218.722—Exemption Allowing Banks to Calculate Trust and Fiduciary Compensation on a Bankwide Basis
    • SECTION 218.723—Exemptions for Special Accounts, Transferred Accounts, Foreign Branches and a de Minimis Number of Accounts
    • SECTION 218.740—Defined Terms Relating to the Sweep Accounts Exception from the Definition of Broker
    • SECTION 218.741—Exemption for Banks Effecting Transactions in Money Market Funds
    • SECTION 218.760—Exemption from Definition of Broker for Banks Accepting Orders to Effect Transactions in Securities from or on Behalf of Custody Accounts
    • SECTION 218.771—Exemption from the Definition of Broker for Banks Effecting Transactions in Securities Issued Pursuant to Regulation S
    • SECTION 218.772—Exemption from the Definition of Broker for Banks Engaging in Securities-Lending Transactions
    • SECTION 218.775—Exemption from the Definition of Broker for Banks Effecting Certain Excepted or Exempted Transactions in Investment Company Securities
    • SECTION 218.776—Exemption from the Definition of Broker for Banks Effecting Certain Excepted or Exempted Transactions in a Company’s Securities for its Employee Benefit Plans
    • SECTION 218.780—Exemption for Banks from Liability Under Section 29 of the Securities Exchange Act of 1934
    • SECTION 218.781—Exemption from the Definition of Broker for Banks for a Limited Period of Time
  • Regulation S: Reimbursement for Providing Financial Records; Recordkeeping Requirements for Certain Financial Records
    • SUBPART A—REIMBURSEMENT TO FINANCIAL INSTITUTIONS FOR PROVIDING FINANCIAL RECORDS
      • SECTION 219.1—Authority, Purpose and Scope
      • SECTION 219.2—Definitions
      • SECTION 219.3—Cost Reimbursement
      • Appendix A to Section 219.3—Reimbursement Schedule
      • SECTION 219.4—Exceptions
      • SECTION 219.5—Conditions for Payment
      • SECTION 219.6—Payment Procedures
    • SUBPART B—RECORDKEEPING AND REPORTING REQUIREMENTS FOR FUNDS TRANSFERS AND TRANSMITTALS OF FUNDS
      • SECTION 219.21—Authority, Purpose and Scope
      • SECTION 219.22—Definitions
      • SECTION 219.23—Recordkeeping and Reporting Requirements
      • SECTION 219.24—Retention Period
  • Regulation W: Transactions Between Member Banks and Their Affiliates
    • SUBPART A—INTRODUCTION AND DEFINITIONS
      • SECTION 223.1—Authority, Purpose, and Scope
      • SECTION 223.2—What is an “affiliate” for purposes of sections 23A and 23B and this part?
      • SECTION 223.3—What are the meanings of the other terms used in sections 23A and 23B and this part?
    • SUBPART B—GENERAL PROVISIONS OF SECTION 23A
      • SECTION 223.11—What is the maximum amount of covered transactions that a member bank may enter into with any single affiliate?
      • SECTION 223.12—What is the maximum amount of covered transactions that a member bank may enter into with all affiliates?
      • SECTION 223.13—What safety-and-soundness requirement applies to covered transactions?
      • SECTION 223.14—What are the collateral requirements for a credit transaction with an affiliate?
      • SECTION 223.15—May a member bank purchase a low-quality asset from an affiliate?
      • SECTION 223.16—What transactions by a member bank with any person are treated as transactions with an affiliate?
    • SUBPART C—VALUATION AND TIMING PRINCIPLES UNDER SECTION 23A
      • SECTION 223.21—What valuation and timing principles apply to credit transactions?
      • SECTION 223.22—What valuation and timing principles apply to asset purchases?
      • SECTION 223.23—What valuation and timing principles apply to purchases of and investments in securities issued by an affiliate?
      • SECTION 223.24—What valuation principles apply to extensions of credit secured by affiliate securities?
    • SUBPART D—OTHER REQUIREMENTS UNDER SECTION 23A
      • SECTION 223.31—How does section 23A apply to a member bank’s acquisition of an affiliate that becomes an operating subsidiary of the member bank after the acquisition?
      • SECTION 223.32—What rules apply to financial subsidiaries of a member bank?
      • SECTION 223.33—What rules apply to derivative transactions?
    • SUBPART E—EXEMPTIONS FROM THE PROVISIONS OF SECTION 23A
      • SECTION 223.41—What covered transactions are exempt from the quantitative limits and collateral requirements?
      • SECTION 223.42—What covered transactions are exempt from the quantitative limits, collateral requirements, and low-quality-asset prohibition?
      • SECTION 223.43—What are the standards under which the Board may grant additional exemptions from the requirements of section 23A?
    • SUBPART F—GENERAL PROVISIONS OF SECTION 23B
      • SECTION 223.51—What is the market-terms requirement of section 23B?
      • SECTION 223.52—What transactions with affiliates or others must comply with section 23B’s market-terms requirement?
      • SECTION 223.53—What asset purchases are prohibited by section 23B?
      • SECTION 223.54—What advertisements and statements are prohibited by section 23B?
      • SECTION 223.55—What are the standards under which the Board may grant exemptions from the requirements of section 23B?
      • SECTION 223.56—What transactions are exempt from the market-terms requirement of section 23B?
    • SUBPART G—APPLICATION OF SECTIONS 23A AND 23B TO U.S. BRANCHES AND AGENCIES OF FOREIGN BANKS
      • SECTION 223.61—How do sections 23A and 23B apply to U.S. branches and agencies of foreign banks?
    • SUBPART H—MISCELLANEOUS INTERPRETATIONS
    • SUBPART I—SAVINGS ASSOCIATIONS—TRANSACTIONS WITH AFFILIATES
      • SECTION 223.72—Transactions with Affiliates
  • Regulation KK: Swaps Margin and Swaps Push-Out
    • SUBPART A—MARGIN AND CAPITAL REQUIREMENTS FOR COVERED SWAP ENTITIES
      • SECTION 237.1—Authority, Purpose, Scope, Exemptions, and Compliance Dates
      • SECTION 237.2—Definitions
      • SECTION 237.3—Initial Margin
      • SECTION 237.4—Variation Margin
      • SECTION 237.5—Netting Arrangements, Minimum Transfer Amount, and Satisfaction of Collecting and Posting Requirements
      • SECTION 237.6—Eligible Collateral
      • SECTION 237.7—Segregation of Collateral
      • SECTION 237.8—Initial Margin Models and Standardized Amounts
      • SECTION 237.9—Cross-Border Application of Margin Requirements
      • SECTION 237.10—Documentation of Margin Matters
      • SECTION 237.11—Special Rules for Affiliates
      • SECTION 237.12—Capital
      • APPENDIX A TO SUBPART A—Standardized Minimum Initial Margin Requirements for Non-Cleared Swaps and Non-Cleared Security-Based Swaps
      • APPENDIX B TO SUBPART A—Margin Values for Eligible Noncash Margin Collateral
    • SUBPART B—PROHIBITION AGAINST FEDERAL ASSISTANCE TO SWAPS ENTITIES
      • SECTION 237.20—Definitions
      • SECTION 237.21—Definition of Insured Depository Institution for Purposes of Section 716 of the Dodd-Frank Act
      • SECTION 237.22—Transition Period for Insured Depository Institutions
  • Regulation NN: Retail Foreign Exchange Transactions
    • SECTION 240.1—Authority, Purpose, and Scope
    • SECTION 240.2—Definitions
    • SECTION 240.3—Prohibited Transactions
    • SECTION 240.4—Notification
    • SECTION 240.5—Application and Closing Out of Offsetting Long and Short Positions
    • SECTION 240.6—Disclosure
    • SECTION 240.7—Recordkeeping
    • SECTION 240.8—Capital Requirements
    • SECTION 240.9—Margin Requirements
    • SECTION 240.10—Required Reporting to Customers
    • SECTION 240.11—Unlawful Representations
    • SECTION 240.12—Authorization to Trade
    • SECTION 240.13—Trading and Operational Standards
    • SECTION 240.14—Supervision
    • SECTION 240.15—Notice of Transfers
    • SECTION 240.16—Customer Dispute Resolution
    • SECTION 240.17—Reservation of Authority
  • Regulation VV: Proprietary Trading and Certain Interests in and Relationships with Covered Funds
    • SUBPART A—AUTHORITY AND DEFINITIONS
      • SECTION 248.1—Authority, Purpose, Scope, and Relationship to Other Authorities
      • SECTION 248.2—Definitions
    • SUBPART B—PROPRIETARY TRADING
      • SECTION 248.3—Prohibition on Proprietary Trading
      • SECTION 248.4—Permitted Underwriting and Market Making-Related Activities
      • SECTION 248.5—Permitted Risk-Mitigating Hedging Activities
      • SECTION 248.6—Other Permitted Proprietary Trading Activities
      • SECTION 248.7—Limitations on Permitted Proprietary Trading Activities
      • SECTION 248.8—[Reserved]
      • SECTION 248.9—[Reserved]
    • SUBPART C—COVERED FUND ACTIVITIES AND INVESTMENTS
      • SECTION 248.10—Prohibition on Acquiring or Retaining an Ownership Interest in and Having Certain Relationships with a Covered Fund
      • SECTION 248.11—Permitted Organizing and Offering, Underwriting, and Market Making with Respect to a Covered Fund
      • SECTION 248.12—Permitted Investment in a Covered Fund
      • SECTION 248.13—Other Permitted Covered Fund Activities and Investments
      • SECTION 248.14—Limitations on Relationships with a Covered Fund
      • SECTION 248.15—Other Limitations on Permitted Covered Fund Activities and Investments
      • SECTION 248.16—Ownership of Interests in and Sponsorship of Issuers of Certain Collateralized Debt Obligations Backed by Trust-Preferred Securities
      • SECTION 248.17—[Reserved]
      • SECTION 248.18—[Reserved]
      • SECTION 248.19—[Reserved]
    • SUBPART D—COMPLIANCE PROGRAM REQUIREMENT; VIOLATIONS
      • SECTION 248.20—Program for Compliance; Reporting
      • SECTION 248.21—Termination of Activities or Investments; Penalties for Violations
    • APPENDIX A—Reporting and Recordkeeping Requirements for Covered Trading Activities
  • Regulation WW: Liquidity Risk Measurement, Standards, and Monitoring
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 249.1—Purpose and Applicability
      • SECTION 249.2—Reservation of Authority
      • SECTION 249.3—Definitions
      • SECTION 249.4—Certain Operational Requirements
    • SUBPART B—LIQUIDITY COVERAGE RATIO
      • SECTION 249.10—Liquidity Coverage Ratio
    • SUBPART C—HIGH-QUALITY LIQUID ASSETS
      • SECTION 249.20—High-Quality Liquid Asset Criteria
      • SECTION 249.21—High-Quality Liquid Asset Amount
      • SECTION 249.22—Requirements for Eligible High-Quality Liquid Assets
    • SUBPART D—TOTAL NET CASH OUTFLOW
      • SECTION 249.30—Total Net Cash Outflow Amount
      • SECTION 249.31—Determining Maturity
      • SECTION 249.32—Outflow Amounts
      • SECTION 249.33—Inflow Amounts
      • SECTION 249.34—Cash Flows Related to Covered Federal Reserve Facility Funding
    • SUBPART E—LIQUIDITY COVERAGE SHORTFALL
      • SECTION 249.40—Liquidity Coverage Shortfall: Supervisory Framework
    • SUBPART F—TRANSITIONS
      • SECTION 249.50—Transitions
    • SUBPARTS G–I [RESERVED]
    • SUBPART J—DISCLOSURES
      • SECTION 249.90—Timing, Method and Retention of Disclosures
      • SECTION 249.91—Disclosure Requirements
    • SUBPART K—NET STABLE FUNDING RATIO
      • SECTION 249.100—Net Stable Funding Ratio
      • SECTION 249.101—Determining Maturity
      • SECTION 249.102—Rules of Construction
      • SECTION 249.103—Calculation of Available Stable Funding Amount
      • SECTION 249.104—ASF Factors
      • SECTION 249.105—Calculation of Required Stable Funding Amount
      • SECTION 249.106—RSF Factors
      • SECTION 249.107—Calculation of NSFR Derivatives Amounts
      • SECTION 249.108—Funding Related to Covered Federal Reserve Facility Funding
      • SECTION 249.109—Rules for Consolidation
    • SUBPART L—NET STABLE FUNDING SHORTFALL
      • SECTION 249.110—NSFR Shortfall: Supervisory Framework
    • SUBPART M—TRANSITIONS
      • SECTION 249.120—Transitions
    • SUBPART N—NSFR PUBLIC DISCLOSURE
      • SECTION 249.130—Timing, Method, and Retention of Disclosures
      • SECTION 249.131—Disclosure Requirements
  • Regulation ZZ: Regulations Implementing the Adjustable Interest Rate (LIBOR) Act
    • SECTION 253.1—Authority, Purpose, and Scope
    • SECTION 253.2—Definitions
    • SECTION 253.3—Applicability
    • SECTION 253.4—Board-Selected Benchmark Replacements
    • SECTION 253.5—Benchmark Replacement Conforming Changes
    • SECTION 253.6—Preemption
    • SECTION 253.7—Continuity of Contract and Safe Harbor
    • APPENDIX A—ISDA Protocol
  • Department of the Treasury, Financial Crimes Enforcement Network
    • PARTS 1000–1009 [RESERVED]
    • PART 1010—GENERAL PROVISIONS
      • SUBPART A—GENERAL DEFINITIONS
        • SECTION 1010.100—General Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1010.200—General
        • SECTION 1010.205—Exempted Anti-Money Laundering Programs for Certain Financial Institutions
        • SECTION 1010.210—Anti-Money Laundering Programs
        • SECTION 1010.220—Customer Identification Program Requirements
        • SECTION 1010.230—Beneficial Ownership Requirements for Legal Entity Customers
        • Appendix A to Section 1010.230—Certification Regarding Beneficial Owners of Legal Entity Customers
      • SUBPART C—REPORTS REQUIRED TO BE MADE
        • SECTION 1010.300—General
        • SECTION 1010.301—Determination by the Secretary
        • SECTION 1010.305—[Reserved]
        • SECTION 1010.306—Filing of Reports
        • SECTION 1010.310—Reports of Transactions in Currency
        • SECTION 1010.311—Filing Obligations for Reports of Transactions in Currency
        • SECTION 1010.312—Identification Required
        • SECTION 1010.313—Aggregation
        • SECTION 1010.314—Structured Transactions
        • SECTION 1010.315—Exemptions for Non-Bank Financial Institutions
        • SECTION 1010.320—Reports of Suspicious Transactions
        • SECTION 1010.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
        • SECTION 1010.331—Reports Relating to Currency in Excess of $10,000 Received as Bail by Court Clerks
        • SECTION 1010.340—Reports of Transportation of Currency or Monetary Instruments
        • SECTION 1010.350—Reports of Foreign Financial Accounts
        • SECTION 1010.360—Reports of Transactions with Foreign Financial Agencies
        • SECTION 1010.370—Reports of Certain Domestic Transactions
        • SECTION 1010.380—Reports of Beneficial Ownership Information
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED
        • SECTION 1010.400—General
        • SECTION 1010.401—Determination by the Secretary
        • SECTION 1010.405—[Reserved]
        • SECTION 1010.410—Records to Be Made and Retained by Financial Institutions
        • SECTION 1010.415—Purchases of Bank Checks and Drafts, Cashier’s Checks, Money Orders and Traveler’s Checks
        • SECTION 1010.420—Records to Be Made and Retained by Persons Having Financial Interests in Foreign Financial Accounts
        • SECTION 1010.430—Nature of Records and Retention Period
        • SECTION 1010.440—Person Outside the United States
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1010.500—General
        • SECTION 1010.505—Definitions
        • SECTION 1010.520—Information Sharing Between Government Agencies and Financial Institutions
        • SECTION 1010.530—[Reserved]
        • SECTION 1010.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES
        • SECTION 1010.600—General
        • SECTION 1010.605—Definitions
        • SECTION 1010.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1010.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1010.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1010.640—[Reserved]
        • SECTION 1010.651—Special Measures Against Burma
        • SECTION 1010.653—Special Measures Against Commercial Bank of Syria
        • SECTION 1010.658—Special Measures Against FBME Bank, Ltd.
        • SECTION 1010.659—Special Measures Against North Korea
        • SECTION 1010.660—Special Measures Against Bank of Dandong
        • SECTION 1010.661—Special Measures Against Iran
        • SECTION 1010.663—Special Measures Regarding Al-Huda Bank
        • SECTION 1010.664—Special Measures Regarding Huione Group
        • SECTION 1010.670—Summons or Subpoena of Foreign Bank Records; Termination of Correspondent Relationship
      • SUBPART G—ADMINISTRATIVE RULINGS
        • SECTION 1010.710—Scope
        • SECTION 1010.711—Submitting Requests
        • SECTION 1010.712—Nonconforming Requests
        • SECTION 1010.713—Oral Communications
        • SECTION 1010.714—Withdrawing Requests
        • SECTION 1010.715—Issuing Rulings
        • SECTION 1010.716—Modifying or Rescinding Rulings
        • SECTION 1010.717—Disclosing Information
      • SUBPART H—ENFORCEMENT; PENALTIES; AND FORFEITURE
        • SECTION 1010.810—Enforcement
        • SECTION 1010.820—Civil Penalty
        • SECTION 1010.821—Penalty Adjustment and Table
        • SECTION 1010.830—Forfeiture of Currency or Monetary Instruments
        • SECTION 1010.840—Criminal Penalty
        • SECTION 1010.850—Enforcement Authority with Respect to Transportation of Currency or Monetary Instruments
      • SUBPART I—SUMMONS
        • SECTION 1010.911—General
        • SECTION 1010.912—Persons Who May Issue Summons
        • SECTION 1010.913—Contents of Summons
        • SECTION 1010.914—Service of Summons
        • SECTION 1010.915—Examination of Witnesses and Records
        • SECTION 1010.916—Enforcement of Summons
        • SECTION 1010.917—Payment of Expenses
      • SUBPART J—MISCELLANEOUS
        • SECTION 1010.920—Access to Records
        • SECTION 1010.930—Rewards for Informants
        • SECTION 1010.940—Photographic or Other Reproductions of Government Obligations
        • SECTION 1010.950—Availability of Information—General
        • SECTION 1010.955—Availability of Beneficial Ownership Information Reported under This Part
        • SECTION 1010.960—Disclosure
        • SECTION 1010.970—Exceptions, Exemptions, and Reports
        • SECTION 1010.980—Dollars as Including Foreign Currency
    • PARTS 1011–1019 [RESERVED]
    • PART 1020—RULES FOR BANKS
      • SUBPART A—DEFINITIONS
        • SECTION 1020.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1020.200—General
        • SECTION 1020.210—Anti-Money Laundering Program Requirements for Banks
        • SECTION 1020.220—Customer Identification Program Requirements for Banks
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY BANKS
        • SECTION 1020.300—General
        • SECTION 1020.310—Reports of Transactions in Currency
        • SECTION 1020.311—Filing Obligations
        • SECTION 1020.312—Identification Required
        • SECTION 1020.313—Aggregation
        • SECTION 1020.314—Structured Transactions
        • SECTION 1020.315—Transactions of Exempt Persons
        • SECTION 1020.320—Reports by Banks of Suspicious Transactions
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY BANKS
        • SECTION 1020.400—General
        • SECTION 1020.410—Records to Be Made and Retained by Banks
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1020.500—General
        • SECTION 1020.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Banks
        • SECTION 1020.530—[Reserved]
        • SECTION 1020.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES
        • SECTION 1020.600—General
        • SECTION 1020.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1020.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1020.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1020.640—[Reserved]
        • SECTION 1020.670—Summons or Subpoena of Foreign Bank Records; Termination of Correspondent Relationship
    • PART 1021—RULES FOR CASINOS AND CARD CLUBS
      • SUBPART A—DEFINITIONS
        • SECTION 1021.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1021.200—General
        • SECTION 1021.210—Anti-Money Laundering Program Requirements for Casinos
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY CASINOS AND CARD CLUBS
        • SECTION 1021.300—General
        • SECTION 1021.310—Reports of Transactions in Currency
        • SECTION 1021.311—Filing Obligations
        • SECTION 1021.312—Identification Required
        • SECTION 1021.313—Aggregation
        • SECTION 1021.314—Structured Transactions
        • SECTION 1021.315—Exemptions
        • SECTION 1021.320—Reports by Casinos of Suspicious Transactions
        • SECTION 1021.330—Exceptions to the Reporting Requirements of 31 U.S.C. 5331
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY CASINOS AND CARD CLUBS
        • SECTION 1021.400—General
        • SECTION 1021.410—Additional Records to Be Made and Retained by Casinos
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY FOR CASINOS AND CARD CLUBS
        • SECTION 1021.500—General
        • SECTION 1021.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Casinos and Card Clubs
        • SECTION 1021.530—[Reserved]
        • SECTION 1021.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR CASINOS AND CARD CLUBS
        • SECTION 1021.600—General
        • SECTION 1021.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1021.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1021.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1021.640—[Reserved]
        • SECTION 1021.670—Summons or Subpoena of Foreign Bank Records; Termination of Correspondent Relationship
    • PART 1022—RULES FOR MONEY SERVICES BUSINESSES
      • SUBPART A—DEFINITIONS
        • SECTION 1022.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1022.200—General
        • SECTION 1022.210—Anti-Money Laundering Programs for Money Services Businesses
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY MONEY SERVICES BUSINESSES
        • SECTION 1022.300—General
        • SECTION 1022.310—Reports of Transactions in Currency
        • SECTION 1022.311—Filing Obligations
        • SECTION 1022.312—Identification Required
        • SECTION 1022.313—Aggregation
        • SECTION 1022.314—Structured Transactions
        • SECTION 1022.315—Exemptions
        • SECTION 1022.320—Reports by Money Services Businesses of Suspicious Transactions
        • SECTION 1022.380—Registration of Money Services Businesses
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY MONEY SERVICES BUSINESSES
        • SECTION 1022.400—General
        • SECTION 1022.410—Additional Records to Be Made and Retained by Dealers in Foreign Exchange
        • SECTION 1022.420—Additional Records to Be Maintained By Providers and Sellers of Prepaid Access
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1022.500—General
        • SECTION 1022.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Money Services Businesses
        • SECTION 1022.530—[Reserved]
        • SECTION 1022.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR MONEY SERVICES BUSINESSES
        • SECTION 1022.600—General
        • SECTION 1022.610—[Reserved]
        • SECTION 1022.620—[Reserved]
        • SECTION 1022.630—[Reserved]
        • SECTION 1022.640—[Reserved]
        • SECTION 1022.670—[Reserved]
    • PART 1023—RULES FOR BROKERS OR DEALERS IN SECURITIES
      • SUBPART A—DEFINITIONS
        • SECTION 1023.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1023.200—General
        • SECTION 1023.210—Anti-Money Laundering Program Requirements for Brokers or Dealers in Securities
        • SECTION 1023.220—Customer Identification Programs for Broker-Dealers
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY BROKERS OR DEALERS IN SECURITIES
        • SECTION 1023.300—General
        • SECTION 1023.310—Reports of Transactions in Currency
        • SECTION 1023.311—Filing Obligations
        • SECTION 1023.312—Identification Required
        • SECTION 1023.313—Aggregation
        • SECTION 1023.314—Structured Transactions
        • SECTION 1023.315—Exemptions
        • SECTION 1023.320—Reports by Brokers or Dealers in Securities of Suspicious Transactions
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY BROKERS OR DEALERS IN SECURITIES
        • SECTION 1023.400—General
        • SECTION 1023.410—Additional Records to Be Made and Retained by Brokers or Dealers in Securities
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1023.500—General
        • SECTION 1023.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Brokers or Dealers in Securities
        • SECTION 1023.530—[Reserved]
        • SECTION 1023.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR BROKERS OR DEALERS IN SECURITIES
        • SECTION 1023.600—General
        • SECTION 1023.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1023.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1023.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1023.640—[Reserved]
        • SECTION 1023.670—Summons or Subpoena of Foreign Bank Account Records; Termination of Correspondent Relationship
    • PART 1024—RULES FOR MUTUAL FUNDS
      • SUBPART A—DEFINITIONS
        • SECTION 1024.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1024.200—General
        • SECTION 1024.210—Anti-Money Laundering Programs for Mutual Funds
        • SECTION 1024.220—Customer Identification Programs for Mutual Funds
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY MUTUAL FUNDS
        • SECTION 1024.300—General
        • SECTION 1024.310—Reports of Transactions in Currency
        • SECTION 1024.311—Filing Obligations
        • SECTION 1024.312—Identification Required
        • SECTION 1024.313—Aggregation
        • SECTION 1024.314—Structured Transactions
        • SECTION 1024.315—Exemptions
        • SECTION 1024.320—Reports by Mutual Funds of Suspicious Transactions
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY MUTUAL FUNDS
        • SECTION 1024.400—General
        • SECTION 1024.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1024.500—General
        • SECTION 1024.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Mutual Funds
        • SECTION 1024.530—[Reserved]
        • SECTION 1024.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR MUTUAL FUNDS
        • SECTION 1024.600—General
        • SECTION 1024.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institution
        • SECTION 1024.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1024.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1024.640—[Reserved]
        • SECTION 1024.670—[Reserved]
    • PART 1025—RULES FOR INSURANCE COMPANIES
      • SUBPART A—DEFINITIONS
        • SECTION 1025.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1025.200—General
        • SECTION 1025.210—Anti-Money Laundering Programs for Insurance Companies
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY INSURANCE COMPANIES
        • SECTION 1025.300—General
        • SECTION 1025.310—[Reserved]
        • SECTION 1025.315—[Reserved]
        • SECTION 1025.320—Reports by Insurance Companies of Suspicious Transactions
        • SECTION 1025.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY INSURANCE COMPANIES
        • SECTION 1025.400—General
        • SECTION 1025.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1025.500—General
        • SECTION 1025.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Insurance Companies
        • SECTION 1025.530—[Reserved]
        • SECTION 1025.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR INSURANCE COMPANIES
        • SECTION 1025.600—[Reserved]
        • SECTION 1025.610—[Reserved]
        • SECTION 1025.620—[Reserved]
        • SECTION 1025.630—[Reserved]
        • SECTION 1025.640—[Reserved]
        • SECTION 1025.670—[Reserved]
    • PART 1026—RULES FOR FUTURES COMMISSION MERCHANTS AND INTRODUCING BROKERS IN COMMODITIES
      • SUBPART A—DEFINITIONS
        • SECTION 1026.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1026.200—General
        • SECTION 1026.210—Anti-Money Laundering Program Requirements for Futures Commission Merchants and Introducing Brokers in Commodities
        • SECTION 1026.220—Customer Identification Programs for Futures Commission Merchants and Introducing Brokers
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY FUTURES COMMISSION MERCHANTS AND INTRODUCING BROKERS IN COMMODITIES
        • SECTION 1026.300—General
        • SECTION 1026.310—Reports of Transactions in Currency
        • SECTION 1026.311—Filing Obligations
        • SECTION 1026.312—Identification Required
        • SECTION 1026.313—Aggregation
        • SECTION 1026.314—Structured Transactions
        • SECTION 1026.315—Exemptions
        • SECTION 1026.320—Reports by Futures Commission Merchants and Introducing Brokers in Commodities of Suspicious Transactions
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY FUTURES COMMISSION MERCHANTS AND INTRODUCING BROKERS IN COMMODITIES
        • SECTION 1026.400—General
        • SECTION 1026.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1026.500—General
        • SECTION 1026.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Futures Commission Merchants and Introducing Brokers in Commodities
        • SECTION 1026.530—[Reserved]
        • SECTION 1026.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR FUTURES COMMISSION MERCHANTS AND INTRODUCING BROKERS IN COMMODITIES
        • SECTION 1026.600—General
        • SECTION 1026.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1026.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1026.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1026.640—[Reserved]
        • SECTION 1026.670—Summons or Subpoena of Foreign Bank Records; Termination of Correspondent Relationship
    • PART 1027—RULES FOR DEALERS IN PRECIOUS METALS, PRECIOUS STONES, OR JEWELS
      • SUBPART A—DEFINITIONS
        • SECTION 1027.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1027.200—General
        • SECTION 1027.210—Anti-Money Laundering Programs for Dealers in Precious Metals, Precious Stones, or Jewels
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY DEALERS IN PRECIOUS METALS, PRECIOUS STONES, OR JEWELS
        • SECTION 1027.300—General
        • SECTION 1027.310—[Reserved]
        • SECTION 1027.315—[Reserved]
        • SECTION 1027.320—[Reserved]
        • SECTION 1027.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY DEALERS IN PRECIOUS METALS, PRECIOUS STONES, OR JEWELS
        • SECTION 1027.400—General
        • SECTION 1027.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1027.500—General
        • SECTION 1027.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Dealers in Precious Metals, Precious Stones, or Jewels
        • SECTION 1027.530—[Reserved]
        • SECTION 1027.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR DEALERS IN PRECIOUS METALS, PRECIOUS STONES, OR JEWELS
        • SECTION 1027.600—[Reserved]
        • SECTION 1027.610—[Reserved]
        • SECTION 1027.620—[Reserved]
        • SECTION 1027.630—[Reserved]
        • SECTION 1027.640—[Reserved]
        • SECTION 1027.670—[Reserved]
    • PART 1028—RULES FOR OPERATORS OF CREDIT CARD SYSTEMS
      • SUBPART A—DEFINITIONS
        • SECTION 1028.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1028.200—General
        • SECTION 1028.210—Anti-Money Laundering Programs for Operators of Credit Card Systems
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY OPERATORS OF CREDIT CARD SYSTEMS
        • SECTION 1028.300—General
        • SECTION 1028.310—[Reserved]
        • SECTION 1028.315—[Reserved]
        • SECTION 1028.320—[Reserved]
        • SECTION 1028.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY OPERATORS OF CREDIT CARD SYSTEMS
        • SECTION 1028.400—General
        • SECTION 1028.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1028.500—General
        • SECTION 1028.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Operators of Credit Card Systems
        • SECTION 1028.530—[Reserved]
        • SECTION 1028.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR OPERATORS OF CREDIT CARD SYSTEMS
        • SECTION 1028.600—[Reserved]
        • SECTION 1028.610—[Reserved]
        • SECTION 1028.620—[Reserved]
        • SECTION 1028.630—[Reserved]
        • SECTION 1028.640—[Reserved]
        • SECTION 1028.670—[Reserved]
    • PART 1029—RULES FOR LOAN OR FINANCE COMPANIES
      • SUBPART A—DEFINITIONS
        • SECTION 1029.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1029.200—General
        • SECTION 1029.210—Anti-Money Laundering Programs for Loan or Finance Companies
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY LOAN OR FINANCE COMPANIES
        • SECTION 1029.300—General
        • SECTION 1029.310—[Reserved]
        • SECTION 1029.315—[Reserved]
        • SECTION 1029.320—Reports by Loan or Finance Companies of Suspicious Transactions
        • SECTION 1029.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY LOAN OR FINANCE COMPANIES
        • SECTION 1029.400—General
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1029.500—General
        • SECTION 1029.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Loan or Finance Companies
        • SECTION 1029.530—[Reserved]
        • SECTION 1029.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS, AND SPECIAL MEASURES FOR LOAN OR FINANCE COMPANIES
        • SECTION 1029.600—[Reserved]
        • SECTION 1029.610—[Reserved]
        • SECTION 1029.620—[Reserved]
        • SECTION 1029.630—[Reserved]
        • SECTION 1029.640—[Reserved]
        • SECTION 1029.670—[Reserved]
    • PART 1030—RULES FOR HOUSING GOVERNMENT SPONSORED ENTERPRISES
      • SUBPART A—DEFINITIONS
        • SECTION 1030.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1030.200—General
        • SECTION 1030.210—Anti-Money Laundering Programs for Housing Government Sponsored Enterprises
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY HOUSING GOVERNMENT SPONSORED ENTERPRISES
        • SECTION 1030.300—General
        • SECTIONS 1030.310–1030.315 [Reserved]
        • SECTION 1030.320—Reports by Housing Government Sponsored Enterprises of Suspicious Transactions
        • SECTION 1030.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY HOUSING GOVERNMENT SPONSORED ENTERPRISES
        • SECTION 1030.400—General
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1030.500—General
        • SECTION 1030.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Housing Government Sponsored Enterprises
        • SECTION 1030.530—[Reserved]
        • SECTION 1030.540—Voluntary Information Sharing among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS, AND SPECIAL MEASURES FOR HOUSING GOVERNMENT SPONSORED ENTERPRISESSECTIONS 1030.600–1030.670—[Reserved]
    • PART 1031—RULES FOR PERSONS INVOLVED IN REAL ESTATE CLOSINGS AND SETTLEMENTS
      • SUBPARTS A AND B—[RESERVED]
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY PERSONS INVOLVED IN REAL ESTATE CLOSINGS AND SETTLEMENTS
        • SECTION 1031.320—Reports of Residential Real Property Transfers
        • SECTION 1031.321—[Reserved]
    • PARTS 1032–1059 [RESERVED]
    • PART 1060—PROVISIONS RELATING TO THE COMPREHENSIVE IRAN SANCTIONS, ACCOUNTABILITY, AND DIVESTMENT ACT OF 2010
      • SECTION 1060.100—[Reserved]
      • SECTION 1060.200—[Reserved]
      • SECTION 1060.300—Reporting Obligations on Foreign Bank Relationships with Iranian-Linked Financial Institutions Designated Under IEEPA and IRGC-Linked Persons Designated Under IEEPA
      • SECTION 1060.400—[Reserved]
      • SECTION 1060.500—[Reserved]
      • SECTION 1060.600—[Reserved]
      • SECTION 1060.700—[Reserved]
      • SECTION 1060.800—Penalties
    • PARTS 1061–1099 [RESERVED]
• Holding and Nonbank Financial Companies
  • Regulation Y: Bank Holding Companies and Change in Bank Control
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 225.1—Authority, Purpose, and Scope
      • SECTION 225.2—Definitions
      • SECTION 225.3—Administration
      • SECTION 225.4—Corporate Practices
      • SECTION 225.5—Registration, Reports, and Inspections
      • SECTION 225.6—Penalties for Violations
      • SECTION 225.7—Exceptions to Tying Restrictions
      • SECTION 225.8—Capital Planning and Stress Capital Buffer Requirement
      • SECTION 225.9—Control over Securities
      • SECTION 225.10—Temporary Relief for 2020 and 2021
    • SUBPART B—ACQUISITION OF BANK SECURITIES OR ASSETS
      • SECTION 225.11—Transactions Requiring Board Approval
      • SECTION 225.12—Transactions Not Requiring Board Approval
      • SECTION 225.13—Factors Considered in Acting on Bank Acquisition Proposals
      • SECTION 225.14—Expedited Action for Certain Bank Acquisitions by Well-Run Bank Holding Companies
      • SECTION 225.15—Procedures for Other Bank Acquisition Proposals
      • SECTION 225.16—Public Notice, Comments, Hearings, and Other Provisions Governing Applications and Notices
      • SECTION 225.17—Notice Procedure for One-Bank Holding Company Formations
    • SUBPART C—NONBANKING ACTIVITIES AND ACQUISITIONS BY BANK HOLDING COMPANIES
      • SECTION 225.21—Prohibited Nonbanking Activities and Acquisitions; Exempt Bank Holding Companies
      • SECTION 225.22—Exempt Nonbanking Activities and Acquisitions
      • SECTION 225.23—Expedited Action for Certain Nonbanking Proposals by Well-Run Bank Holding Companies
      • SECTION 225.24—Procedures for Other Nonbanking Proposals
      • SECTION 225.25—Hearings, Alteration of Activities, and Other Matters
      • SECTION 225.26—Factors Considered in Acting on Nonbanking Proposals
      • SECTION 225.27—Procedures for Determining Scope of Nonbanking Activities
      • SECTION 225.28—List of Permissible Nonbanking Activities
    • SUBPART D—CONTROL AND DIVESTITURE PROCEEDINGS
      • SECTION 225.31—Control Proceedings
      • SECTION 225.32—Rebuttable Presumptions of Control of a Company
      • SECTION 225.33—Rebuttable Presumptions of Noncontrol of a Company
      • SECTION 225.34—Total Equity
    • SUBPART E—CHANGE IN BANK CONTROL
      • SECTION 225.41—Transactions Requiring Prior Notice
      • SECTION 225.42—Transactions Not Requiring Prior Notice
      • SECTION 225.43—Procedures for Filing, Processing, Publishing, and Acting on Notices
      • SECTION 225.44—Reporting of Stock Loans
    • SUBPART F—LIMITATIONS ON NONBANK BANKS
      • SECTION 225.52—Limitation on Overdrafts
    • SUBPART G—APPRAISAL STANDARDS FOR FEDERALLY RELATED TRANSACTIONS
      • SECTION 225.61—Authority, Purpose, and Scope
      • SECTION 225.62—Definitions
      • SECTION 225.63—Appraisals Required; Transactions Requiring a State-Certified or -Licensed Appraiser
      • SECTION 225.64—Minimum Appraisal Standards
      • SECTION 225.65—Appraiser Independence
      • SECTION 225.66—Professional Association Membership; Competency
      • SECTION 225.67—Enforcement
    • SUBPART H—NOTICE OF ADDITION OR CHANGE OF DIRECTORS AND SENIOR EXECUTIVE OFFICERS
      • SECTION 225.71—Definitions
      • SECTION 225.72—Director and Officer Appointments; Prior-Notice Requirement
      • SECTION 225.73—Procedures for Filing, Processing, and Acting on Notices; Standards for Disapproval; Waiver of Notice
    • SUBPART I—FINANCIAL HOLDING COMPANIES
      • SECTION 225.81—What is a financial holding company?
      • SECTION 225.82—How does a bank holding company elect to become a financial holding company?
      • SECTION 225.83—What are the consequences of failing to continue to meet applicable capital and management requirements?
      • SECTION 225.84—What are the consequences of failing to maintain a satisfactory or better rating under the Community Reinvestment Act at all insured depository institution subsidiaries?
      • SECTION 225.85—Is notice to or approval from the Board required prior to engaging in a financial activity?
      • SECTION 225.86—What activities are permissible for any financial holding company?
      • SECTION 225.87—Is notice to the Board required after engaging in a financial activity?
      • SECTION 225.88—How to request the Board to determine that an activity is financial in nature or incidental to a financial activity
      • SECTION 225.89—How to request approval to engage in an activity that is complementary to a financial activity
      • SECTION 225.90—What are the requirements for a foreign bank to be treated as a financial holding company?
      • SECTION 225.91—How may a foreign bank elect to be treated as a financial holding company?
      • SECTION 225.92—How does an election by a foreign bank become effective?
      • SECTION 225.93—What are the consequences of a foreign bank failing to continue to meet applicable capital and management requirements?
      • SECTION 225.94—What are the consequences of an insured branch or depository institution failing to maintain a satisfactory or better rating under the Community Reinvestment Act?
    • SUBPART J—MERCHANT BANKING INVESTMENTS
      • SECTION 225.170—What type of investments are permitted by this subpart, and under what conditions may they be made?
      • SECTION 225.171—What are the limitations on managing or operating a portfolio company held as a merchant banking investment?
      • SECTION 225.172—What are the holding periods permitted for merchant banking investments?
      • SECTION 225.173—How are investments in private equity funds treated under this subpart?
      • SECTION 225.174—What aggregate thresholds apply to merchant banking investments?
      • SECTION 225.175—What risk management, record keeping and reporting policies are required to make merchant banking investments?
      • SECTION 225.176—How do the statutory cross-marketing and section 23A and 23B limitations apply to merchant banking investments?
      • SECTION 225.177—Definitions
    • SUBPART K—PROPRIETARY TRADING AND RELATIONSHIPS WITH HEDGE FUNDS AND PRIVATE EQUITY FUNDS
      • SECTION 225.180—Definitions
      • SECTION 225.181—Conformance Period for Banking Entities Engaged in Prohibited Proprietary Trading or Private Fund Activities
      • SECTION 225.182—Conformance Period for Nonbank Financial Companies Supervised by the Board Engaged in Proprietary Trading or Private Fund Activities
    • SUBPART L—CONDITIONS TO ORDERS
      • SECTION 225.200—Conditions to Board’s Section 20 Orders
    • SUBPART M—MINIMUM REQUIREMENTS FOR APPRAISAL MANAGEMENT COMPANIES
      • SECTION 225.190—Authority, Purpose, and Scope
      • SECTION 225.191—Definitions
      • SECTION 225.192—Appraiser Panel—Annual Size Calculation
      • SECTION 225.193—Appraisal Management Company Registration
      • SECTION 225.194—Ownership Limitations for State-Registered Appraisal Management Companies
      • SECTION 225.195—Requirements for Federally Regulated Appraisal Management Companies
      • SECTION 225.196—Information to Be Presented to the Appraisal Subcommittee by Participating States
    • SUBPART N—COMPUTER-SECURITY INCIDENT NOTIFICATION
      • SECTION 225.300—Authority, Purpose, and Scope
      • SECTION 225.301—Definitions
      • SECTION 225.302—Notification
      • SECTION 225.303—Bank Service Provider Notification
    • SUBPART O—QUALITY CONTROL STANDARDS FOR AUTOMATED VALUATION MODELS USED FOR MORTGAGE LENDING PURPOSES
      • SECTION 225.350—Authority, Purpose, and Scope
      • SECTION 225.351—Definitions
      • SECTION 225.352—Quality Control Standards
    • APPENDIX A—Capital Adequacy Guidelines for Bank Holding Companies: Risk-Based Measure
      • I. Overview
      • II. Definition of Qualifying Capital for the Risk-Based Capital Ratio
      • III. Procedures for Computing Weighted-Risk Assets and Off-Balance-Sheet Items
      • IV. Minimum Supervisory Ratios and Standards
      • Attachment I—Sample Calculation of Risk-Based Capital Ratio for Bank Holding Companies
    • APPENDIX B—[Reserved]
    • APPENDIX C—Small Bank Holding Company Policy Statement
    • APPENDIX D—[Reserved]
    • APPENDIX E—[Reserved]
    • APPENDIX F—Interagency Guidelines Establishing Information Security Standards
    • APPENDIX G—[Reserved]
  • Regulation LL: Savings and Loan Holding Companies
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 238.1—Authority, Purpose, and Scope
      • SECTION 238.2—Definitions
      • SECTION 238.3—Administration
      • SECTION 238.4—Records, Reports, and Inspections
      • SECTION 238.5—Audit of Savings Association Holding Companies
      • SECTION 238.6—Penalties for Violations
      • SECTION 238.7—Tying Restriction Exception
      • SECTION 238.8—Safe and Sound Operations, and Small Bank Holding Company Policy Statement
      • SECTION 238.9—Control over Securities
      • SECTION 238.10—Categorization of Banking Organizations
    • SUBPART B—ACQUISITIONS OF SAVINGS ASSOCIATION SECURITIES OR ASSETS
      • SECTION 238.11—Transactions Requiring Board Approval
      • SECTION 238.12—Transactions Not Requiring Board Approval
      • SECTION 238.13—Prohibited Acquisitions
      • SECTION 238.14—Procedural Requirements
      • SECTION 238.15—Factors Considered in Acting on Applications
    • SUBPART C—CONTROL PROCEEDINGS
      • SECTION 238.21—Control Proceedings
      • SECTION 238.22—Rebuttable Presumptions of Control of a Company
      • SECTION 238.23—Rebuttable Presumption of Noncontrol of a Company
    • SUBPART D—CHANGE IN BANK CONTROL
      • SECTION 238.31—Transactions Requiring Prior Notice
      • SECTION 238.32—Transactions Not Requiring Prior Notice
      • SECTION 238.33—Procedures for Filing, Processing, Publishing, and Acting on Notices
    • SUBPART E—QUALIFIED STOCK ISSUANCES
      • SECTION 238.41—Qualified Stock Issuances by Undercapitalized Savings Associations or Holding Companies
    • SUBPART F—SAVINGS AND LOAN HOLDING COMPANY ACTIVITIES AND ACQUISITIONS
      • SECTION 238.51—Prohibited Activities
      • SECTION 238.52—Exempt Savings and Loan Holding Companies and Grandfathered Activities
      • SECTION 238.53—Prescribed Services and Activities of Savings and Loan Holding Companies
      • SECTION 238.54—Permissible Bank Holding Company Activities of Savings and Loan Holding Companies
    • SUBPART G—FINANCIAL HOLDING COMPANY ACTIVITIES
      • SECTION 238.61—Scope
      • SECTION 238.62—Definitions
      • SECTION 238.63—Requirements to Engage in Financial Holding Company Activities
      • SECTION 238.64—Election Required
      • SECTION 238.65—Election Procedures
      • SECTION 238.66—Ongoing Requirements
    • SUBPART H—NOTICE OF CHANGE OF DIRECTOR OR SENIOR EXECUTIVE OFFICER
      • SECTION 238.71—Purpose
      • SECTION 238.72—Definitions
      • SECTION 238.73—Prior Notice Requirements
      • SECTION 238.74—Filing and Processing Procedures
      • SECTION 238.75—Standards for Review
      • SECTION 238.76—Waiting Period
      • SECTION 238.77—Waiver of Prior Notice Requirement
    • SUBPART I—PROHIBITED SERVICE AT SAVINGS AND LOAN HOLDING COMPANIES
      • SECTION 238.81—Purpose
      • SECTION 238.82—Definitions
      • SECTION 238.83—Prohibited Actions
      • SECTION 238.84—Covered Convictions or Agreements to Enter into Pre-Trial Diversions or Similar Programs
      • SECTION 238.85—Adjudications and Offenses Not Covered
      • SECTION 238.86—Exemptions
      • SECTION 238.87—Filing Procedures
      • SECTION 238.88—Factors for Review
      • SECTION 238.89—Board Action
      • SECTION 238.90—Hearings
    • SUBPART J—MANAGEMENT OFFICIAL INTERLOCKS
      • SECTION 238.91—Authority, Purpose, and Scope
      • SECTION 238.92—Definitions
      • SECTION 238.93—Prohibitions
      • SECTION 238.94—Interlocking Relationships Permitted by Statute
      • SECTION 238.95—Small Market Share Exemption
      • SECTION 238.96—General Exemption
      • SECTION 238.97—Change in Circumstances
      • SECTION 238.98—Enforcement
      • SECTION 238.99—Interlocking Relationships Permitted Pursuant to Federal Deposit Insurance Act
    • SUBPART K—DIVIDENDS BY SUBSIDIARY SAVINGS ASSOCIATIONS
      • SECTION 238.101—Authority and Purpose
      • SECTION 238.102—Definitions
      • SECTION 238.103—Filing Requirement
      • SECTION 238.104—Board Action and Criteria for Review
    • SUBPART M—RISK COMMITTEE REQUIREMENT FOR COVERED SAVINGS AND LOAN HOLDING COMPANIES WITH TOTAL CONSOLIDATED ASSETS OF $50 BILLION OR MORE AND LESS THAN $100 BILLION
      • SECTION 238.118—Applicability
      • SECTION 238.119—Risk Committee Requirement for Covered Savings and Loan Holding Companies with Total Consolidated Assets of $50 Billion or More
    • SUBPART N—RISK COMMITTEE, LIQUIDITY RISK MANAGEMENT, AND LIQUIDITY BUFFER REQUIREMENTS FOR COVERED SAVINGS AND LOAN HOLDING COMPANIES WITH TOTAL CONSOLIDATED ASSETS OF $100 BILLION OR MORE
      • SECTION 238.120—Scope
      • SECTION 238.121—Applicability
      • SECTION 238.122—Risk-Management and Risk Committee Requirements
      • SECTION 238.123—Liquidity Risk-Management Requirements
      • SECTION 238.124—Liquidity Stress Testing and Buffer Requirements
    • SUBPART O—SUPERVISORY STRESS TEST REQUIREMENTS FOR COVERED SAVINGS AND LOAN HOLDING COMPANIES
      • SECTION 238.130—Definitions
      • SECTION 238.131—Applicability
      • SECTION 238.132—Analysis Conducted by the Board
      • SECTION 238.133—Data and Information Required to Be Submitted in Support of the Board’s Analyses
      • SECTION 238.134—Review of the Board’s Analysis; Publication of Summary Results
      • SECTION 238.135—Corporate Use of Stress Test Results
    • SUBPART P—COMPANY-RUN STRESS TEST REQUIREMENTS FOR SAVINGS AND LOAN HOLDING COMPANIES
      • SECTION 238.140—Authority and Purpose
      • SECTION 238.141—Definitions
      • SECTION 238.142—Applicability
      • SECTION 238.143—Stress Test
      • SECTION 238.144—Methodologies and Practices
      • SECTION 238.145—Reports of Stress Test Results
      • SECTION 238.146—Disclosure of Stress Test Results
    • SUBPART Q—SINGLE COUNTERPARTY CREDIT LIMITS FOR COVERED SAVINGS AND LOAN HOLDING COMPANIES
      • SECTION 238.150—Applicability and General Provisions
      • SECTION 238.151—Definitions
      • SECTION 238.152—Credit Exposure Limits
      • SECTION 238.153—Gross Credit Exposure
      • SECTION 238.154—Net Credit Exposure
      • SECTION 238.155—Investments in and Exposures to Securitization Vehicles, Investment Funds, and Other Special Purpose Vehicles That Are Not Subsidiaries of the Covered Company
      • SECTION 238.156—Aggregation of Exposures to More than One Counterparty Due to Economic Interdependence or Control Relationships
      • SECTION 238.157—Exemptions
      • SECTION 238.158—Compliance
    • SUBPART R—COMPANY-RUN STRESS TEST REQUIREMENTS FOR FOREIGN SAVINGS AND LOAN HOLDING COMPANIES WITH TOTAL CONSOLIDATED ASSETS OVER $250 BILLION
      • SECTION 238.160—Definitions
      • SECTION 238.161—Applicability
      • SECTION 238.162—Capital Stress Testing Requirements
    • SUBPART S—CAPITAL PLANNING AND STRESS CAPITAL BUFFER REQUIREMENT
      • SECTION 238.170—Capital Planning and Stress Capital Buffer Requirement
    • APPENDIX A—Text of Large Financial Institution Rating System
  • Regulation MM: Mutual Holding Companies
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 239.1—Authority, Purpose, and Scope
      • SECTION 239.2—Definitions
    • SUBPART B—MUTUAL HOLDING COMPANIES
      • SECTION 239.3—Mutual Holding Company Reorganizations
      • SECTION 239.4—Grounds for Disapproval of Reorganizations
      • SECTION 239.5—Membership Rights
      • SECTION 239.6—Contents of Reorganization Plans
      • SECTION 239.7—Acquisition and Disposition of Savings Associations, Savings and Loan Holding Companies, and Other Corporations by Mutual Holding Companies
      • SECTION 239.8—Operating Restrictions
      • SECTION 239.9—Conversion or Liquidation of Mutual Holding Companies
      • SECTION 239.10—Procedural Requirements
      • SECTION 239.11—Subsidiary Holding Companies
      • SECTION 239.12—Communication between Members of a Mutual Holding Company
      • SECTION 239.13—Charters
      • SECTION 239.14—Charter Amendments
      • SECTION 239.15—Bylaws
      • SECTION 239.16—Voluntary Dissolution
    • SUBPART C—SUBSIDIARY HOLDING COMPANIES
      • SECTION 239.20—Scope
      • SECTION 239.21—Charters
      • SECTION 239.22—Charter Amendments
      • SECTION 239.23—Bylaws
      • SECTION 239.24—Issuances of Stock by Subsidiary Holding Companies of Mutual Holding Companies
      • SECTION 239.25—Contents of Stock Issuance Plans
      • SECTION 239.26—Shareholders
      • SECTION 239.27—Board of Directors
      • SECTION 239.28—Officers
      • SECTION 239.29—Certificates for Shares and Their Transfer
      • SECTION 239.30—Annual Reports; Books and Records
      • SECTION 239.31—Indemnification; Employment Contracts
    • SUBPART D—INDEMNIFICATION; EMPLOYMENT CONTRACTS
      • SECTION 239.40—Indemnification of Directors, Officers, and Employees
      • SECTION 239.41—Employment Contracts
    • SUBPART E—CONVERSIONS FROM MUTUAL TO STOCK FORM
      • SECTION 239.50—Purpose and Scope
      • SECTION 239.51—Acquiring Another Insured Stock Depository Institution as Part of a Conversion
      • SECTION 239.52—Definitions
      • SECTION 239.53—Prior to Conversion
      • SECTION 239.54—Plan of Conversion
      • SECTION 239.55—Filing Requirements
      • SECTION 239.56—Vote by Members
      • SECTION 239.57—Proxy Solicitation
      • SECTION 239.58—Offering Circular
      • SECTION 239.59—Offers and Sales of Stock
      • SECTION 239.60—Completion of the Offering
      • SECTION 239.61—Completion of the Conversion
      • SECTION 239.62—Liquidation Accounts
      • SECTION 239.63—Post-Conversion
      • SECTION 239.64—Contributions to Charitable Organizations
      • SECTION 239.65—Voluntary Supervisory Conversions
      • SECTION 239.66—Board Review of the Voluntary Supervisory Conversion Application
    • APPENDIX A—Mutual Holding Company Model Charter
    • APPENDIX B—Subsidiary Holding Company of a Mutual Holding Company Model Charter
    • APPENDIX C—Mutual Holding Company Model Bylaws
    • APPENDIX D—Subsidiary Holding Company of a Mutual Holding Company Model Bylaws
  • Regulation OO: Securities Holding Companies
    • SECTION 241.1—Authority and Purpose
    • SECTION 241.2—Definitions
    • SECTION 241.3—Registration as a Supervised Securities Holding Company
  • Regulation PP: Definitions Relating to Title I of the Dodd-Frank Act
    • SECTION 242.1—Authority and Purpose
    • SECTION 242.2—Definitions
    • SECTION 242.3—Nonbank Companies “Predominantly Engaged” in Financial Activities
    • SECTION 242.4—Significant Nonbank Financial Companies and Significant Bank Holding Companies
    • APPENDIX A—Financial Activities for Purposes of Title I of the Dodd-Frank Act
  • Regulation QQ: Resolution Plans
    • SECTION 243.1—Authority and Scope
    • SECTION 243.2—Definitions
    • SECTION 243.3—Critical Operations
    • SECTION 243.4—Resolution Plan Required
    • SECTION 243.5—Informational Content of a Full Resolution Plan
    • SECTION 243.6—Informational Content of a Targeted Resolution Plan
    • SECTION 243.7—Informational Content of a Reduced Resolution Plan
    • SECTION 243.8—Review of Resolution Plans; Resubmission of Deficient Resolution Plans
    • SECTION 243.9—Failure to Cure Deficiencies on Resubmission of a Resolution Plan
    • SECTION 243.10—Consultation
    • SECTION 243.11—No Limiting Effect or Private Right of Action; Confidentiality of Resolution Plans
    • SECTION 243.12—Enforcement
    • SECTION 243.13—Additional Covered Companies
  • Regulation RR: Credit Risk Retention
    • SUBPART A—AUTHORITY, PURPOSE, SCOPE, AND DEFINITIONS
      • SECTION 244.1—Authority, Purpose, and Scope
      • SECTION 244.2—Definitions
    • SUBPART B—CREDIT RISK RETENTION
      • SECTION 244.3—Base Risk Retention Requirement
      • SECTION 244.4—Standard Risk Retention
      • SECTION 244.5—Revolving Pool Securitizations
      • SECTION 244.6—Eligible ABCP Conduits
      • SECTION 244.7—Commercial Mortgage-Backed Securities
      • SECTION 244.8—Federal National Mortgage Association and Federal Home Loan Mortgage Corporation ABS
      • SECTION 244.9—Open Market CLOs
      • SECTION 244.10—Qualified Tender Option Bonds
    • SUBPART C—TRANSFER OF RISK RETENTION
      • SECTION 244.11—Allocation of Risk Retention to an Originator
      • SECTION 244.12—Hedging, Transfer and Financing Prohibitions
    • SUBPART D—EXCEPTIONS AND EXEMPTIONS
      • SECTION 244.13—Exemption for Qualified Residential Mortgages
      • SECTION 244.14—Definitions Applicable to Qualifying Commercial Loans, Commercial Real Estate Loans, and Automobile Loans
      • SECTION 244.15—Qualifying Commercial Loans, Commercial Real Estate Loans, and Automobile Loans
      • SECTION 244.16—Underwriting Standards for Qualifying Commercial Loans
      • SECTION 244.17—Underwriting Standards for Qualifying CRE Loans
      • SECTION 244.18—Underwriting Standards for Qualifying Automobile Loans
      • SECTION 244.19—General Exemptions
      • SECTION 244.20—Safe Harbor for Certain Foreign-Related Transactions
      • SECTION 244.21—Additional Exemptions
      • SECTION 244.22—Periodic Review of the QRM Definition, Exempted Three-to-Four Unit Residential Mortgage Loans, and Community-Focused Residential Mortgage Exemption
  • Regulation TT: Supervision and Regulation Assessments of Fees
    • SECTION 246.1—Authority, Purpose, and Scope
    • SECTION 246.2—Definitions
    • SECTION 246.3—Assessed Companies
    • SECTION 246.4—Assessments
    • SECTION 246.5—Notice of Assessment and Appeal
    • SECTION 246.6—Collection of Assessments; Payment of Interest
  • Regulation XX: Concentration Limit
    • SECTION 251.1—Authority, Purpose, and Other Authorities
    • SECTION 251.2—Definitions
    • SECTION 251.3—Concentration Limit
    • SECTION 251.4—Exceptions to the Concentration Limit
    • SECTION 251.5—No Evasion
    • SECTION 251.6—Reporting Requirements
  • Regulation YY: Enhanced Prudential Standards
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 252.1—Authority and Purpose
      • SECTION 252.2—Definitions
      • SECTION 252.3—Reservation of Authority
      • SECTION 252.4—Nonbank Financial Companies Supervised by the Board
      • SECTION 252.5—Categorization of Banking Organizations
    • SUBPART B—COMPANY-RUN STRESS TEST REQUIREMENTS FOR STATE MEMBER BANKS WITH TOTAL CONSOLIDATED ASSETS OVER $250 BILLION
      • SECTION 252.10—[Reserved]
      • SECTION 252.11—Authority and Purpose
      • SECTION 252.12—Definitions
      • SECTION 252.13—Applicability
      • SECTION 252.14—Stress Test
      • SECTION 252.15—Methodologies and Practices
      • SECTION 252.16—Reports of Stress Test Results
      • SECTION 252.17—Disclosure of Stress Test Results
    • SUBPART C—RISK-COMMITTEE REQUIREMENT FOR BANK HOLDING COMPANIES WITH TOTAL CONSOLIDATED ASSETS OF $50 BILLION OR MORE AND LESS THAN $100 BILLION
      • SECTION 252.20—[Reserved]
      • SECTION 252.21—Applicability
      • SECTION 252.22—Risk-Committee Requirement for Bank Holding Companies with Total Consolidated Assets of $50 Billion or More
    • SUBPART D—ENHANCED PRUDENTIAL STANDARDS FOR BANK HOLDING COMPANIES WITH TOTAL CONSOLIDATED ASSETS OF $100 BILLION OR MORE
      • SECTION 252.30—Scope
      • SECTION 252.31—Applicability
      • SECTION 252.32—Risk-Based and Leverage Capital and Stress Test Requirements
      • SECTION 252.33—Risk-Management and Risk-Committee Requirements
      • SECTION 252.34—Liquidity Risk-Management Requirements
      • SECTION 252.35—Liquidity Stress Testing and Buffer Requirements
    • SUBPART E—SUPERVISORY STRESS TEST REQUIREMENTS FOR CERTAIN U.S. BANKING ORGANIZATIONS WITH $100 BILLION OR MORE IN TOTAL CONSOLIDATED ASSETS AND NONBANK FINANCIAL COMPANIES SUPERVISED BY THE BOARD
      • SECTION 252.40—[Reserved]
      • SECTION 252.41—Authority and Purpose
      • SECTION 252.42—Definitions
      • SECTION 252.43—Applicability
      • SECTION 252.44—Analysis Conducted by the Board
      • SECTION 252.45—Data and Information Required to be Submitted in Support of the Board’s Analyses
      • SECTION 252.46—Review of the Board’s Analysis; Publication of Summary Results
      • SECTION 252.47—Corporate Use of Stress Test Results
    • SUBPART F—COMPANY-RUN STRESS TEST REQUIREMENTS FOR CERTAIN U.S. BANK HOLDING COMPANIES AND NONBANK FINANCIAL COMPANIES SUPERVISED BY THE BOARD
      • SECTION 252.50—[Reserved]
      • SECTION 252.51—Authority and Purpose
      • SECTION 252.52—Definitions
      • SECTION 252.53—Applicability
      • SECTION 252.54—Stress Test
      • SECTION 252.55—[Reserved]
      • SECTION 252.56—Methodologies and Practices
      • SECTION 252.57—Reports of Stress Test Results
      • SECTION 252.58—Disclosure of Stress Test Results
    • SUBPART G—EXTERNAL LONG-TERM DEBT REQUIREMENT, EXTERNAL TOTAL LOSS-ABSORBING CAPACITY REQUIREMENT AND BUFFER, AND RESTRICTIONS ON CORPORATE PRACTICES FOR U.S. GLOBAL SYSTEMICALLY IMPORTANT BANKING ORGANIZATIONS
      • SECTION 252.60—Applicability
      • SECTION 252.61—Definitions
      • SECTION 252.62—External Long-Term Debt Requirement
      • SECTION 252.63—External Total Loss-Absorbing Capacity Requirement and Buffer
      • SECTION 252.64—Restrictions on Corporate Practices of U.S. Global Systemically Important Banking Organizations
      • SECTION 252.65—Disclosure Requirements
    • SUBPART H—SINGLE-COUNTERPARTY CREDIT LIMITS
      • SECTION 252.70—Applicability and General Provisions
      • SECTION 252.71—Definitions
      • SECTION 252.72—Credit Exposure Limits
      • SECTION 252.73—Gross Credit Exposure
      • SECTION 252.74—Net Credit Exposure
      • SECTION 252.75—Investments in and Exposures to Securitization Vehicles, Investment Funds, and Other Special Purpose Vehicles That Are Not Subsidiaries of the Covered Company
      • SECTION 252.76—Aggregation of Exposures to More Than One Counterparty Due to Economic Interdependence or Control Relationships
      • SECTION 252.77—Exemptions
      • SECTION 252.78—Compliance
    • SUBPART I—REQUIREMENTS FOR QUALIFIED FINANCIAL CONTRACTS OF GLOBAL SYSTEMICALLY IMPORTANT BANKING ORGANIZATIONS
      • SECTION 252.81—Definitions
      • SECTION 252.82—Applicability
      • SECTION 252.83—U.S. Special Resolution Regimes
      • SECTION 252.84—Insolvency Proceedings
      • SECTION 252.85—Approval of Enhanced Creditor Protection Conditions
      • SECTION 252.86—Foreign Bank Multi-Branch Master Agreements
      • SECTION 252.87—Identification of Global Systemically Important Foreign Banking Organizations
      • SECTION 252.88—Exclusion of Certain QFCs
    • SUBPARTS J–L [RESERVED]
    • SUBPART M—RISK-COMMITTEE REQUIREMENT FOR FOREIGN BANKING ORGANIZATIONS WITH TOTAL CONSOLIDATED ASSETS OF AT LEAST $50 BILLION BUT LESS THAN $100 BILLION
      • SECTION 252.130—[Reserved]
      • SECTION 252.131—Applicability
      • SECTION 252.132—Risk-Committee Requirements for Foreign Banking Organizations with Total Consolidated Assets of $50 Billion or More but Less than $100 Billion
    • SUBPART N—ENHANCED PRUDENTIAL STANDARDS FOR FOREIGN BANKING ORGANIZATIONS WITH TOTAL CONSOLIDATED ASSETS OF $100 BILLION OR MORE AND COMBINED U.S. ASSETS OF LESS THAN $100 BILLION
      • SECTION 252.140—Scope
      • SECTION 252.141—[Reserved]
      • SECTION 252.142—Applicability
      • SECTION 252.143—Risk-Based and Leverage Capital Requirements for Foreign Banking Organizations with Total Consolidated Assets of $250 Billion or More and Combined U.S. Assets of Less than $100 Billion
      • SECTION 252.144—Risk-Management and Risk-Committee Requirements for Foreign Banking Organizations with Total Consolidated Assets of $100 Billion or More but Combined U.S. Assets of Less than $100 Billion
      • SECTION 252.145—Liquidity Risk-Management Requirements for Foreign Banking Organizations with Total Consolidated Assets of $250 Billion or More and Combined U.S. Assets of Less than $100 Billion
      • SECTION 252.146—Capital Stress Testing Requirements for Foreign Banking Organizations with Total Consolidated Assets of $100 Billion or More and Combined U.S. Assets of Less than $100 Billion
      • SECTION 252.147—U.S. Intermediate Holding Company Requirement for Foreign Banking Organizations with Combined U.S. Assets of Less than $100 Billion and U.S. Non-Branch Assets of $50 Billion or More
    • SUBPART O—ENHANCED PRUDENTIAL STANDARDS FOR FOREIGN BANKING ORGANIZATIONS WITH TOTAL CONSOLIDATED ASSETS OF $100 BILLION OR MORE AND COMBINED U.S. ASSETS OF $100 BILLION OR MORE
      • SECTION 252.150—Scope
      • SECTION 252.151—[Reserved]
      • SECTION 252.152—Applicability
      • SECTION 252.153—U.S. Intermediate Holding Company Requirement for Foreign Banking Organizations with Combined U.S. Assets of $100 Billion or More and U.S. Non-Branch Assets of $50 Billion or More
      • SECTION 252.154—Risk-Based and Leverage Capital Requirements for Foreign Banking Organizations with Combined U.S. Assets of $100 Billion or More
      • SECTION 252.155—Risk-Management and Risk-Committee Requirements for Foreign Banking Organizations with Combined U.S. Assets of $100 Billion or More
      • SECTION 252.156—Liquidity Risk-Management Requirements for Foreign Banking Organizations with Combined U.S. Assets of $100 Billion or More
      • SECTION 252.157—Liquidity Stress Testing and Buffer Requirements for Foreign Banking Organizations with Combined U.S. Assets of $100 Billion or More
      • SECTION 252.158—Capital Stress Testing Requirements for Foreign Banking Organizations with Combined U.S. Assets of $100 Billion or More
    • SUBPART P—COVERED IHC LONG-TERM DEBT REQUIREMENT, COVERED IHC TOTAL LOSS-ABSORBING CAPACITY REQUIREMENT AND BUFFER, AND RESTRICTIONS ON CORPORATE PRACTICES FOR INTERMEDIATE HOLDING COMPANIES OF GLOBAL SYSTEMICALLY IMPORTANT FOREIGN BANKING ORGANIZATIONS
      • SECTION 252.160—Applicability
      • SECTION 252.161—Definitions
      • SECTION 252.162—Covered IHC Long-Term Debt Requirement
      • SECTION 252.163—Internal Debt Conversion Order
      • SECTION 252.164—Identification as a Resolution Covered IHC or a Non-Resolution Covered IHC
      • SECTION 252.165—Covered IHC Total Loss-Absorbing Capacity Requirement and Buffer
      • SECTION 252.166—Restrictions on Corporate Practices of Intermediate Holding Companies of Global Systemically Important Foreign Banking Organizations
      • SECTION 252.167—Disclosure Requirements for Resolution Covered IHCs
    • SUBPART Q—SINGLE-COUNTERPARTY CREDIT LIMITS
      • SECTION 252.170—Applicability and General Provisions
      • SECTION 252.171—Definitions
      • SECTION 252.172—Credit Exposure Limits
      • SECTION 252.173—Gross Credit Exposure
      • SECTION 252.174—Net Credit Exposure
      • SECTION 252.175—Investments in and Exposures to Securitization Vehicles, Investment Funds, and Other Special Purpose Vehicles That Are Not Affiliates of the Covered Foreign Entity
      • SECTION 252.176—Aggregation of Exposures to More than One Counterparty Due to Economic Interdependence or Control Relationships
      • SECTION 252.177—Exemptions
      • SECTION 252.178—Compliance
    • SUBPARTS R–T [RESERVED]
    • SUBPART U—DEBT-TO-EQUITY LIMITS FOR U.S. BANK HOLDING COMPANIES AND FOREIGN BANKING ORGANIZATIONS
      • SECTION 252.220—Debt-to-Equity Limits for U.S. Bank Holding Companies
      • SECTION 252.221—Debt-to-Equity Limits for Foreign Banking Organizations
    • APPENDIX A—Policy Statement on the Scenario Design Framework for Stress Testing
    • APPENDIX B—Stress Testing Policy Statement
• Securities Credit Transactions
  • Regulation T: Credit by Brokers and Dealers
    • SECTION 220.1—Authority, Purpose, and Scope
    • SECTION 220.2—Definitions
    • SECTION 220.3—General Provisions
    • SECTION 220.4—Margin Account
    • SECTION 220.5—Special Memorandum Account
    • SECTION 220.6—Good Faith Account
    • SECTION 220.7—Broker-Dealer Credit Account
    • SECTION 220.8—Cash Account
    • SECTION 220.9—Clearance of Securities, Options, and Futures
    • SECTION 220.10—Borrowing and Lending Securities
    • SECTION 220.11—Requirements for the List of Marginable OTC Stocks and the List of Foreign Margin Stocks
    • SECTION 220.12—Supplement: Margin Requirements
    • Form T-4—Purpose Statement
  • Regulation U: Credit by Banks and Persons Other Than Brokers or Dealers for the Purpose of Purchasing or Carrying Margin Stock
    • SECTION 221.1—Authority, Purpose, and Scope
    • SECTION 221.2—Definitions
    • SECTION 221.3—General Requirements
    • SECTION 221.4—Employee Stock Option, Purchase, and Ownership Plans
    • SECTION 221.5—Special-Purpose Loans to Brokers and Dealers
    • SECTION 221.6—Exempted Transactions
    • SECTION 221.7—Supplement: Maximum Loan Value of Margin Stock and Other Collateral
    • Form U-1—Purpose Statement
    • Form G-1—Registration Statement
    • Form G-2—Deregistration Statement
    • Form G-3—Purpose Statement
    • Form G-4—Annual Report
  • Regulation X: Borrowers of Securities Credit
    • SECTION 224.1—Authority, Purpose, and Scope
    • SECTION 224.2—Definitions
    • SECTION 224.3—Margin Regulations to Be Applied by Nonexempted Borrowers
  • Securities-Related Statutory Provisions
    • Securities Exchange Act of 1934
      • SECTION 3—Definitions and Application (15 USC 78c)
      • SECTION 3A—Swap Agreements (15 USC 78c-1)
      • SECTION 3B—Securities-Related Derivatives (15 USC 78c-2)
      • SECTION 3C—Clearing for Security-Based Swaps (15 USC 78c-3)
      • SECTION 3D—Security-Based Swap Execution Facilities (15 USC 78c-4)
      • SECTION 3E—Segregation of Assets Held as Collateral in Security-Based Swap Transactions (15 USC 78c-5)
      • SECTION 5—Transactions on Unregistered Exchanges (15 USC 78e)
      • SECTION 6—National Securities Exchanges (15 USC 78f)
      • SECTION 7—Margin Requirements (15 USC 78g)
      • SECTION 8—Restrictions on Borrowing by Members, Brokers, and Dealers (15 USC 78h)
      • SECTION 9—Manipulation of Security Prices (15 USC 78i)
      • SECTION 10—Manipulative and Deceptive Devices (15 USC 78j)
      • SECTION 10B—Position Limits and Position Accountability for Security-Based Swaps and Large Trader Reporting (15 USC 78j-2)
      • SECTION 11—Trading by Members of Exchanges, Brokers, and Dealers (15 USC 78k)
      • SECTION 11A—National Market System for Securities (15 USC 78k-1)
      • SECTION 12—Registration Requirements for Securities (15 USC 78l)
      • SECTION 13—Periodical and Other Reports (15 USC 78m)
      • SECTION 13A—Reporting and Recordkeeping for Certain Security-Based Swaps (15 USC 78m-1)
      • SECTION 14—Proxies (15 USC 78n)
      • SECTION 14A—Shareholder Approval of Executive Compensation (15 USC 78n-1)
      • SECTION 14B—Corporate Governance (15 USC 78n-2)
      • SECTION 15—Registration and Regulation of Brokers and Dealers (15 USC 78o)
      • SECTION 15A—Registered Securities Associations (15 USC 78o-3)
      • SECTION 15B—Municipal Securities (15 USC 78o-4)
      • SECTION 15C—Government Securities Brokers and Dealers (15 USC 78o-5)
      • SECTION 15F—Registration and Regulation of Security-Based Swap Dealers and Major Security-Based Swap Participants (15 USC 78o-8)
      • SECTION 15G—Credit Risk Retention (15 USC 78o-11)
      • SECTION 16—Directors, Officers, and Principal Stockholders (15 USC 78p)
      • SECTION 17—Records and Reports (15 USC 78q)
      • SECTION 17A—National System for Clearance and Settlement of Securities Transactions (15 USC 78q-1)
      • SECTION 18—Liability for Misleading Statements (15 USC 78r)
      • SECTION 19—Registration, Responsibilities, and Oversight of Self-Regulatory Organizations (15 USC 78s)
      • SECTION 20—Liability of Controlling Persons and Persons Who Aid and Abet Violations (15 USC 78t)
      • SECTION 20A—Liability to Contemporaneous Traders for Insider Trading (15 USC 78t-1)
      • SECTION 21—Investigations and Actions (15 USC 78u)
      • SECTION 21A—Civil Penalties for Insider Trading (15 USC 78u-1)
      • SECTION 21B—Civil Remedies in Administrative Proceedings (15 USC 78u-2)
      • SECTION 23—Rules, Regulations, and Orders; Annual Reports (15 USC 78w)
      • SECTION 24—Public Availability of Information (15 USC 78x)
      • SECTION 25—Court Review of Orders and Rules (15 USC 78y)
      • SECTION 26—Unlawful Representations (15 USC 78z)
      • SECTION 27—Jurisdiction of Offenses and Suits (15 USC 78aa)
      • SECTION 27A—Special Provision Relating to Statute of Limitations on Private Causes of Action (15 USC 78aa-1)
      • SECTION 28—Effect on Existing Law (15 USC 78bb)
      • SECTION 29—Validity of Contracts (15 USC 78cc)
      • SECTION 30—Foreign Securities Exchanges (15 USC 78dd)
      • SECTION 30A—Prohibited Foreign Trade Practices by Issuers (15 USC 78dd-1)
      • SECTION 32—Penalties (15 USC 78ff)
      • SECTION 34—Effective Date (15 USC 78hh)
• Consumer and Community Affairs
  • Regulation B: Equal Credit Opportunity
    • SECTION 202.1—Authority, Scope, and Purpose
    • SECTION 202.2—Definitions
    • SECTION 202.3—Limited Exceptions for Certain Classes of Transactions
    • SECTION 202.4—General Rules
    • SECTION 202.5—Rules Concerning Requests for Information
    • SECTION 202.6—Rules Concerning Evaluation of Applications
    • SECTION 202.7—Rules Concerning Extensions of Credit
    • SECTION 202.8—Special-Purpose Credit Programs
    • SECTION 202.9—Notifications
    • SECTION 202.10—Furnishing of Credit Information
    • SECTION 202.11—Relation to State Law
    • SECTION 202.12—Record Retention
    • SECTION 202.13—Information for Monitoring Purposes
    • SECTION 202.14—Rules on Providing Appraisal Reports
    • SECTION 202.15—Incentives for Self-Testing and Self-Correction
    • SECTION 202.16—Enforcement, Penalties, and Liabilities
    • SECTION 202.17—Data Collection for Credit Applications by Women-Owned, Minority-Owned, or Small Businesses
    • APPENDIX A—Federal Enforcement Agencies
    • APPENDIX B—Model Application Forms
    • APPENDIX C—Sample Notification Forms
      • Form C-1—Sample Notice of Action Taken and Statement of Reasons, Statement of Credit Denial, Termination, or Change
      • Form C-2—Sample Notice of Action Taken and Statement of Reasons
      • Form C-3—Sample Notice of Action Taken and Statement of Reasons (Credit Scoring)
      • Form C-4—Sample Notice of Action Taken, Statement of Reasons, and Counteroffer
      • Form C-5—Sample Disclosure of Right to Request Specific Reasons for Credit Denial
      • Form C-6—Sample Notice of Incomplete Application and Request for Additional Information
      • Form C-7—Sample Notice of Action Taken and Statement of Reasons (Business Credit)
      • Form C-8—Sample Disclosure of Right to Request Specific Reasons for Credit Denial Given at Time of Application (Business Credit)
      • Form C-9—Sample Disclosure of Right to Receive a Copy of an Appraisal
      • Form C-10—Sample Disclosure About Voluntary Data Notation
    • APPENDIX D—Issuance of Staff Interpretations
    • SUPPLEMENT I—Official Staff Interpretations
  • Regulation E: Electronic Fund Transfers
    • SECTION 205.1—Authority and Purpose
    • SECTION 205.2—Definitions
    • SECTION 205.3—Coverage
    • SECTION 205.4—General Disclosure Requirements; Jointly Offered Services
    • SECTION 205.5—Issuance of Access Devices
    • SECTION 205.6—Liability of Consumer for Unauthorized Transfers
    • SECTION 205.7—Initial Disclosures
    • SECTION 205.8—Change-in-Terms Notice; Error-Resolution Notice
    • SECTION 205.9—Receipts at Electronic Terminals; Periodic Statements
    • SECTION 205.10—Preauthorized Transfers
    • SECTION 205.11—Procedures for Resolving Errors
    • SECTION 205.12—Relation to Other Laws
    • SECTION 205.13—Administrative Enforcement; Record Retention
    • SECTION 205.14—Electronic Fund Transfer Service Provider Not Holding Consumer’s Account
    • SECTION 205.15—Electronic Fund Transfer of Government Benefits
    • SECTION 205.16—Disclosures at Automated Teller Machines
    • SECTION 205.17— Requirements for Overdraft Services
    • SECTION 205.18—Requirements for Financial Institutions Offering Payroll Card Accounts
    • SECTION 205.20—Requirements for Gift Cards and Gift Certificates
    • APPENDIX A—Model Disclosure Clauses and Forms
      • A-1—Model Clauses for Unsolicited Issuance (section 205.5(b)(2))
      • A-2—Model Clauses for Initial Disclosures (section 205.7(b))
      • A-3—Model Forms for Error-Resolution Notice (sections 205.7(b)(10) and 205.8(b)).
      • A-4—Model Form for Service-Providing Institutions (section 205.14(b)(1)(ii))
      • A-5—Model Forms for Government Agencies (section 205.15(d)(I)(i) and (ii))
      • A-6—Model Clauses for Authorizing One-Time Electronic Fund Transfers Using Information from a Check (section 205.3(b)(2))
      • A-7—Model Clauses for Financial Institutions Offering Payroll Card Accounts (section 205.18(c))
      • A-8—Model Clause for Electronic Collection of Returned-Item Fees (section 205.3(b)(3))
      • A-9—Model Consent Form for Overdraft Services (section 205.17)
    • APPENDIX B—Federal Enforcement Agencies
    • APPENDIX C—Issuance of Staff Interpretations
    • SUPPLEMENT I—Official Staff Commentary
  • Regulation G: Disclosure and Reporting of CRA-Related Agreements
    • SECTION 207.1—Purpose and Scope of This Part
    • SECTION 207.2—Definition of Covered Agreement
    • SECTION 207.3—CRA Communications
    • SECTION 207.4—Fulfillment of the CRA
    • SECTION 207.5—Related Agreements Considered a Single Agreement
    • SECTION 207.6—Disclosure of Covered Agreements
    • SECTION 207.7—Annual Reports
    • SECTION 207.8—Release of Information Under FOIA
    • SECTION 207.9—Compliance Provisions
    • SECTION 207.10—Transition Provisions
    • SECTION 207.11—Other Definitions and Rules of Construction Used in This Part
  • Regulation H, Subpart H: Consumer Protection in Sales of Insurance
    • SECTION 208.81—Purpose and Scope
    • SECTION 208.82—Definitions for Purposes of This Subpart
    • SECTION 208.83—Prohibited Practices
    • SECTION 208.84—What You Must Disclose
    • SECTION 208.85—Where Insurance Activities May Take Place
    • SECTION 208.86—Qualification and Licensing Requirements for Insurance Sales Personnel
    • APPENDIX A TO SUBPART H—Consumer Grievance Process
  • Regulation M: Consumer Leasing
    • SECTION 213.1—Authority, Scope, Purpose, and Enforcement
    • SECTION 213.2—Definitions
    • SECTION 213.3—General Disclosure Requirements
    • SECTION 213.4—Content of Disclosures
    • SECTION 213.5—Renegotiations, Extensions, and Assumptions
    • SECTION 213.6—[Reserved]
    • SECTION 213.7—Advertising
    • SECTION 213.8—Record Retention
    • SECTION 213.9—Relation to State Laws
    • APPENDIX A—Model Forms
      • A-1—Model Open-End or Finance Vehicle Lease Disclosures
      • A-2—Model Closed-End or Net Vehicle Lease Disclosures
      • A-3—Model Furniture Lease Disclosures
    • APPENDIX B—Federal Enforcement Agencies
    • APPENDIX C—Issuance of Staff Interpretations
  • Regulation V: Fair Credit Reporting
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 222.1—Purpose, Scope, and Effective Dates
      • SECTION 222.2—Examples
      • SECTION 222.3—Definitions
    • SUBPART B—[RESERVED]
    • SUBPART C—AFFILIATE MARKETING
      • SECTION 222.20—Coverage and Definitions
      • SECTION 222.21—Affiliate Marketing Opt-Out and Exceptions
      • SECTION 222.22—Scope and Duration of Opt-Out
      • SECTION 222.23—Contents of Opt-Out Notice; Consolidated and Equivalent Notices
      • SECTION 222.24—Reasonable Opportunity to Opt Out
      • SECTION 222.25—Reasonable and Simple Methods of Opting Out
      • SECTION 222.26—Delivery of Opt-Out Notices
      • SECTION 222.27—Renewal of Opt-Out
      • SECTION 222.28—Effective Date, Compliance Date, and Prospective Application
    • SUBPART D—MEDICAL INFORMATION
      • SECTION 222.30—Obtaining or Using Medical Information in Connection with a Determination of Eligibility for Credit
      • SECTION 222.31—Limits on Redisclosure of Information
      • SECTION 222.32—Sharing Medical Information with Affiliates
    • SUBPART E—DUTIES OF FURNISHERS OF INFORMATION
      • SECTION 222.40—Scope
      • SECTION 222.41—Definitions
      • SECTION 222.42—Reasonable Policies and Procedures Concerning the Accuracy and Integrity of Furnished Information
      • SECTION 222.43—Direct Disputes
    • SUBPARTS F–G—[RESERVED]
    • SUBPART H—DUTIES OF USERS REGARDING RISK-BASED PRICING
      • SECTION 222.70—Scope
      • SECTION 222.71—Definitions
      • SECTION 222.72—General Requirements for Risk-Based Pricing Notices
      • SECTION 222.73—Content, Form, and Timing of Risk-Based Pricing Notices
      • SECTION 222.74—Exceptions
      • SECTION 222.75—Rules of Construction
    • SUBPART I—DUTIES OF USERS OF CONSUMER REPORTS REGARDING IDENTITY THEFT
      • SECTIONS 222.80–81—[Reserved]
      • SECTION 222.82—Duties of Users Regarding Address Discrepancies
      • SECTION 222.83—Disposal of Consumer Information
    • SUBPART J—IDENTITY THEFT RED FLAGS
      • SECTION 222.90—Duties Regarding the Detection, Prevention, and Mitigation of Identity Theft
      • SECTION 222.91—Duties of Card Issuers Regarding Changes of Address
    • APPENDIX A—[Reserved]
    • APPENDIX B—Model Notices of Furnishing Negative Information
    • APPENDIX C—Model Forms for Opt-Out Notices
      • C-1—Model Form for Initial Opt-Out Notice (Single-Affiliate Notice)
      • C-2—Model Form for Initial Opt-Out Notice (Joint Notice)
      • C-3—Model Form for Renewal Notice (Single-Affiliate Notice)
      • C-4—Model Form for Renewal Notice (Joint Notice)
      • C-5—Model Form for Voluntary “No Marketing” Notice
    • APPENDIX D—[Reserved]
    • APPENDIX E—Interagency Guidelines Concerning the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies
    • APPENDIXES F–G—[Reserved]
    • APPENDIX H—Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices
      • H-1. Model form for risk-based pricing notice
      • H-2. Model form for account review risk-based pricing notice
      • H-3. Model form for credit score disclosure exception for loans secured by one to four units of residential real property
      • H-4. Model form for credit score disclosure exception for loans not secured by residential real property
      • H-5. Model form for loans where credit score is not available
      • H-6. Model form for risk-based pricing notice with credit score information
      • H-7. Model form for account review risk-based pricing notice with credit score information
    • APPENDIX I—[Reserved]
    • APPENDIX J—Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation
  • Regulation Z: Truth in Lending
    • SUBPART A—GENERAL
      • SECTION 226.1—Authority, Purpose, Coverage, Organization, Enforcement, and Liability
      • SECTION 226.2—Definitions and Rules of Construction
      • SECTION 226.3—Exempt Transactions
      • SECTION 226.4—Finance Charge
    • SUBPART B—OPEN-END CREDIT
      • SECTION 226.5—General Disclosure Requirements
      • SECTION 226.5a—Credit and Charge Card Applications and Solicitations
      • SECTION 226.5b—Requirements for Home-Equity Plans
      • SECTION 226.6—Account-Opening Disclosures
      • SECTION 226.7—Periodic Statement
      • SECTION 226.8—Identifying Transactions on Periodic Statements
      • SECTION 226.9—Subsequent Disclosure Requirements
      • SECTION 226.10—Payments
      • SECTION 226.11—Treatment of Credit Balances; Account Termination
      • SECTION 226.12—Special Credit Card Provisions
      • SECTION 226.13—Billing Error Resolution
      • SECTION 226.14—Determination of Annual Percentage Rate
      • SECTION 226.15—Right of Rescission
      • SECTION 226.16—Advertising
    • SUBPART C—CLOSED-END CREDIT
      • SECTION 226.17—General Disclosure Requirements
      • SECTION 226.18—Content of Disclosures
      • SECTION 226.19—Certain Mortgage and Variable-Rate Transactions
      • SECTION 226.20—Subsequent Disclosure Requirements
      • SECTION 226.21—Treatment of Credit Balances
      • SECTION 226.22—Determination of Annual Percentage Rate
      • SECTION 226.23—Right of Rescission
      • SECTION 226.24—Advertising
    • SUBPART D—MISCELLANEOUS
      • SECTION 226.25—Record Retention
      • SECTION 226.26—Use of Annual Percentage Rate in Oral Disclosures
      • SECTION 226.27—Language of Disclosures
      • SECTION 226.28—Effect on State Laws
      • SECTION 226.29—State Exemptions
      • SECTION 226.30—Limitation on Rates
    • SUBPART E—SPECIAL RULES FOR CERTAIN HOME MORTGAGE TRANSACTIONS
      • SECTION 226.31—General Rules
      • SECTION 226.32—Requirements for Certain Closed-End Home Mortgages
      • SECTION 226.33—Requirements for Reverse Mortgages
      • SECTION 226.34—Prohibited Acts or Practices in Connection with Credit Subject to Section 226.32
      • SECTION 226.35—Prohibited Acts or Practices in Connection with Higher-Priced Mortgage Loans
      • SECTION 226.36—Prohibited Acts or Practices in Connection with Credit Secured by a Dwelling
      • SECTIONS 226.37–226.38—[Reserved]
      • SECTION 226.39—Mortgage Transfer Disclosures
      • SECTIONS 226.40–226.41—[Reserved]
      • SECTION 226.42—Valuation Independence
      • SECTION 226.43—Appraisals for Higher-Priced Mortgage Loans
      • SECTIONS 226.44–226.45—[Reserved]
    • SUBPART F—SPECIAL RULES FOR PRIVATE EDUCATION LOANS
      • SECTION 226.46—Special Disclosure Requirements for Private Education Loans
      • SECTION 226.47—Content of Disclosures
      • SECTION 226.48—Limitations on Private Education Loans
    • SUBPART G—SPECIAL RULES APPLICABLE TO CREDIT CARD ACCOUNTS AND OPEN-END CREDIT OFFERED TO COLLEGE STUDENTS
      • SECTION 226.51—Ability to Pay
      • SECTION 226.52—Limitations on Fees
      • SECTION 226.53—Allocation of Payments
      • SECTION 226.54—Limitations on the Imposition of Finance Charges
      • SECTION 226.55—Limitations on Increasing Annual Percentage Rates, Fees, and Charges
      • SECTION 226.56—Requirements for Over-the-Limit Transactions
      • SECTION 226.57—Reporting and Marketing Rules for College Student Open-End Credit
      • SECTION 226.58—Internet Posting of Credit Card Agreements
      • SECTION 226.59—Reevaluation of Rate Increases
    • APPENDIX A—Effect on State Laws
    • APPENDIX B—State Exemptions
    • APPENDIX C—Issuance of Staff Interpretations
    • APPENDIX D—Multiple-Advance Construction Loans
    • APPENDIX E—Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
    • APPENDIX F—Optional Annual Percentage Rate Computations for Creditors Offering Open-End Plans Subject to the Requirements of Section 226.5b
    • APPENDIX G—Open-End Model Forms and Clauses
      • G-1—Balance Computation Methods Model Clauses (Home-Equity Plans)
      • G-1(A)—Balance Computation Methods Model Clauses (Plans Other Than Home-Equity Plans)
      • G-2—Liability for Unauthorized Use Model Clause (Home-Equity Plans)
      • G-2(A)—Liability for Unauthorized Use Model Clause (Plans Other Than Home-Equity Plans)
      • G-3—Long-Form Billing-Error Rights Model Form (Home-Equity Plans)
      • G-3(A)—Long-Form Billing-Error Rights Model Form (Plans Other Than Home-Equity Plans)
      • G-4—Alternative Billing-Error Rights Model Form (Home-Equity Plans)
      • G-4(A)—Alternative Billing-Error Rights Model Form (Plans Other Than Home-Equity Plans)
      • G-5—Rescission Model Form (When Opening an Account)
      • G-6—Rescission Model Form (For Each Transaction)
      • G-7—Rescission Model Form (When Increasing the Credit Limit)
      • G-8—Rescission Model Form (When Adding a Security Interest)
      • G-9—Rescission Model Form (When Increasing the Security)
      • G-10(A)—Applications and Solicitations Model Form (Credit Cards)
      •  G-10(B)—Applications and Solicitations Sample (Credit Cards)
      • G-10(C)—Applications and Solicitations (Credit Cards) 
      • G-10(D)—Applications and Solicitations Model Form (Charge Cards)
      • G-10(E)—Applications and Solicitations Sample (Charge Cards)
      • G-11—Applications and Solicitations Made Available to the General Public Model Clauses
      • G-12—[Reserved]
      • G-13(A)—Change in Insurance Provider Model Form (Combined Notice)
      • G-13(B)—Change in Insurance Provider Model Form
      • G-14A—Home Equity Sample
      • G-14B—Home Equity Sample
      • G-15—Home Equity Model Clauses
      • G-16(A)—Debt Suspension Model Clause
      • G-16(B)—Debt Suspension Sample
      • G-17(A) Account-Opening Model Form
      • G-17(B) Account-Opening Sample
      • G-17(C) Account-Opening Sample
      • G-17(D) Account-Opening Sample (Line of Credit)
      • G-18(A) Periodic Statement Transactions: Interest Charges: Fees Sample
      • G-18(B)—Late Payment Fee Sample
      • G-18(C)(1)—Minimum Payment Warning (When Amortization Occurs and the 36-month Disclosures Are Required)
      • G-18(C)(2)—Minimum Payment Warning (When Amortization Occurs and the 36-month Disclosures Are Not Required)
      • G-18(C)(3)—Minimum Payment Warning (When Negative or No Amortization Occurs)
      • G-18(D)—Periodic Statement New Balance, Due Date, Late Payment and Minimum Payment Sample (Credit Cards)
      • G-18(E)—[Reserved]
      • G-18(F)—Periodic Statement Form
      • G-18(G)—Periodic Statement Form
      • G-18(H)—Deferred Interest Periodic Statement Clause
      • G-19 Checks Accessing a Credit Card Sample
      • G-20 Change-in-Terms Sample (Increase in Annual Percentage Rate)
      • G-21—Change-in-Terms Sample (Increase in Fees)
      • G-22—Penalty Rate Increase Sample (Payment 60 or Fewer Days Late) 
      • G-23—Penalty Rate Increase Sample (Payment More Than 60 Days Late) 
      • G-24—Deferred Interest Offer Clauses
      • G-25(A)—Consent Form for Over-the-Credit Limit Transactions
      • G-25(B)—Revocation Notice for Periodic Statement Regarding Over-the-Credit Limit Transactions
    • APPENDIX H—Closed-End Model Forms and Clauses
      • H-1—Credit Sale Model Form
      • H-2—Loan Model Form
      • H-3—Amount Financed Itemization Model Form
      • H-4(A)—Variable-Rate Model Clauses
      • H-4(B)—Variable-Rate Model Clauses
      • H-4(C)—Variable-Rate Model Clauses
      • H-4(D)—Variable-Rate Model Clauses
      • H-4(E) Fixed Rate Mortgage Interest Rate and Payment Summary Model Clause
      • H-4(F) Adjustable-Rate Mortgage or Step-Rate Mortgage Interest Rate and Payment Summary Model Clause
      • H-4(G) Mortgage with Negative Amortization Interest Rate and Payment Summary Model Clause
      • H-4(H)—Fixed-Rate Mortgage with Interest-Only Interest Rate and Payment Summary Model Clause
      • H-4(I)—Introductory Rate Model Clause
      • H-4(J)—Balloon Payment Model Clause
      • H-4(K)—“No-Guarantee-to-Refinance” Statement Model Clause
      • H-5—Demand Feature Model Clauses
      • H-6—Assumption Policy Model Clause
      • H-7—Required Deposit Model Clause
      • H-8—Rescission Model Form (General)
      • H-9—Rescission Model Form (Refinancing with Original Creditor)
      • H-10—Credit Sale Sample 
      • H-11—Installment Loan Sample 
      • H-12—Refinancing Sample 
      • H-13—Mortgage with Demand Feature Sample 
      • H-14—Variable-Rate Mortgage Sample
      • H-15—Graduated Payment Mortgage Sample
      • H-16—Mortgage Sample
      • H-17(A)—Debt Suspension Model Clause
      • H-17(B)—Debt Suspension Sample
      • H-18 Private Education Loan Application and Solicitation Model Form
      • H-19 Private Education Loan Approval Model Form
      • H-20 Private Education Loan Final Model Form
      • H-21 Private Education Loan Application and Solicitation Sample
      • H-22 Private Education Loan Approval Sample
      • H-23 Private Education Loan Final Sample
    • APPENDIX I—Federal Enforcement Agencies
    • APPENDIX J—Annual Percentage Rate Computations for Closed-End Credit Transactions
    • APPENDIX K—Total-Annual-Loan-Cost Rate Computations for Reverse-Mortgage Transactions
    • APPENDIX L—Assumed Loan Periods for Computations of Total-Annual-Loan-Cost Rates
    • APPENDIX M1—Repayment Disclosures
    • APPENDIX M2—Sample Calculations of Repayment Disclosures
    • APPENDIX N—Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
    • APPENDIX O—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
  • Regulation BB: Community Reinvestment
    • SUBPART A—GENERAL
      • SECTION 228.11—Authority, Purposes, and Scope
      • SECTION 228.12—Definitions
      • SECTION 228.13—Consideration of Community Development Loans, Community Development Investments, and Community Development Services
      • SECTION 228.14—Community Development Illustrative List; Confirmation of Eligibility
      • SECTION 228.15—Impact and Responsiveness Review of Community Development Loans, Community Development Investments, and Community Development Services
    • SUBPART B—GEOGRAPHIC CONSIDERATIONS
      • SECTION 228.16—Facility-Based Assessment Areas
      • SECTION 228.17—Retail Lending Assessment Areas
      • SECTION 228.18—Outside Retail Lending Areas
      • SECTION 228.19—Areas for Eligible Community Development Loans, Community Development Investments, and Community Development Services
      • SECTION 228.20—[Reserved]
    • SUBPART C—STANDARDS FOR ASSESSING PERFORMANCE
      • SECTION 228.21—Evaluation of CRA Performance in General
      • SECTION 228.22—Retail Lending Test
      • SECTION 228.23—Retail Services and Products Test
      • SECTION 228.24—Community Development Financing Test
      • SECTION 228.25—Community Development Services Test
      • SECTION 228.26—Limited Purpose Banks
      • SECTION 228.27—Strategic Plan
      • SECTION 228.28—Assigned Conclusions and Ratings
      • SECTION 228.29—Small Bank Performance Evaluation
      • SECTION 228.30—Intermediate Bank Performance Evaluation
      • SECTION 228.31—Effect of CRA Performance on Applications
    • SUBPART D—RECORDS, REPORTING, DISCLOSURE, AND PUBLIC ENGAGEMENT REQUIREMENTS
      • SECTION 228.42—Data Collection, Reporting, and Disclosure
      • SECTION 228.43—Content and Availability of Public File
      • SECTION 228.44—Public Notice by Banks
      • SECTION 228.45—Publication of Planned Examination Schedule
      • SECTION 228.46—Public Engagement
    • SUBPART E—TRANSITION RULES
      • SECTION 228.51—Applicability Dates and Transition Provisions
    • APPENDIX A—Calculations for the Retail Lending Test
    • APPENDIX B—Calculations for the Community Development Tests
    • APPENDIX C—Performance Test Conclusions
    • APPENDIX D—Ratings
    • APPENDIX E—Small Bank and Intermediate Bank Performance Evaluation Conclusions and Ratings
    • APPENDIX F—CRA Notice
    • APPENDIX G—Community Reinvestment Act (Regulation BB)
  • Regulation FF: Obtaining and Using Medical Information in Connection with Credit
    • SECTION 232.1—Scope, General Prohibition, and Definitions
    • SECTION 232.2—Rule of Construction for Obtaining and Using Unsolicited Medical Information
    • SECTION 232.3—Financial-Information Exception for Obtaining and Using Medical Information
    • SECTION 232.4—Specific Exceptions for Obtaining and Using Medical Information
  • CFPB’s Regulation B: Equal Credit Opportunity
    • SUBPART A—GENERAL
      • SECTION 1002.1—Authority, Scope, and Purpose
      • SECTION 1002.2—Definitions
      • SECTION 1002.3—Limited Exceptions for Certain Classes of Transactions
      • SECTION 1002.4—General Rules
      • SECTION 1002.5—Rules Concerning Requests for Information
      • SECTION 1002.6—Rules Concerning Evaluation of Applications
      • SECTION 1002.7—Rules Concerning Extensions of Credit
      • SECTION 1002.8—Special Purpose Credit Programs
      • SECTION 1002.9—Notifications
      • SECTION 1002.10—Furnishing of Credit Information
      • SECTION 1002.11—Relation to State Law
      • SECTION 1002.12—Record Retention
      • SECTION 1002.13—Information for Monitoring Purposes
      • SECTION 1002.14—Rules on Providing Appraisals and Other Valuations
      • SECTION 1002.15—Incentives for Self-Testing and Self-Correction
      • SECTION 1002.16—Enforcement, Penalties, and Liabilities
    • SUBPART B—SMALL BUSINESS LENDING DATA COLLECTION
      • SECTION 1002.101—Authority, Purpose, and Scope
      • SECTION 1002.102—Definitions
      • SECTION 1002.103—Covered Applications
      • SECTION 1002.104—Covered Credit Transactions and Excluded Transactions
      • SECTION 1002.105—Covered Financial Institutions and Exempt Institutions
      • SECTION 1002.106—Business and Small Business
      • SECTION 1002.107—Compilation of Reportable Data
      • SECTION 1002.108—Firewall
      • SECTION 1002.109—Reporting of Data to the Bureau
      • SECTION 1002.110—Publication of Data and Other Disclosures
      • SECTION 1002.111—Recordkeeping
      • SECTION 1002.112—Enforcement
      • SECTION 1002.113—Severability
      • SECTION 1002.114—Effective Date, Compliance Date, and Special Transitional Rules
    • APPENDIX A—Federal Agencies to Be Listed in Adverse Action Notices
    • APPENDIX B—Model Application Forms
    • APPENDIX C—Sample Notification Forms
    • APPENDIX D—Issuance of Official Interpretations
    • APPENDIX E—Sample Form for Collecting Certain Applicant-Provided Data under Subpart B
    • APPENDIX F—Tolerances for Bona Fide Errors in Data Reported under Subpart B
  • CFPB’s Regulation C: Home Mortgage Disclosure
    • SECTION 1003.1—Authority, Purpose, and Scope
    • SECTION 1003.2—Definitions
    • SECTION 1003.3—Exempt Institutions and Excluded and Partially Exempt Transactions
    • SECTION 1003.4—Compilation of Reportable Data
    • SECTION 1003.5—Disclosure and Reporting
    • SECTION 1003.6—Enforcement
    • APPENDIX A—[Reserved]
    • APPENDIX B—Form and Instructions for Data Collection on Ethnicity, Race, and Sex
    • APPENDIX C—Procedures for Generating a Check Digit and Validating a ULI
  • CFPB’s Regulation E: Electronic Fund Transfers
    • SUBPART A—GENERAL
      • SECTION 1005.1—Authority and Purpose
      • SECTION 1005.2—Definitions
      • SECTION 1005.3—Coverage
      • SECTION 1005.4—General Disclosure Requirements; Jointly Offered Services
      • SECTION 1005.5—Issuance of Access Devices
      • SECTION 1005.6—Liability of Consumer for Unauthorized Transfers
      • SECTION 1005.7—Initial Disclosures
      • SECTION 1005.8—Change in Terms Notice; Error Resolution Notice
      • SECTION 1005.9—Receipts at Electronic Terminals; Periodic Statements
      • SECTION 1005.10—Preauthorized Transfers
      • SECTION 1005.11—Procedures for Resolving Errors
      • SECTION 1005.12—Relation to Other Laws
      • SECTION 1005.13—Administrative Enforcement; Record Retention
      • SECTION 1005.14—Electronic Fund Transfer Service Provider Not Holding Consumer’s Account
      • SECTION 1005.15—Electronic Fund Transfer of Government Benefits
      • SECTION 1005.16—Disclosures at Automated Teller Machines
      • SECTION 1005.17—Requirements for Overdraft Services
      • SECTION 1005.18—Requirements for Financial Institutions Offering Prepaid Accounts
      • SECTION 1005.19—Internet Posting of Prepaid Account Agreements
      • SECTION 1005.20—Requirements for Gift Cards and Gift Certificates
    • SUBPART B—REQUIREMENTS FOR REMITTANCE TRANSFERS
      • SECTION 1005.30—Remittance Transfer Definitions
      • SECTION 1005.31—Disclosures
      • SECTION 1005.32—Estimates
      • SECTION 1005.33—Procedures for Resolving Errors
      • SECTION 1005.34—Procedures for Cancellation and Refund of Remittance Transfers
      • SECTION 1005.35—Acts of Agents
      • SECTION 1005.36—Transfers Scheduled before the Date of Transfer
    • APPENDIX A—Model Disclosure Clauses and Forms
      • A-1—Model Clauses for Unsolicited Issuance (section 1005.5(b)(2))
      • A-2—Model Clauses for Initial Disclosures (section 1005.7(b))
      • A-3—Model Forms for Error Resolution Notice (sections 1005.7(b)(10) and 1005.8(b))
      • A-4—Model Form for Service-Providing Institutions (section 1005.14(b)(1)(ii))
      • A-5—Model Clauses for Government Agencies (section 1005.15(e)(1) and (2))
      • A-6—Model Clauses for Authorizing One-Time Electronic Fund Transfers Using Information from a Check (section 1005.3(b)(2))
      • A-7—Model Clauses for Financial Institutions Offering Prepaid Accounts (section 1005.18(d) and (e)(3))
      • A-8—Model Clause for Electronic Collection of Returned Item Fees (section 1005.3(b)(3))
      • A-9—Model Consent Form for Overdraft Services (section 1005.17)
      • A-10(a)—Model Form for Short Form Disclosures for Government Benefit Accounts (sections 1005.15(c) and 1005.18(b)(2), (3), (6), and (7))
      • A-10(b)—Model Form for Short Form Disclosures for Payroll Card Accounts (section 1005.18(b)(2), (3), (6), and (7))
      • A-10(c)—Model Form for Short Form Disclosures for Prepaid Accounts, Example 1 (section 1005.18(b)(2), (3), (6), and (7))
      • A-10(d)—Model Form for Short Form Disclosures for Prepaid Accounts, Example 2 (section 1005.18(b)(2), (3), (6), and (7))
      • A-10(e)—Model Form for Short Form Disclosures for Prepaid Accounts with Multiple Service Plans (section 1005.18(b)(2), (3), (6), and (7))
      • A-10(f)—Sample Form for Long Form Disclosures for Prepaid Accounts (section 1005.18(b)(4), (6), and (7))
      • A-30(a)—Model Form for Pre-Payment Disclosures for Remittance Transfers Exchanged into Local Currency (section 1005.31(b)(1))
      • A-30(b)—Model Form for Pre-Payment Disclosures for Remittance Transfers Exchanged into Local Currency (section 1005.31(b)(1))
      • A-30(c)—Model Form for Pre-Payment Disclosures for Remittance Transfers Exchanged into Local Currency (section 1005.31(b)(1))
      • A-30(d)—Model Form for Pre-Payment Disclosures for Remittance Transfers Exchanged into Local Currency (section 1005.31(b)(1))
      • A-31—Model Form for Receipts for Remittance Transfers Exchanged into Local Currency (section 1005.31(b)(2))
      • A-32—Model Form for Combined Disclosures for Remittance Transfers Exchanged into Local Currency (section 1005.31(b)(3))
      • A-33—Model Form for Pre-Payment Disclosures for Dollar-to-Dollar Remittance Transfers (section 1005.31(b)(1))
      • A-34—Model Form for Receipts for Dollar-to-Dollar Remittance Transfers (section 1005.31(b)(2))
      • A-35—Model Form for Combined Disclosures for Dollar-to-Dollar Remittance Transfers (section 1005.31(b)(3))
      • A-36—Model Form for Error Resolution and Cancellation Disclosures (Long) (section 1005.31(b)(4))
      • A-37—Model Form for Error Resolution and Cancellation Disclosures (Short) (sections 1005.31(b)(2)(iv) and (b)(2)(vi))
      • A-38—Model Form for Pre-Payment Disclosures for Remittance Transfers Exchanged into Local Currency—Spanish (section 1005.31(b)(1))
      • A-39—Model Form for Receipts for Remittance Transfers Exchanged into Local Currency—Spanish (section 1005.31(b)(2))
      • A-40—Model Form for Combined Disclosures for Remittance Transfers Exchanged into Local Currency—Spanish (section 1005.31(b)(3))
      • A-41—Model Form for Error Resolution and Cancellation Disclosures (Long)—Spanish (section 1005.31(b)(4))
    • APPENDIX B—[Reserved]
    • APPENDIX C—Issuance of Official Interpretations
  • CFPB’s Regulation M: Consumer Leasing
    • SECTION 1013.1—Authority, Scope, Purpose, and Enforcement
    • SECTION 1013.2—Definitions
    • SECTION 1013.3—General Disclosure Requirements
    • SECTION 1013.4—Content of Disclosures
    • SECTION 1013.5—Renegotiations, Extensions, and Assumptions
    • SECTION 1013.6—[Reserved]
    • SECTION 1013.7—Advertising
    • SECTION 1013.8—Record Retention
    • SECTION 1013.9—Relation to State Laws
    • APPENDIX A—Model Forms
      • A-1—Model Open-End or Finance Vehicle Lease Disclosures
      • A-2—Model Closed-End or Net Vehicle Lease Disclosures
      • A-3—Model Furniture Lease Disclosures
    • APPENDIX B—[Reserved]
    • APPENDIX C—Issuance of Official Interpretations
  • CFPB’s Regulation P: Privacy of Consumer Financial Information
    • SECTION 1016.1—Purpose and Scope
    • SECTION 1016.2—Model Privacy Form and Examples
    • SECTION 1016.3—Definitions
    • SUBPART A—PRIVACY AND OPT-OUT NOTICES
      • SECTION 1016.4—Initial Privacy Notice to Consumers Required
      • SECTION 1016.5—Annual Privacy Notice to Customers Required
      • SECTION 1016.6—Information to Be Included in Privacy Notices
      • SECTION 1016.7—Form of Opt-Out Notice to Consumers; Opt-Out Methods
      • SECTION 1016.8—Revised Privacy Notices
      • SECTION 1016.9—Delivering Privacy and Opt-Out Notices
    • SUBPART B—LIMITS ON DISCLOSURES
      • SECTION 1016.10—Limits on Disclosure of Nonpublic Personal Information to Nonaffiliated Third Parties
      • SECTION 1016.11—Limits on Redisclosure and Reuse of Information
      • SECTION 1016.12—Limits on Sharing Account Number Information for Marketing Purposes
    • SUBPART C—EXCEPTIONS
      • SECTION 1016.13—Exception to Opt-Out Requirements for Service Providers and Joint Marketing
      • SECTION 1016.14—Exceptions to Notice and Opt-Out Requirements for Processing and Servicing Transactions
      • SECTION 1016.15—Other Exceptions to Notice and Opt-Out Requirements
    • SUBPART D—RELATION TO OTHER LAWS
      • SECTION 1016.16—Protection of Fair Credit Reporting Act
      • SECTION 1016.17—Relation to State Laws
    • APPENDIX—Model Privacy Form
  • CFPB’s Regulation V: Fair Credit Reporting
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 1022.1—Purpose, Scope, and Model Forms and Disclosures
      • SECTION 1022.2—Examples
      • SECTION 1022.3—Definitions
    • SUBPART B—[RESERVED]
    • SUBPART C—AFFILIATE MARKETING
      • SECTION 1022.20—Coverage and Definitions
      • SECTION 1022.21—Affiliate Marketing Opt-Out and Exceptions
      • SECTION 1022.22—Scope and Duration of Opt-Out
      • SECTION 1022.23—Contents of Opt-Out Notice; Consolidated and Equivalent Notices
      • SECTION 1022.24—Reasonable Opportunity to Opt Out
      • SECTION 1022.25—Reasonable and Simple Methods of Opting Out
      • SECTION 1022.26—Delivery of Opt-Out Notices
      • SECTION 1022.27—Renewal of Opt-Out
    • SUBPART D—MEDICAL INFORMATION
      • SECTION 1022.30—Obtaining or Using Medical Information in Connection with a Determination of Eligibility for Credit
      • SECTION 1022.31—Limits on Redisclosure of Information
      • SECTION 1022.32—Sharing Medical Information with Affiliates
      • SECTIONS 1022.33–1022.37—[Reserved]
      • SECTION 1022.38—Duty of Consumer Reporting Agencies Regarding Medical Debt Information
    • SUBPART E—DUTIES OF FURNISHERS OF INFORMATION
      • SECTION 1022.40—Scope
      • SECTION 1022.41—Definitions
      • SECTION 1022.42—Reasonable Policies and Procedures Concerning the Accuracy and Integrity of Furnished Information
      • SECTION 1022.43—Direct Disputes
    • SUBPART F—DUTIES OF USERS REGARDING OBTAINING AND USING CONSUMER REPORTS
      • SECTIONS 1022.50–1022.53—[Reserved]
      • SECTION 1022.54—Duties of Users Making Written Firm Offers of Credit or Insurance Based on Information Contained in Consumer Files
      • SECTIONS 1022.55–1022.59—[Reserved]
    • SUBPART G—[RESERVED]
    • SUBPART H—DUTIES OF USERS REGARDING RISK-BASED PRICING
      • SECTION 1022.70—Scope
      • SECTION 1022.71—Definitions
      • SECTION 1022.72—General Requirements for Risk-Based Pricing Notices
      • SECTION 1022.73—Content, Form, and Timing of Risk-Based Pricing Notices
      • SECTION 1022.74—Exceptions
      • SECTION 1022.75—Rules of Construction
    • SUBPART I—DUTIES OF USERS OF CONSUMER REPORTS REGARDING IDENTITY THEFT
      • SECTIONS 1022.80–1022.81—[Reserved]
      • SECTION 1022.82—Duties of Users Regarding Address Discrepancies
    • SUBPARTS J–L—[RESERVED]
    • SUBPART M—DUTIES OF CONSUMER REPORTING AGENCIES REGARDING IDENTITY THEFT
      • SECTION 1022.120—[Reserved]
      • SECTION 1022.121—Active Duty Alerts
      • SECTION 1022.122—[Reserved]
      • SECTION 1022.123—Appropriate Proof of Identity
      • SECTIONS 1022.124–1022.129—[Reserved]
    • SUBPART N—DUTIES OF CONSUMER REPORTING AGENCIES REGARDING DISCLOSURES TO CONSUMERS
      • SECTION 1022.130—Definitions
      • SECTIONS 1022.131–1022.135—[Reserved]
      • SECTION 1022.136—Centralized Source for Requesting Annual File Disclosures from Nationwide Consumer Reporting Agencies
      • SECTION 1022.137—Streamlined Process for Requesting Annual File Disclosures from Nationwide Specialty Consumer Reporting Agencies
      • SECTION 1022.138—Prevention of Deceptive Marketing of Free Credit Reports
      • SECTION 1022.139—[Reserved]
    • SUBPART O—MISCELLANEOUS DUTIES OF CONSUMER REPORTING AGENCIES
      • SECTION 1022.140—Prohibition Against Circumventing or Evading Treatment as a Consumer Reporting Agency
      • SECTION 1022.141—Reasonable Charges for Certain Disclosures
      • SECTION 1022.142—Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking
    • APPENDIX A—[Reserved]
    • APPENDIX B—Model Notices of Furnishing Negative Information
    • APPENDIX C—Model Forms for Opt-Out Notices
      • C-1—Model Form for Initial Opt-Out Notice (Single-Affiliate Notice)
      • C-2—Model Form for Initial Opt-Out Notice (Joint Notice)
      • C-3—Model Form for Renewal Notice (Single-Affiliate Notice)
      • C-4—Model Form for Renewal Notice (Joint Notice)
      • C-5—Model Form for Voluntary “No Marketing” Notice
    • APPENDIX D—Model Forms for Firm Offers of Credit or Insurance
    • APPENDIX E—Interagency Guidelines Concerning the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies
    • APPENDIX F–G—[Reserved]
    • APPENDIX H—Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices
      • H-1—Model Form for Risk-Based Pricing Notice
      • H-2—Model Form for Account Review Risk-Based Pricing Notice
      • H-3—Model Form for Credit Score Disclosure Exception for Loans Secured by One to Four Units of Residential Real Property
      • H-4—Model Form for Credit Score Disclosure Exception for Loans Not Secured by Residential Real Property
      • H-5—Model Form for Loans where Credit Score Is Not Available
      • H-6—Model Form for Risk-Based Pricing Notice with Credit Score Information
      • H-7—Model Form for Account Review Risk-Based Pricing Notice with Credit Score Information
    • APPENDIX I—Summary of Consumer Identity Theft Rights
    • APPENDIX J—[Reserved]
    • APPENDIX K—Summary of Consumer Rights
    • APPENDIX L— Standardized Form for Requesting Annual File Disclosures
    • APPENDIX M—Notice of Furnisher Responsibilities
    • APPENDIX N—Notice of User Responsibilities
    • APPENDIX O—Reasonable Charges for Certain Disclosures
  • CFPB’s Regulation X: Real Estate Settlement Procedures
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 1024.1—Designation
      • SECTION 1024.2—Definitions
      • SECTION 1024.3—E-Sign Applicability
      • SECTION 1024.4—Reliance Upon Rule, Regulation, or Interpretation by the Bureau
      • SECTION 1024.5—Coverage of RESPA
    • SUBPART B—MORTGAGE SETTLEMENT AND ESCROW ACCOUNTS
      • SECTION 1024.6—Special Information Booklet at Time of Loan Application
      • SECTION 1024.7—Good Faith Estimate
      • SECTION 1024.8—Use of HUD-1 or HUD-1A Settlement Statements
      • SECTION 1024.9—Reproduction of Settlement Statements
      • SECTION 1024.10—One-Day Advance Inspection of HUD-1 or HUD-1A Settlement Statement; Delivery; Recordkeeping
      • SECTION 1024.11—Mailing
      • SECTION 1024.12—No Fee
      • SECTION 1024.13—[Reserved]
      • SECTION 1024.14—Prohibition Against Kickbacks and Unearned Fees
      • SECTION 1024.15—Affiliated Business Arrangements
      • SECTION 1024.16—Title Companies
      • SECTION 1024.17—Escrow Accounts
      • SECTION 1024.18—[Reserved]
      • SECTION 1024.19—[Reserved]
      • SECTION 1024.20—List of Homeownership Counseling Organizations
    • SUBPART C—MORTGAGE SERVICING
      • SECTION 1024.30—Scope
      • SECTION 1024.31—Definitions
      • SECTION 1024.32—General Disclosure Requirements
      • SECTION 1024.33—Mortgage Servicing Transfers
      • SECTION 1024.34—Timely Escrow Payments and Treatment of Escrow Account Balances
      • SECTION 1024.35—Error Resolution Procedures
      • SECTION 1024.36—Requests for Information
      • SECTION 1024.37—Force-Placed Insurance
      • SECTION 1024.38—General Servicing Policies, Procedures, and Requirements
      • SECTION 1024.39—Early Intervention Requirements for Certain Borrowers
      • SECTION 1024.40—Continuity of Contact
      • SECTION 1024.41—Loss Mitigation Procedures
    • APPENDIX A—Instructions for Completing HUD-1 and HUD-1A Settlement Statements; Sample HUD-1 and HUD-1A Statements
      • Instructions for Completing HUD-1A
      • HUD-1 Settlement Statement
      • HUD-1A Settlement Statement
    • APPENDIX B—Illustrations of Requirements of RESPA
    • APPENDIX C—Instructions for Completing Good Faith Estimate (GFE) Form
    • APPENDIX D—Affiliated Business Arrangement Disclosure Statement Format Notice
    • APPENDIX E—Arithmetic Steps
    • APPENDIX MS—Mortgage Servicing Model Forms and Clauses
    • APPENDIX MS-1—Servicing Disclosure Statement
    • APPENDIX MS-2—Notice of Servicing Transfer
    • APPENDIX MS-3—Model Force-Placed Insurance Notice Forms
    • APPENDIX MS-4—Model Clauses for the Written Early Intervention Notice
  • CFPB's Regulation Z: Truth in Lending
    • SUBPART A—GENERAL
      • SECTION 1026.1—Authority, Purpose, Coverage, Organization, Enforcement, and Liability
      • SECTION 1026.2—Definitions and Rules of Construction
      • SECTION 1026.3—Exempt Transactions
      • SECTION 1026.4—Finance Charge
    • SUBPART B—OPEN-END CREDIT
      • SECTION 1026.5—General Disclosure Requirements
      • SECTION 1026.6—Account-Opening Disclosures
      • SECTION 1026.7—Periodic Statement
      • SECTION 1026.8—Identifying Transactions on Periodic Statements
      • SECTION 1026.9—Subsequent Disclosure Requirements
      • SECTION 1026.10—Payments
      • SECTION 1026.11—Treatment of Credit Balances; Account Termination
      • SECTION 1026.12—Special Credit Card Provisions
      • SECTION 1026.13—Billing Error Resolution
      • SECTION 1026.14—Determination of Annual Percentage Rate
      • SECTION 1026.15—Right of Rescission
      • SECTION 1026.16—Advertising
    • SUBPART C—CLOSED-END CREDIT
      • SECTION 1026.17—General Disclosure Requirements
      • SECTION 1026.18—Content of Disclosures
      • SECTION 1026.19—Certain Mortgage and Variable-Rate Transactions
      • SECTION 1026.20—Disclosure Requirements Regarding Post-Consummation Events
      • SECTION 1026.21—Treatment of Credit Balances
      • SECTION 1026.22—Determination of Annual Percentage Rate
      • SECTION 1026.23—Right of Rescission
      • SECTION 1026.24—Advertising
    • SUBPART D—MISCELLANEOUS
      • SECTION 1026.25—Record Retention
      • SECTION 1026.26—Use of Annual Percentage Rate in Oral Disclosures
      • SECTION 1026.27—Language of Disclosures
      • SECTION 1026.28—Effect on State Laws
      • SECTION 1026.29—State Exemptions
      • SECTION 1026.30—Limitation on Rates
    • SUBPART E—SPECIAL RULES FOR CERTAIN HOME MORTGAGE TRANSACTIONS
      • SECTION 1026.31—General Rules
      • SECTION 1026.32—Requirements for High-Cost Mortgages
      • SECTION 1026.33—Requirements for Reverse Mortgages
      • SECTION 1026.34—Prohibited Acts or Practices in Connection with High-Cost Mortgages
      • SECTION 1026.35—Requirements for Higher-Priced Mortgage Loans
      • SECTION 1026.36—Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
      • SECTION 1026.37—Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
      • SECTION 1026.38—Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
      • SECTION 1026.39—Mortgage Transfer Disclosures
      • SECTION 1026.40—Requirements for Home Equity Plans
      • SECTION 1026.41—Periodic Statements for Residential Mortgage Loans
      • SECTION 1026.42—Valuation Independence
      • SECTION 1026.43—Minimum Standards for Transactions Secured by a Dwelling
      • SECTIONS 1026.44–1026.45—[Reserved]
    • SUBPART F—SPECIAL RULES FOR PRIVATE EDUCATION LOANS
      • SECTION 1026.46—Special Disclosure Requirements for Private Education Loans
      • SECTION 1026.47—Content of Disclosures
      • SECTION 1026.48—Limitations on Private Education Loans
    • SUBPART G—SPECIAL RULES APPLICABLE TO CREDIT CARD ACCOUNTS AND OPEN-END CREDIT OFFERED TO COLLEGE STUDENTS
      • SECTION 1026.51—Ability to Pay
      • SECTION 1026.52—Limitations on Fees
      • SECTION 1026.53—Allocation of Payments
      • SECTION 1026.54—Limitations on the Imposition of Finance Charges
      • SECTION 1026.55—Limitations on Increasing Annual Percentage Rates, Fees, and Charges
      • SECTION 1026.56—Requirements for Over-the-Limit Transactions
      • SECTION 1026.57—Reporting and Marketing Rules for College Student Open-End Credit
      • SECTION 1026.58—Internet Posting of Credit Card Agreements
      • SECTION 1026.59—Reevaluation of Rate Increases
      • SECTION 1026.60—Credit and Charge Card Applications and Solicitations
      • SECTION 1026.61—Hybrid Prepaid-Credit Cards
    • APPENDIX A—Effect on State Laws
    • APPENDIX B—State Exemptions
    • APPENDIX C—Issuance of Official Interpretations
    • APPENDIX D—Multiple Advance Construction Loans
    • APPENDIX E—Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
    • APPENDIX F—Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer’s Dwelling
    • APPENDIX G—Open-End Model Forms and Clauses
      • G-1—Balance Computation Methods Model Clauses (Home-Equity Plans)
      • G-1(A)—Balance Computation Methods Model Clauses (Plans Other Than Home-Equity Plans)
      • G-2—Liability for Unauthorized Use Model Clause (Home-Equity Plans)
      • G-2(A)—Liability for Unauthorized Use Model Clause (Plans Other Than Home-Equity Plans)
      • G-3—Long-Form Billing-Error Rights Model Form (Home-Equity Plans)
      • G-3(A)—Long-Form Billing-Error Rights Model Form (Plans Other Than Home-Equity Plans)
      • G-4—Alternative Billing-Error Rights Model Form (Home-Equity Plans)
      • G-4(A)—Alternative Billing-Error Rights Model Form (Plans Other Than Home-Equity Plans)
      • G-5—Rescission Model Form (When Opening an Account)
      • G-6—Rescission Model Form (For Each Transaction)
      • G-7—Rescission Model Form (When Increasing the Credit Limit)
      • G-8—Rescission Model Form (When Adding a Security Interest)
      • G-9—Rescission Model Form (When Increasing the Security)
      • G-10(A)—Applications and Solicitations Model Form (Credit Cards)
      • G-10(B)—Applications and Solicitations Sample (Credit Cards)
      • G-10(C)—Applications and Solicitations Sample (Credit Cards)
      • G-10(D)—Applications and Solicitations Model Form (Charge Cards)
      • G-10(E)—Applications and Solicitations Sample (Charge Cards)
      • G-11—Applications and Solicitations Made Available to the General Public Model Clauses
      • G-12—[Reserved]
      • G-13(A)—Change in Insurance Provider Model Form (Combined Notice)
      • G-13(B)—Change in Insurance Provider Model Form
      • G-14A—Home Equity Sample
      • G-14B—Home Equity Sample
      • G-15—Home Equity Model Clauses
      • G-16(A)—Debt Suspension Model Clause
      • G-16(B)—Debt Suspension Sample
      • G-17(A)—Account-Opening Model Form
      • G-17(B)—Account-Opening Sample
      • G-17(C)—Account-Opening Sample
      • G-17(D)—Account-Opening Sample (Line of Credit)
      • G-18(A)—Periodic Statement Transactions; Interest Charges; Fees Sample
      • G-18(B)—Late Payment Fee Sample
      • G-18(C)(1)—Minimum Payment Warning (When Amortization Occurs and the 36-month Disclosures Are Required)
      • G-18(C)(2)—Minimum Payment Warning (When Amortization Occurs and the 36-month Disclosures Are Not Required)
      • G-18(C)(3)—Minimum Payment Warning (When Negative or No Amortization Occurs)
      • G-18(D)—Periodic Statement New Balance, Due Date, Late Payment and Minimum Payment Sample (Credit Cards)
      • G-18(E)—[Reserved]
      • G-18(F)—Periodic Statement Form
      • G-18(G)—Periodic Statement Form
      • G-18(H)—Deferred Interest Periodic Statement Clause
      • G-19—Checks Accessing a Credit Card Sample
      • G-20—Change-in-Terms Sample (Increase in Annual Percentage Rate)
      • G-21—Change-in-Terms Sample (Increase in Fees)
      • G-22—Penalty Rate Increase Sample (Payment 60 or Fewer Days Late)  
      • G-23—Penalty Rate Increase Sample (Payment More Than 60 Days Late) 
      • G-24—Deferred Interest Offer Clauses
      • G-25(A)—Consent Form for Over-the-Credit Limit Transactions
      • G-25(B)—Revocation Notice for Periodic Statement Regarding Over-the-Credit Limit Transactions
    • APPENDIX H—Closed-End Model Forms and Clauses
      • H-1—Credit Sale Model Form
      • H-2—Loan Model Form
      • H-3—Amount Financed Itemization Model Form
      • H-4(A)—Variable-Rate Model Clauses
      • H-4(B)—Variable-Rate Model Clauses
      • H-4(C)—Variable-Rate Model Clauses
      • H-4(D)(1)—Adjustable-Rate Mortgage Model Form
      • H-4(D)(2)—Adjustable-Rate Mortgage Sample Form
      • H-4(D)(3)—Adjustable-Rate Mortgage Model Form
      • H-4(D)(4)—Adjustable-Rate Mortgage Sample Form
      • H-4(E)—Fixed-Rate Mortgage Interest Rate and Payment Summary Model Clause
      • H-4(F)—Adjustable-Rate Mortgage or Step-Rate Mortgage Interest Rate and Payment Summary Model Clause
      • H-4(G)—Mortgage with Negative Amortization Interest Rate and Payment Summary Model Clause
      • H-4(H)—Fixed-Rate Mortgage with Interest-Only Interest Rate and Payment Summary Model
      • H-4(I)—Introductory Rate Model Clause
      • H-4(J)—Balloon Payment Disclosure Model Clause
      • H-4(K)—No Guarantee to Refinance Statement Model Clause
      • H-5—Demand Feature Model Clauses
      • H-6—Assumption Policy Model Clause
      • H-7—Required Deposit Model Clause
      • H-8—Rescission Model Form (General)
      • H-9—Rescission Model Form (Refinancing with Original Creditor)
      • H-10—Credit Sale Sample 
      • H-11—Installment Loan Sample 
      • H-12—Refinancing Sample 
      • H-13—Closed-End Transaction with Demand Feature Sample 
      • H-14—Variable-Rate Mortgage Sample
      • H-15—Closed-End Graduated Payment Transaction Sample
      • H-16—Mortgage Sample
      • H-17(A)—Debt Suspension Model Clause
      • H-17(B)—Debt Suspension Sample
      • H-18—Private Education Loan Application and Solicitation Model Form
      • H-19—Private Education Loan Approval Model Form
      • H-20—Private Education Loan Final Model Form
      • H-21—Private Education Loan Application and Solicitation Sample
      • H-22—Private Education Loan Approval Sample
      • H-23—Private Education Loan Final Sample
      • H-24(A)—Mortgage Loan Transaction Loan Estimate—Model Form
      • H-24(B)—Mortgage Loan Transaction Loan Estimate—Fixed Rate Loan Sample
      • H-24(C)—Mortgage Loan Transaction Loan Estimate—Interest Only Adjustable Rate Loan Sample
      • H-24(D)—Mortgage Loan Transaction Loan Estimate—Refinance Sample
      • H-24(E)—Mortgage Loan Transaction Loan Estimate—Balloon Payment Sample
      • H-24(F)—Mortgage Loan Transaction Loan Estimate—Negative Amortization Sample
      • H-24(G)—Mortgage Loan Transaction Loan Estimate—Modification to Loan Estimate for Transaction Not Involving Seller—Model Form
      • H-25(A)—Mortgage Loan Transaction Closing Disclosure—Model Form
      • H-25(B)—Mortgage Loan Transaction Closing Disclosure—Fixed Rate Loan Sample
      • H-25(C)—Mortgage Loan Transaction Closing Disclosure—Borrower Funds from Second-Lien Loan in Summaries of Transactions Sample
      • H-25(D)—Mortgage Loan Transaction Closing Disclosure—Borrower Satisfaction of Seller’s Second-Lien Loan Outside of Closing in Summaries of Transactions Sample
      • H-25(E)—Mortgage Loan Transaction Closing Disclosure—Refinance Transaction Sample
      • H-25(F)—Mortgage Loan Transaction Closing Disclosure—Refinance Transaction Sample (Amount in Excess of Section 1026.19(e)(3))
      • H-25(G)—Mortgage Loan Transaction Closing Disclosure—Refinance Transaction with Cash from Consumer at Consummation Sample
      • H-25(H)—Mortgage Loan Transaction Closing Disclosure—Modification to Closing Cost Details—Model Form
      • H-25(I)—Mortgage Loan Transaction Closing Disclosure—Modification to Closing Disclosure for Disclosure Provided to Seller—Model Form
      • H-25(J)—Mortgage Loan Transaction Closing Disclosure—Modification to Closing Disclosure for Transaction Not Involving Seller—Model Form
      • H-26—Mortgage Loan Transaction—Pre-Loan Estimate Statement—Model Form
      • H-27(A)—Mortgage Loan Transaction—Written List of Providers—Model Form
      • H-27(B)—Mortgage Loan Transaction—Sample of Written List of Providers
      • H-27(C)—Mortgage Loan Transaction—Sample of Written List of Providers with Services You Cannot Shop For
      • H-28(A)—Mortgage Loan Transaction Loan Estimate—Spanish Language Model Form
      • H-28(B)—Mortgage Loan Transaction Loan Estimate—Spanish Language Purchase Sample
      • H-28(C)—Mortgage Loan Transaction Loan Estimate—Spanish Language Refinance Sample
      • H-28(D)—Mortgage Loan Transaction Loan Estimate—Spanish Language Balloon Payment Sample
      • H-28(E)—Mortgage Loan Transaction Loan Estimate—Spanish Language Negative Amortization Sample
      • H-28(F)—Mortgage Loan Transaction Closing Disclosure—Spanish Language Model Form
      • H-28(G)—Mortgage Loan Transaction Closing Disclosure—Spanish Language Purchase Sample
      • H-28(H)—Mortgage Loan Transaction Closing Disclosure—Spanish Language Refinance Sample
      • H-28(I)—Mortgage Loan Transaction Loan Estimate—Modification to Loan Estimate for Transaction Not Involving Seller—Spanish Language Model Form
      • H-28(J)—Mortgage Loan Transaction Closing Disclosure—Modification to Closing Disclosure for Transaction Not Involving Seller—Spanish Language Model Form
      • H-29—Escrow Cancellation Notice Model Form
      • H-30(A)—Sample Form of Periodic Statement  
      • H-30(B)—Sample Form of Periodic Statement with Delinquency Box
      • H-30(C)—Sample Form of Periodic Statement for a Payment-Options Loan
      • H-30(D)—Sample Clause for Homeownership Counselor Contact Information
      • H-30(E)—Sample Form of Periodic Statement for Consumer in Chapter 7 or Chapter 11 Bankruptcy
      • H-30(F)—Sample Form of Periodic Statement for Consumer in Chapter 12 or Chapter 13 Bankruptcy
    • APPENDIX I—[Reserved]
    • APPENDIX J—Annual Percentage Rate Computations for Closed-End Credit Transactions
    • APPENDIX K—Total-Annual-Loan-Cost Rate Computations for Reverse Mortgage Transactions
    • APPENDIX L—Assumed Loan Periods for Computations of Total-Annual-Loan-Cost Rates
    • APPENDIX M1—Repayment Disclosures
    • APPENDIX M2—Sample Calculations of Repayment Disclosures
    • APPENDIX N—Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
    • APPENDIX O—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
    • APPENDIX P—[Reserved]
  • CFPB's Regulation DD: Truth in Savings
    • SECTION 1030.1—Authority, Purpose, Coverage, and Effect on State Laws
    • SECTION 1030.2—Definitions
    • SECTION 1030.3—General Disclosure Requirements
    • SECTION 1030.4—Account Disclosures
    • SECTION 1030.5—Subsequent Disclosures
    • SECTION 1030.6—Periodic Statement Disclosures
    • SECTION 1030.7—Payment of Interest
    • SECTION 1030.8—Advertising
    • SECTION 1030.9—Enforcement and Record Retention
    • SECTION 1030.10—[Reserved]
    • SECTION 1030.11—Additional Disclosure Requirements for Overdraft Services
    • APPENDIX A—Annual Percentage Yield Calculation
      • Part I. Annual Percentage Yield for Account Disclosures and Advertising Purposes
      • Part II. Annual Percentage Yield Earned for Periodic Statements
    • APPENDIX B—Model Clauses and Sample Forms
      • B-1—Model Clauses for Account Disclosures
      • B-2—Model Clauses for Change in Terms
      • B-3—Model Clauses for Pre-Maturity Notices for Time Accounts
      • B-4—Sample Form (Multiple Accounts)
      • B-5—Sample Form (NOW Account)
      • B-6—Sample Form (Tiered-Rate Money Market Account)
      • B-7—Sample Form (Certificate of Deposit)
      • B-8—Sample Form (Certificate of Deposit Advertisement)
      • B-9—Sample Form (Money Market Account Advertisement)
      • B-10—Sample Form (Aggregate Overdraft and Returned Item Fees)
    • APPENDIX C—Effect on State Laws
    • APPENDIX D—Issuance of Official Interpretations
  • Consumer-Related Statutory Provisions
    • Fair Credit Reporting Act
      • SECTION 601—Short Title
      • SECTION 602—Findings and Purpose
      • SECTION 603—Definitions and Rules of Construction
      • SECTION 604—Permissible Purposes of Reports
      • SECTION 605—Requirements Relating to Information Contained in Consumer Reports
      • SECTION 605A—Identity Theft Prevention; Fraud Alerts; and Active Duty Alerts
      • SECTION 605B—Block of Information Resulting from Identity Theft
      • SECTION 605C—Adverse Information in Cases of Trafficking
      • SECTION 606—Disclosure of Investigative Consumer Reports
      • SECTION 607—Compliance Procedures
      • SECTION 608—Disclosures to Governmental Agencies
      • SECTION 609—Disclosures to Consumers
      • SECTION 610—Conditions and Form of Disclosure to Consumers
      • SECTION 611—Procedure in Case of Disputed Accuracy
      • SECTION 612—Charges for Certain Disclosures
      • SECTION 613—Public Record Information for Employment Purposes
      • SECTION 614—Restrictions on Investigative Consumer Reports
      • SECTION 615—Requirements on Users of Consumer Reports
      • SECTION 616—Civil Liability for Willful Noncompliance
      • SECTION 617—Civil Liability for Negligent Noncompliance
      • SECTION 618—Jurisdiction of Courts; Limitation of Actions
      • SECTION 619—Obtaining Information under False Pretenses
      • SECTION 620—Unauthorized Disclosures by Officers or Employees
      • SECTION 621—Administrative Enforcement
      • SECTION 622—Information on Overdue Child Support Obligations
      • SECTION 623—Responsibilities of Furnishers of Information to Consumer Reporting Agencies
      • SECTION 624—Affiliate Sharing
      • SECTION 625—Relation to State Laws
      • SECTION 626—Disclosures to FBI for Counterintelligence Purposes
      • SECTION 627—Disclosures to Governmental Agencies for Counterterrorism Purposes
      • SECTION 628—Disposal of Records
      • SECTION 629—Corporate and Technological Circumvention Prohibited
    • Fair Debt Collection Practices Act
      • SECTION 801—Short Title
      • SECTION 802—Findings and Purpose
      • SECTION 803—Definitions
      • SECTION 804—Acquisition of Location Information
      • SECTION 805—Communication in Connection with Debt Collection
      • SECTION 806—Harassment or Abuse
      • SECTION 807—False or Misleading Representations
      • SECTION 808—Unfair Practices
      • SECTION 809—Validation of Debts
      • SECTION 810—Multiple Debts
      • SECTION 811—Legal Actions by Debt Collectors
      • SECTION 812—Furnishing Certain Deceptive Forms
      • SECTION 813—Civil Liability
      • SECTION 814—Administrative Enforcement
      • SECTION 815—Reports to Congress by the Bureau
      • SECTION 816—Relation to State Laws
      • SECTION 817—Exemption for State Regulation
      • SECTION 818—Exception for Certain Bad Check Enforcement Programs Operated by Private Entities
      • SECTION 819—Effective Date
    • Fair Housing Act
      • SECTION 800—Short Title
      • SECTION 801—Policy
      • SECTION 802—Definitions
      • SECTION 803—Effective Dates of Certain Prohibitions
      • SECTION 804—Discrimination in the Sale or Rental of Housing and Other Prohibited Practices
      • SECTION 805—Discrimination in Residential Real Estate- Related Transactions
      • SECTION 806—Discrimination in the Provision of Brokerage Services
      • SECTION 807—Exemption
      • SECTION 808—Administration
      • SECTION 809—Education and Conciliation
      • SECTION 810—Administrative Enforcement; Preliminary Matters
      • SECTION 811—Subpoenas; Giving of Evidence
      • SECTION 812—Enforcement by Secretary
      • SECTION 813—Enforcement by Private Persons
      • SECTION 814—Enforcement by the Attorney General
      • SECTION 814A—Incentives for Self-Testing and Self-Correction
      • SECTION 815—Rules to Implement Title
      • SECTION 816—Effect on State Laws
      • SECTION 817—Cooperation with State and Local Agencies Administering Fair Housing Laws
      • SECTION 818—Interference, Coercion, or Intimidation
      • SECTION 819—Appropriations
      • SECTION 820—Separability of Provisions
      • SECTION 901—Prevention of Intimidation in Fair Housing Cases
    • Homeowners Protection Act of 1998
      • SECTION 1—Short Title; Table of Contents
      • SECTION 2—Definitions
      • SECTION 3—Termination of Private Mortgage Insurance
      • SECTION 4—Disclosure Requirements
      • SECTION 5—Notification upon Cancellation or Termination
      • SECTION 6—Disclosure Requirements for Lender Paid Mortgage Insurance
      • SECTION 7—Fees for Disclosures
      • SECTION 8—Civil Liability
      • SECTION 9—Effect on Other Laws and Agreements
      • SECTION 10—Enforcement
      • SECTION 11—Construction
      • SECTION 12—Amendment to Higher Education Act of 1965
      • SECTION 13—Effective Date
      • SECTION 14—Abolishment of the Thrift Depositor Protection Oversight Board
    • Right to Financial Privacy Act
      • SECTION 1100—Short Title
      • SECTION 1101—Definitions
      • SECTION 1102—Confidentiality of Records; Government Authorities
      • SECTION 1103—Confidentiality of Records; Financial Institutions
      • SECTION 1104—Customer Authorizations
      • SECTION 1105—Administrative Subpena and Summons
      • SECTION 1106—Search Warrants
      • SECTION 1107—Judicial Subpena
      • SECTION 1108—Formal Written Request
      • SECTION 1109—Delayed Notice; Preservation of Records
      • SECTION 1110—Customer Challenge Provisions
      • SECTION 1111—Duty of Financial Institutions
      • SECTION 1112—Use of Information
      • SECTION 1113—Exceptions
      • SECTION 1114—Special Procedures
      • SECTION 1115—Cost Reimbursement
      • SECTION 1116—Jurisdiction
      • SECTION 1117—Civil Penalties
      • SECTION 1118—Injunctive Relief
      • SECTION 1119—Suspension of Statutes of Limitations
      • SECTION 1120—Grand Jury Information
      • SECTION 1121
      • SECTION 1122—Securities and Exchange Commission
• Federal Reserve Bank Activities
  • Regulation J: Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire
  • Regulation N: Relations with Foreign Banks and Bankers
    • SECTION 214.1—Scope of Part
    • SECTION 214.2—Information to Be Furnished to the Board
    • SECTION 214.3—Conferences and Negotiations with Foreign Banks, Bankers, or States
    • SECTION 214.4—Agreements with Foreign Banks, Bankers, or States, and Participation in Foreign Accounts
    • SECTION 214.5—Accounts with Foreign Banks
    • SECTION 214.6—Amendments
• Procedural and Organizational Rules
  • Board of Governors: Rules of Organization
    • SECTION 1—Basis and Scope
    • SECTION 2—Composition, Location, and Public Information
    • SECTION 3—Central Organization
    • SECTION 4—Field Organization
    • SECTION 5—Delegations of Authority
    • APPENDIX—Federal Reserve Banks
  • Board of Governors: Rules of Procedure
    • SECTION 262.1—Basis and Scope
    • SECTION 262.2—Procedure for Regulations
    • SECTION 262.3—Applications
    • SECTION 262.4—Adjudication with Formal Hearing
    • SECTION 262.5—Appearance and Practice
    • SECTION 262.6—Forms
    • SECTION 262.7—Use of Supervisory Guidance
    • APPENDIX A—Statement Clarifying the Role of Supervisory Guidance
  • Employee Responsibilities and Conduct
    • SECTION 264.101—Cross-Reference to Employees’ Ethical-Conduct Standards and Financial-Disclosure Regulations
  • Federal Open Market Committee Rules and Regulations
    • Open Market Operations of Federal Reserve Banks
      • SECTION 270.1—Authority
      • SECTION 270.2—Definitions
      • SECTION 270.3—Governing Principles
      • SECTION 270.4—Transactions in Obligations
    • Rules of Organization
      • SECTION 1—Authority
      • SECTION 2—Composition of Committee
      • SECTION 3—Chair and Vice Chair
      • SECTION 4—Foreign Currency Subcommittee
      • SECTION 5—Staff
      • SECTION 6—Manager and Deputy Manager
    • Rules of Procedure
      • SECTION 272.1—Authority
      • SECTION 272.2—Functions of the Committee
      • SECTION 272.3—Meetings
      • SECTION 272.4—Committee Actions
      • SECTION 272.5—Notice and Public Procedure
    • Rules Regarding Availability of Information
      • SUBPART A—GENERAL
        • SECTION 271.1—Authority, Purpose, and Scope
        • SECTION 271.2—Definitions
        • SECTION 271.3—Certification of Record; Service of Subpoenas or Other Process
        • SECTION 271.4—Prohibition against Disclosure
      • SUBPART B—PUBLISHED INFORMATION AND RECORDS AVAILABLE TO PUBLIC; PROCEDURES FOR REQUESTS
        • SECTION 271.10—Published Information
        • SECTION 271.11—Records Available to the Public upon Request
        • SECTION 271.12—Processing Requests
        • SECTION 271.13—Responses to Requests
        • SECTION 271.14—Appeals
        • SECTION 271.15—Exemptions from Disclosure
        • SECTION 271.16—Fee Schedules; Waiver of Fees
      • SUBPART C—SUBPOENAS, ORDERS COMPELLING PRODUCTION, AND OTHER PROCESS
        • SECTION 271.20—Subpoenas, Orders Compelling Production, and Other Process
    • Federal Open Market Committee—Statements of Policy
  • Federal Reserve System Labor Relations
    • Charges of Unfair Labor Practices
      • CHARGES OF VIOLATIONS OF SECTION 269.6 (OF THE POLICY)
        • SECTION 269b.110—Charges
        • SECTION 269b.111—Filing of Charges
        • SECTION 269b.112—Contents of the Charge
        • SECTION 269b.113—Withdrawal or Settlement
        • SECTION 269b.120—Answer to a Charge
        • SECTION 269b.121—Contents of Answer
      • PRELIMINARY INVESTIGATION
        • SECTION 269b.210—Referral to National Center for Dispute Settlement
        • SECTION 269b.220—Priority; Acceleration of Proceedings
        • SECTION 269b.230—Assessment of Costs; Posting of Bond
        • SECTION 269b.240—The Investigation
      • APPEAL FROM THE CENTER’S DETERMINATION
        • SECTION 269b.310—Appeal Rights
        • SECTION 269b.320—Proceedings Before the Panel
      • FORMAL PROCEEDINGS
        • SECTION 269b.410—Notice of Hearing
        • SECTION 269b.420—Designation of Hearing Officer
        • SECTION 269b.430—Contents of Notice of Hearing
        • SECTION 269b.440—Conduct of Hearing
        • SECTION 269b.441—Rights of Parties
        • SECTION 269b.442—Duties and Powers of the Hearing Officer
        • SECTION 269b.443—Motions Before or After a Hearing
        • SECTION 269b.444—Objection to Conduct of Hearing; Other Motions During Hearing
        • SECTION 269b.450—Submission of Hearing Officer’s Report to the Panel
      • PANEL REVIEW OF HEARING OFFICER’S REPORT AND RECOMMENDED DECISION
        • SECTION 269b.510—Review by Panel
        • SECTION 269b.520—Exceptions to Hearing Officer’s Report
        • SECTION 269b.530—Briefs in Support of the Hearing Officer’s Report
        • SECTION 269b.540—Action by the Panel
      • COMPLIANCE
        • SECTION 269b.610—Procedures
        • SECTION 269b.620—Action by Panel
      • GENERAL RULES
        • SECTION 269b.710—Rules to Be Liberally Construed
        • SECTION 269b.720—Computation of Time for Filing Papers
        • SECTION 269b.730—Number of Copies; Form
        • SECTION 269b.731—Signature
        • SECTION 269b.740—Service of Pleading and Other Paper; Statement of Service
        • SECTION 269b.750—Requests for Appearance of Witnesses and Production of Documents
    • Definitions
      • SECTION 269a.1—Party
      • SECTION 269a.2—Party in Interest
      • SECTION 269a.3—Intervenor
      • SECTION 269a.4—Investigator
      • SECTION 269a.5—Hearing Officer
    • Policy on Labor Relations for the Federal Reserve Banks
      • SECTION 269.1—Definition of a Labor Organization
      • SECTION 269.2—Membership in a Labor Organization
      • SECTION 269.3—Recognition of a Labor Organization and Its Relationship to a Federal Reserve Bank
      • SECTION 269.4—Determination of Appropriate Bargaining Unit
      • SECTION 269.5—Elections
      • SECTION 269.6—Unfair Labor Practices
      • SECTION 269.7—Approval of Agreement and Required Contents
      • SECTION 269.8—Grievance Procedures
      • SECTION 269.9—Mediation of Negotiation Impasses
      • SECTION 269.10—Time for Internal Labor Organization Business, Consultations, and Negotiations
      • SECTION 269.11—Federal Reserve System Labor Relations Panel
      • SECTION 269.12—Amendment
  • Limitations on Activities of Former Members and Employees of the Board
    • SECTION 266.1—Basis and Scope
    • SECTION 266.2—Definitions
    • SECTION 266.3—Limitations
    • SECTION 266.4—Suspension of Appearance Privilege
    • SECTION 266.5—Criminal Penalties
  • Post-Employment Restrictions for Senior Examiners
    • SECTION 264a.1—What is the purpose and scope of this part?
    • SECTION 264a.2—Who is considered a senior examiner of the Federal Reserve?
    • SECTION 264a.3—What special post-employment restrictions apply to senior examiners?
    • SECTION 264a.4—When do these special restrictions become effective and may they be waived?
    • SECTION 264a.5—What are the penalties for violating these special post-employment restrictions?
    • SECTION 264a.6—What other definitions and rules of construction apply for purposes of this part?
  • Procedures for Debt Collection
    • SECTION 267.1—Purpose and Scope
    • SECTION 267.2—Definitions
    • SECTION 267.3—Referral of Debts for Collection Action, Including Offset
    • SECTION 267.4—Administrative Wage Garnishment
    • SECTION 267.5—Salary Offset
    • SECTION 267.6—Interest, Penalties, and Administrative Costs
  • Reserve Bank Directors: Regulatory Exemption Concerning Conflicts of Interest
    • SECTION 2640.203—Miscellaneous Exemptions
  • Rules of Practice for Hearings
    • SUBPART A—UNIFORM RULES OF PRACTICE AND PROCEDURE
      • SECTION 263.1—Scope
      • SECTION 263.2—Rules of Construction
      • SECTION 263.3—Definitions
      • SECTION 263.4—Authority of the Board
      • SECTION 263.5—Authority of the Administrative Law Judge (ALJ)
      • SECTION 263.6—Appearance and Practice in Adjudicatory Proceedings
      • SECTION 263.7—Good Faith Certification
      • SECTION 263.8—Conflicts of Interest
      • SECTION 263.9—Ex Parte Communications
      • SECTION 263.10—Filing of Papers
      • SECTION 263.11—Service of Papers
      • SECTION 263.12—Construction of Time Limits
      • SECTION 263.13—Change of Time Limits
      • SECTION 263.14—Witness Fees and Expenses
      • SECTION 263.15—Opportunity for Informal Settlement
      • SECTION 263.16—The Board’s Right to Conduct Examination
      • SECTION 263.17—Collateral Attacks on Adjudicatory Proceeding
      • SECTION 263.18—Commencement of Proceeding and Contents of Notice
      • SECTION 263.19—Answer
      • SECTION 263.20—Amended Pleadings
      • SECTION 263.21—Failure to Appear
      • SECTION 263.22—Consolidation and Severance of Actions
      • SECTION 263.23—Motions
      • SECTION 263.24—Scope of Document Discovery
      • SECTION 263.25—Request for Document Discovery from Parties
      • SECTION 263.26—Document Subpoenas to Nonparties
      • SECTION 263.27—Deposition of Witness Unavailable for Hearing
      • SECTION 263.28—Interlocutory Review
      • SECTION 263.29—Summary Disposition
      • SECTION 263.30—Partial Summary Disposition
      • SECTION 263.31—Scheduling and Prehearing Conferences
      • SECTION 263.32—Prehearing Submissions
      • SECTION 263.33—Public Hearings
      • SECTION 263.34—Hearing Subpoenas
      • SECTION 263.35—Conduct of Hearings
      • SECTION 263.36—Evidence
      • SECTION 263.37—Post-Hearing Filings
      • SECTION 263.38—Recommended Decision and Filing of Record
      • SECTION 263.39—Exceptions to Recommended Decision
      • SECTION 263.40—Review by the Board
      • SECTION 263.41—Stays Pending Judicial Review
    • SUBPART B—BOARD LOCAL RULES SUPPLEMENTING THE UNIFORM RULES
      • SECTION 263.50—Purpose and Scope
      • SECTION 263.51—Definitions
      • SECTION 263.52—Address for Filing
      • SECTION 263.53—Discovery Depositions
      • SECTION 263.54—Delegation to the Office of Financial Institution Adjudication
      • SECTION 263.55—Board as Presiding Officer
      • SECTION 263.56—Initial Licensing Proceedings
      • SECTION 263.57—Sanctions Relating to Conduct in an Adjudicatory Proceeding
    • SUBPART C—RULES AND PROCEDURES FOR ASSESSMENT AND COLLECTION OF CIVIL MONEY PENALTIES
      • SECTION 263.60—Scope
      • SECTION 263.61—Opportunity for Informal Proceeding
      • SECTION 263.62—Relevant Considerations for Assessment of Civil Penalty
      • SECTION 263.63—Assessment Order
      • SECTION 263.64—Payment of Civil Penalty
      • SECTION 263.65—Civil Money Penalty Inflation Adjustments
    • SUBPART D—RULES AND PROCEDURES APPLICABLE TO SUSPENSION OR REMOVAL OF AN INSTITUTION-AFFILIATED PARTY WHERE A FELONY IS CHARGED OR PROVEN
      • SECTION 263.70—Purpose and Scope
      • SECTION 263.71—Notice or Order of Suspension, Removal, or Prohibition
      • SECTION 263.72—Request for Informal Hearing
      • SECTION 263.73—Order for Informal Hearing
      • SECTION 263.74—Decision of the Board
    • SUBPART E—PROCEDURES FOR ISSUANCE AND ENFORCEMENT OF DIRECTIVES TO MAINTAIN ADEQUATE CAPITAL
      • SECTION 263.80—Purpose and Scope
      • SECTION 263.81—Definitions
      • SECTION 263.82—Establishment of Minimum Capital Levels
      • SECTION 263.83—Issuance of Capital Directives
      • SECTION 263.84—Enforcement of Directive
      • SECTION 263.85—Establishment of Increased Capital Level for Specific Institutions
    • SUBPART F—PRACTICE BEFORE THE BOARD
      • SECTION 263.90—Scope
      • SECTION 263.91—Censure, Suspension, or Debarment
      • SECTION 263.92—Definitions
      • SECTION 263.93—Eligibility to Practice
      • SECTION 263.94—Conduct Warranting Sanctions
      • SECTION 263.95—Initiation of Disciplinary Proceeding
      • SECTION 263.96—Conferences
      • SECTION 263.97—Proceedings Under This Subpart
      • SECTION 263.98—Effect of Suspension, Debarment, or Censure
      • SECTION 263.99—Petition for Reinstatement
    • SUBPART G—RULES REGARDING CLAIMS UNDER THE EQUAL ACCESS TO JUSTICE ACT
      • SECTION 263.100—Authority and Scope
      • SECTION 263.101—Standards for Awards
      • SECTION 263.102—Prevailing Party
      • SECTION 263.103—Eligibility of Applicants
      • SECTION 263.104—Application for Awards
      • SECTION 263.105—Statement of Net Worth
      • SECTION 263.106—Measure of Awards
      • SECTION 263.107—Statement of Fees and Expenses
      • SECTION 263.108—Responses to Application
      • SECTION 263.109—Further Proceedings
      • SECTION 263.110—Recommended Decision
      • SECTION 263.111—Action by the Board
    • SUBPART H—ISSUANCE AND REVIEW OF ORDERS PURSUANT TO PROMPT-CORRECTIVE-ACTION PROVISIONS OF THE FEDERAL DEPOSIT INSURANCE ACT
      • SECTION 263.201—Scope
      • SECTION 263.202—Directives to Take Prompt Regulatory Action
      • SECTION 263.203—Procedures for Reclassifying a State Member Bank Based on Criteria Other Than Capital
      • SECTION 263.204—Order to Dismiss a Director or Senior Executive Officer
      • SECTION 263.205—Enforcement of Directives
    • SUBPART I—SUBMISSION AND REVIEW OF SAFETY-AND-SOUNDNESS COMPLIANCE PLANS AND ISSUANCE OF ORDERS TO CORRECT SAFETY-AND-SOUNDNESS DEFICIENCIES
      • SECTION 263.300—Scope
      • SECTION 263.301—Purpose
      • SECTION 263.302—Determination and Notification of Failure to Meet Safety-and-Soundness Standard and Request for Compliance Plan
      • SECTION 263.303—Filing of Safety-and-Soundness Compliance Plan
      • SECTION 263.304—Issuance of Orders to Correct Deficiencies and to Take or Refrain from Taking Other Actions
      • SECTION 263.305—Enforcement of Orders
    • SUBPART J—REMOVAL, SUSPENSION, AND DEBARMENT OF ACCOUNTANTS FROM PERFORMING AUDIT SERVICES
      • SECTION 263.400—Scope
      • SECTION 263.401—Definitions
      • SECTION 263.402—Removal, Suspension, or Debarment
      • SECTION 263.403—Automatic Removal, Suspension, and Debarment
      • SECTION 263.404—Notice of Removal, Suspension, or Debarment
      • SECTION 263.405—Petition for Reinstatement
    • SUBPART K—FORMAL INVESTIGATIVE PROCEEDINGS
      • SECTION 263.450—Scope
      • SECTION 263.451—Definitions
      • SECTION 263.452—Conduct of a Formal Investigative Proceeding
      • SECTION 263.453—Powers of the Designated Representative
      • SECTION 263.454—Confidentiality of Proceedings
      • SECTION 263.455—Transcripts
      • SECTION 263.456—Rights of Witnesses
      • SECTION 263.457—Subpoenas
    • APPENDIX A—Rules Applicable to Proceedings Initiated Before April 1, 2024
  • Rules Regarding Access to Personal Information under the Privacy Act of 1974
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 261a.1—Authority, Purpose, and Scope
      • SECTION 261a.2—Definitions
      • SECTION 261a.3—Custodian of Records; Delegations of Authority
      • SECTION 261a.4—Fees
    • SUBPART B—PROCEDURES FOR REQUESTS BY INDIVIDUALS TO WHOM RECORD PERTAINS
      • SECTION 261a.5—Request for Access to Records
      • SECTION 261a.6—Board Procedures for Responding to Request for Access
      • SECTION 261a.7—Special Procedures for Medical Records
      • SECTION 261a.8—Request for Amendment of Record
      • SECTION 261a.9—Board Review of Request for Amendment of Record
      • SECTION 261a.10—Appeal of Adverse Determination of Request for Access or Amendment
    • SUBPART C—DISCLOSURE OF RECORDS
      • SECTION 261a.11—Restrictions on Disclosure
      • SECTION 261a.12—Exempt Records
  • Rules Regarding Availability of Information
    • SUBPART A—GENERAL
      • SECTION 261.1—Authority, Purpose, and Scope
      • SECTION 261.2—Definitions
      • SECTION 261.3—Custodian of Records; Certification; Service; Alternative Authority
      • SECTION 261.4—Prohibition against Disclosure
    • SUBPART B—PUBLISHED INFORMATION AND RECORDS AVAILABLE TO PUBLIC; PROCEDURES FOR REQUESTS
      • SECTION 261.10—Published Information
      • SECTION 261.11—Records Available to the Public upon Request
      • SECTION 261.12—Processing Requests
      • SECTION 261.13—Responses to Requests
      • SECTION 261.14—Appeals
      • SECTION 261.15—Exemptions from Disclosure
      • SECTION 261.16—Fee Schedules; Waiver of Fees
      • SECTION 261.17—Request for Confidential Treatment
      • SECTION 261.18—Process for Addressing a Submitter’s Request for Confidential Treatment
    • SUBPART C—NONPUBLIC INFORMATION MADE AVAILABLE TO SUPERVISED FINANCIAL INSTITUTIONS, GOVERNMENTAL AGENCIES, AND OTHERS IN CERTAIN CIRCUMSTANCES
      • SECTION 261.20—General
      • SECTION 261.21—Confidential Supervisory Information Made Available to Supervised Financial Institutions
      • SECTION 261.22—Nonpublic Information Made Available by the Board to Governmental Agencies and Entities Exercising Governmental Authority
      • SECTION 261.23—Other Disclosure of Confidential Supervisory Information
      • SECTION 261.24—Subpoenas, Orders Compelling Production, and Other Process
  • Rules Regarding Delegation of Authority
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 265.1—Authority, Purpose, and Scope
      • SECTION 265.2—Delegation of Functions Generally
      • SECTION 265.3—Board Review of Delegated Actions
    • SUBPART B—DELEGATIONS OF AUTHORITY
      • SECTION 265.4—Functions Delegated to Board Members or Staff within the Division of Board Members
      • SECTION 265.5—Functions Delegated to the Secretary of the Board
      • SECTION 265.6—Functions Delegated to the General Counsel
      • SECTION 265.7—Functions Delegated to the Director of the Division of Supervision and Regulation
      • SECTION 265.8—Functions Delegated to the Director of the Division of Consumer and Community Affairs
      • SECTION 265.9—Functions Delegated to the Director of the Division of International Finance
      • SECTION 265.10—Functions Delegated to the Director of the Division of Monetary Affairs
      • SECTION 265.11—Functions Delegated to the Director of the Division of Reserve Bank Operations and Payment Systems
      • SECTION 265.12—Functions Delegated to the Secretary of the Federal Open Market Committee
      • SECTION 265.13—Functions Delegated to the Director of the Division of Financial Stability
      • SECTIONS 265.14–265.19—[Reserved]
      • SECTION 265.20—Functions Delegated to Federal Reserve Banks
  • Rules Regarding Equal Opportunity
    • SUBPART A—GENERAL PROVISIONS AND ADMINISTRATION
      • SECTION 268.1—Authority, Purpose, and Scope
      • SECTION 268.2—Definitions
    • SUBPART B—BOARD PROGRAM TO PROMOTE EQUAL OPPORTUNITY
      • SECTION 268.101—General Policy for Equal Opportunity
      • SECTION 268.102—Board Program for Equal Employment Opportunity
      • SECTION 268.103—Complaints of Discrimination Covered by this Part
      • SECTION 268.104—Precomplaint Processing
      • SECTION 268.105—Individual Complaints
      • SECTION 268.106—Dismissals of Complaints
      • SECTION 268.107—Investigation of Complaints
      • SECTION 268.108—Hearings
      • SECTION 268.109—Final Action by the Board
    • SUBPART C—PROVISIONS APPLICABLE TO PARTICULAR COMPLAINTS
      • SECTION 268.201—Age Discrimination in Employment Act
      • SECTION 268.202—Equal Pay Act
      • SECTION 268.203—Rehabilitation Act
      • SECTION 268.204—Class Complaints
      • SECTION 268.205—[Removed and Reserved]
    • SUBPART D—RELATED PROCESSES
      • SECTION 268.301—Negotiated Grievance Procedure
      • SECTION 268.302—[Removed and Reserved]
    • SUBPART E—APPEALS TO THE EQUAL EMPLOYMENT OPPORTUNITY COMMISSION
      • SECTION 268.401—Appeals to the Equal Employment Opportunity Commission
      • SECTION 268.402—Time Limits for Appeals to the Equal Employment Opportunity Commission
      • SECTION 268.403—How to Appeal
      • SECTION 268.404—Appellate Procedure
      • SECTION 268.405—Decisions on Appeals
      • SECTION 268.406—Civil Action: Title VII, Age Discrimination in Employment Act and Rehabilitation Act
      • SECTION 268.407—Civil Action: Equal Pay Act
      • SECTION 268.408—Effect of Filing a Civil Action
    • SUBPART F—REMEDIES AND ENFORCEMENT
      • SECTION 268.501— Remedies and Relief
      • SECTION 268.502—Compliance with Final Commission Decisions
      • SECTION 268.503—Enforcement of Final EEOC Decisions
      • SECTION 268.504—Compliance with Settlement Agreements and Final Actions
      • SECTION 268.505—Interim Relief
    • SUBPART G—MATTERS OF GENERAL APPLICABILITY
      • SECTION 268.601—EEO Group Statistics
      • SECTION 268.602—Reports to the Commission
      • SECTION 268.603—Voluntary Settlement Attempts
      • SECTION 268.604—Filing and Computation of Time
      • SECTION 268.605—Representation and Official Time
      • SECTION 268.606—Joint Processing and Consolidation of Complaints
      • SECTION 268.607—Delegation of Authority
    • SUBPART H—PROHIBITION AGAINST DISCRIMINATION IN BOARD PROGRAMS AND ACTIVITIES BECAUSE OF PHYSICAL OR MENTAL DISABILITY
      • SECTION 268.701—Purpose and Application
      • SECTION 268.702—Definitions
      • SECTION 268.703—Notice
      • SECTION 268.704—General Prohibitions Against Discrimination
      • SECTION 268.705—Employment
      • SECTION 268.706—Program Accessibility: Discrimination Prohibited
      • SECTION 268.707—Program Accessibility: Existing Facilities
      • SECTION 268.708—Program Accessibility: New Construction and Alterations
      • SECTION 268.709—Communications
      • SECTION 268.710—Compliance Procedures
  • Rules Regarding Foreign Gifts and Decorations
    • SECTION 264b.1—Purpose and Scope
    • SECTION 264b.2—Definitions
    • SECTION 264b.3—Restrictions on Acceptance of Gifts and Decorations
    • SECTION 264b.4—Gifts of Minimal Value
    • SECTION 264b.5—Gifts of More than Minimal Value
    • SECTION 264b.6—Requirements for Gifts of More than Minimal Value
    • SECTION 264b.7—Decorations
    • SECTION 264b.8—Disposition or Retention of Gifts and Decorations Deposited with the Office of the Secretary
    • SECTION 264b.9—Enforcement
    • SECTION 264b.10—Certain Grants Excluded
  • Rules Regarding Public Observation of Meetings
    • SECTION 261b.1—Basis and Scope
    • SECTION 261b.2—Definitions
    • SECTION 261b.3—Conduct of Agency Business
    • SECTION 261b.4—Meetings Open to Public Observation
    • SECTION 261b.5—Exemptions
    • SECTION 261b.6—Public Announcements of Meetings
    • SECTION 261b.7—Meetings Closed to Public Observation Under Expedited Procedures
    • SECTION 261b.8—Meetings Closed to Public Observation Under Regular Procedures
    • SECTION 261b.9—Changes with Respect to Publicly Announced Meeting
    • SECTION 261b.10—Certification of General Counsel
    • SECTION 261b.11—Transcripts, Recordings, and Minutes
    • SECTION 261b.12—Procedures for Inspection and Obtaining Copies of Transcriptions and Minutes
    • SECTION 261b.13—Fees
  • Supplemental Standards of Ethical Conduct for Employees of the Board of Governors of the Federal Reserve System
    • SECTION 6801.101—Purpose
    • SECTION 6801.102—Definitions
    • SECTION 6801.103—Prohibited Financial Interests
    • SECTION 6801.104—Speculative Dealings
    • SECTION 6801.105—Prohibition on Preferential Terms from Regulated Institutions
    • SECTION 6801.106—Prohibition on Supervisory Employees’ Seeking Credit from Institutions Involved in Work Assignments
    • SECTION 6801.107—Disqualification of Supervisory Employees from Matters Involving Lenders
    • SECTION 6801.108—Restrictions Resulting from Employment of Family Members
    • SECTION 6801.109—Prior Approval for Compensated Outside Employment
  • Uniform Regulations for Federal Reserve Law Enforcement Officers
    • SECTION I—Purpose and Scope
    • SECTION II—General Definitions
    • SECTION III—Qualifications and Standards
    • SECTION IV—Jurisdiction
    • SECTION V—Cross-Designation
    • SECTION VI—Training
    • SECTION VII—Authority to Carry Firearms
    • SECTION VIII—Use of Force
    • SECTION IX—Arrest Powers
    • SECTION X—Execution of Searches
    • SECTION XI—Policy for Plain-Clothes Operations
    • SECTION XII—Internal Oversight
    • SECTION XIII—External Oversight Function
• Payment System
  • Regulation J: Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through the Fedwire Funds Service and the FedNow Service
    • SUBPART A—COLLECTION OF CHECKS AND OTHER ITEMS BY FEDERAL RESERVE BANKS
      • SECTION 210.1—Authority, Purpose, and Scope
      • SECTION 210.2—Definitions
      • SECTION 210.3—General Provisions
      • SECTION 210.4—Sending Items to Reserve Banks
      • SECTION 210.5—Sender’s Agreement; Recovery by Reserve Bank
      • SECTION 210.6—Status, Warranties, and Liability of Reserve Banks
      • SECTION 210.7—Presenting Items for Payment
      • SECTION 210.8—Presenting Noncash Items for Acceptance
      • SECTION 210.9—Settlement and Payment
      • SECTION 210.10—Time Schedule and Availability of Credits for Cash Items and Returned Checks
      • SECTION 210.11—Availability of Proceeds of Noncash Items; Time Schedule
      • SECTION 210.12—Return of Cash Items and Handling of Returned Checks
      • SECTION 210.13—Unpaid Items
      • SECTION 210.14—Extension of Time Limits
      • SECTION 210.15—Direct Presentment of Certain Warrants
    • SUBPART B—FUNDS TRANSFERS THROUGH THE FEDWIRE FUNDS SERVICE
      • SECTION 210.25—Authority, Purpose, and Scope
      • SECTION 210.26—Definitions
      • SECTION 210.27—Reliance on Identifying Number
      • SECTION 210.28—Agreement of Sender
      • SECTION 210.29—Agreement of Receiving Bank
      • SECTION 210.30—Payment Orders
      • SECTION 210.31—Payment by a Federal Reserve Bank to a Receiving Bank or Beneficiary
      • SECTION 210.32—Federal Reserve Bank Liability; Payment of Compensation
      • APPENDIX A TO SUBPART B—Commentary
    • SUBPART C—FUNDS TRANSFERS THROUGH THE FEDNOW SERVICE
      • SECTION 210.40—Authority, Purpose, and Scope
      • SECTION 210.41—Definitions
      • SECTION 210.42—Reliance on Identifying Number
      • SECTION 210.43—Agreement of Sender
      • SECTION 210.44—Agreement of Receiving Bank
      • SECTION 210.45—Payment Orders
      • SECTION 210.46—Payment by a Federal Reserve Bank to a Receiving Bank or Beneficiary
      • SECTION 210.47—Federal Reserve Bank Liability; Payment of Compensation
      • APPENDIX A TO SUBPART C—Commentary
    • APPENDIX A—UCC Article 4A
  • Regulation CC: Availability of Funds and Collection of Checks
    • SUBPART A—GENERAL
      • SECTION 229.1—Authority and Purpose; Organization
      • SECTION 229.2—Definitions
      • COMMENTARY on SECTION 229.2—Definitions
      • SECTION 229.3—Administrative Enforcement
    • SUBPART B—AVAILABILITY OF FUNDS AND DISCLOSURE OF FUNDS-AVAILABILITY POLICIES
      • SECTION 229.10—Next-Day Availability
      • COMMENTARY on SECTION 229.10—Next-Day Availability
      • SECTION 229.11—Adjustment of Dollar Amounts
      • COMMENTARY on SECTION 229.11—Adjustment of Dollar Amounts
      • SECTION 229.12—Availability Schedule
      • COMMENTARY on SECTION 229.12—Availability Schedule
      • SECTION 229.13—Exceptions
      • COMMENTARY on SECTION 229.13—Exceptions
      • SECTION 229.14—Payment of Interest
      • COMMENTARY on SECTION 229.14—Payment of Interest
      • SECTION 229.15—General Disclosure Requirements
      • COMMENTARY on SECTION 229.15—General Disclosure Requirements
      • SECTION 229.16—Specific Availability-Policy Disclosure
      • COMMENTARY on SECTION 229.16—Specific Availability-Policy Disclosure
      • SECTION 229.17—Initial Disclosures
      • COMMENTARY on SECTION 229.17—Initial Disclosures
      • SECTION 229.18—Additional Disclosure Requirements
      • COMMENTARY on SECTION 229.18—Additional Disclosure Requirements
      • SECTION 229.19—Miscellaneous
      • COMMENTARY on SECTION 229.19—Miscellaneous
      • SECTION 229.20—Relation to State Law
      • COMMENTARY on SECTION 229.20—Relation to State Law
      • SECTION 229.21—Civil Liability
      • COMMENTARY on SECTION 229.21—Civil Liability
    • SUBPART C—COLLECTION OF CHECKS
      • SECTION 229.30—Electronic Checks and Electronic Information
      • COMMENTARY on SECTION 229.30—Electronic Checks and Electronic Information
      • SECTION 229.31—Paying Bank’s Responsibility for Return of Checks and Notices of Nonpayment
      • COMMENTARY on SECTION 229.31—Paying Bank’s Responsibility for Return of Checks and Notices of Nonpayment
      • SECTION 229.32—Returning Bank’s Responsibility for Return of Checks
      • COMMENTARY on SECTION 229.32—Returning Bank’s Responsibility for Returned Checks
      • SECTION 229.33—Depositary Bank’s Responsibility for Returned Checks and Notices of Nonpayment
      • COMMENTARY on SECTION 229.33—Depositary Bank’s Responsibility for Returned Checks and Notices of Nonpayment
      • SECTION 229.34—Warranties and Indemnities
      • COMMENTARY on SECTION 229.34—Warranties and Indemnities
      • SECTION 229.35—Indorsements
      • COMMENTARY on SECTION 229.35—Indorsements
      • SECTION 229.36—Presentment and Issuance of Checks
      • COMMENTARY on SECTION 229.36—Presentment and Issuance of Checks
      • SECTION 229.37—Variation by Agreement
      • COMMENTARY on SECTION 229.37—Variation by Agreement
      • SECTION 229.38—Liability
      • COMMENTARY on SECTION 229.38—Liability
      • SECTION 229.39—Insolvency of Bank
      • COMMENTARY on SECTION 229.39—Insolvency of Bank
      • SECTION 229.40—Effect of Merger Transaction
      • COMMENTARY on SECTION 229.40—Effect of Merger Transaction
      • SECTION 229.41—Relation to State Law
      • COMMENTARY on SECTION 229.41—Relation to State Law
      • SECTION 229.42—Exclusions
      • COMMENTARY on SECTION 229.42—Exclusions
    • SUBPART D—SUBSTITUTE CHECKS
      • SECTION 229.51—General Provisions Governing Substitute Checks
      • COMMENTARY on SECTION 229.51—General Provisions Governing Substitute Checks
      • SECTION 229.52—Substitute-Check Warranties
      • COMMENTARY on SECTION 229.52—Substitute-Check Warranties
      • SECTION 229.53—Substitute-Check Indemnity
      • COMMENTARY on SECTION 229.53—Substitute-Check Indemnity
      • SECTION 229.54—Expedited Recredit for Consumers
      • COMMENTARY on SECTION 229.54—Expedited Recredit for Consumers
      • SECTION 229.55—Expedited Recredit for Banks
      • COMMENTARY on SECTION 229.55—Expedited Recredit Procedures for Banks
      • SECTION 229.56—Liability
      • COMMENTARY on SECTION 229.56—Liability
      • SECTION 229.57—Consumer Awareness
      • COMMENTARY on SECTION 229.57—Consumer Awareness
      • SECTION 229.58—Mode of Delivery of Information
      • SECTION 229.59—Relation to Other Law
      • SECTION 229.60—Variation by Agreement
      • COMMENTARY on SECTION 229.60—Variation by Agreement
    • APPENDIX A—Routing Number Guide to Next-Day-Availability Checks and Local Checks
    • APPENDIX B—[Reserved]
    • APPENDIX C—Model Availability-Policy Disclosures, Clauses, and Notices; Model Substitute-Check-Policy Disclosure and Notices
      • C-1—Next-Day Availability
      • C-2—Next-Day Availability and Section 229.13 Exceptions
      • C-3—Next-Day Availability, Case-by-Case Holds to Statutory Limits, and Section 229.13 Exceptions
      • C-4—Holds to Statutory Limits on All Deposits (Includes Chart)
      • C-5—Holds to Statutory Limits on All Deposits
      • C-5A—Substitute-Check-Policy Disclosure
      • C-6—Holds on Other Funds (Check Cashing)
      • C-7—Holds on Other Funds (Other Account)
      • C-8—Appendix B Availability (Nonlocal Checks)
      • C-9—Automated Teller Machine Deposits (Extended Hold)
      • C-10—Cash-Withdrawal Limitation
      • C-11—Credit-Union Interest-Payment Policy
      • C-11A—Availability of Funds Deposited at Other Locations
      • C-12—Exception Hold Notice
      • C-13—Reasonable-Cause Hold Notice
      • C-14—One-Time Notice for Large-Deposit and Redeposited-Check Exception Holds
      • C-15—One-Time Notice for Repeated-Overdraft Exception Holds
      • C-16—Case-by-Case Hold Notice
      • C-17—Notice at Locations Where Employees Accept Consumer Deposits
      • C-18—Notice at Locations Where Employees Accept Consumer Deposits (Case-by-Case Holds)
      • C-19—Notice at Automated Teller Machines
      • C-20—Notice at Automated Teller Machines (Delayed Receipt)
      • C-21—Deposit-Slip Notice
      • C-22—Expedited-Recredit Claim, Valid-Claim Refund Notice
      • C-23—Expedited-Recredit Claim, Provisional-Refund Notice
      • C-24—Expedited-Recredit Claim, Denial Notice
      • C-25—Expedited-Recredit Claim, Reversal Notice
      • COMMENTARY on APPENDIX C—Model Availability-Policy Disclosures, Clauses, and Notices; and Model Substitute-Check-Policy Disclosure and Notices
    • APPENDIX D—[Reserved]
    • APPENDIX F—Official Board Interpretations; Preemption Determinations
      • California
      • Connecticut
      • Illinois
      • Maine
      • Massachusetts
      • New Jersey
      • New York
      • Rhode Island
      • Wisconsin
  • Regulation EE: Netting Eligibility for Financial Institutions
    • SECTION 231.1—Authority, Purpose, and Scope
    • SECTION 231.2—Definitions
    • SECTION 231.3—Qualification as a Financial Institution
  • Regulation GG: Prohibition on Funding of Unlawful Internet Gambling
    • SECTION 233.1—Authority, Purpose, Collection of Information, and Incorporation by Reference
    • SECTION 233.2—Definitions
    • SECTION 233.3—Designated Payment Systems
    • SECTION 233.4—Exemptions
    • SECTION 233.5—Policies and Procedures Required
    • SECTION 233.6—Non-Exclusive Examples of Policies and Procedures
    • SECTION 233.7—Regulatory Enforcement
    • APPENDIX A—Model Notice
  • Regulation HH: Designated Financial Market Utilities
    • SECTION 234.1—Authority, Purpose, and Scope
    • SECTION 234.2—Definitions
    • SECTION 234.3—Standards for Designated Financial Market Utilities
    • SECTION 234.4—Changes to Rules, Procedures, or Operations
    • SECTION 234.5—Access to Federal Reserve Bank Accounts and Services
    • SECTION 234.6—Interest on Balances
  • Regulation II: Debit Card Interchange Fees and Routing
    • SECTION 235.1—Authority and Purpose
    • SECTION 235.2—Definitions
    • SECTION 235.3—Reasonable and Proportional Interchange Transaction Fees
    • SECTION 235.4—Fraud-Prevention Adjustment
    • SECTION 235.5—Exemptions
    • SECTION 235.6—Prohibition on Circumvention, Evasion, and Net Compensation
    • SECTION 235.7—Limitations on Payment Card Restrictions
    • SECTION 235.8—Reporting Requirements and Record Retention
    • SECTION 235.9—Administrative Enforcement
    • SECTION 235.10—Effective and Compliance Dates
  • Risk Reduction Policy
    • Electronic Funds Transfer Switches and Network Services
    • Payment System Risk Policy
      • INTRODUCTION
      • RISKS IN PAYMENT, CLEARING, SETTLEMENT, AND RECORDING SYSTEMS
      • I. RISK MANAGEMENT FOR FINANCIAL MARKET INFRASTRUCTURES
      • II. FEDERAL RESERVE INTRADAY CREDIT POLICIES
      • III. POLICY ON OVERNIGHT OVERDRAFTS
      • APPENDIX—CPSS-IOSCO PRINCIPLES FOR FINANCIAL MARKET INFRASTRUCTURES
  • Services Pricing Policy
    • Evaluating Requests to Withdraw from a Priced Service Line
    • Federal Reserve Role in the Payment System
      • ROLE OF THE FEDERAL RESERVE
      • CRITERIA FOR EVALUATING PROPOSED PAYMENTS-SYSTEM CHANGES
      • PROCESS FOR COMMUNICATING CONCERNS
      • CONCLUSION
      • APPENDIX—Methodology for Computing Costs for Federal Reserve Priced Services
    • Fee Schedule for Services
    • Guidelines for Requesting Public Comment on a Priced Service
    • Guidelines for the Provision of Financial Services
    • Policy Statement on Consolidation of Priced Services Across District Lines
    • Policy Statement on Surpluses and Shortfalls That Arise from the Provision of Priced Services
    • Principles for Pricing Services
      • INTRODUCTION
      • BACKGROUND
      • PRICING PRINCIPLES
    • Reduction and Pricing of Federal Reserve Float
      • RETURN-ITEM FLOAT
      • MIDWEEK CLOSINGS AND NONSTANDARD HOLIDAYS
      • INTRATERRITORY TRANSPORTATION FLOAT
      • ALL OTHER CHECK FLOAT
      • IMPLEMENTATION SCHEDULE
    • Standards Related to Priced-Service Activities
      • BACKGROUND
      • STANDARDS
        • Organization and Operations
        • Business Practices
      • INTERNAL OVERSIGHT
      • CONCLUSION
    • Uniform Cash Access Policy

• Banks and Banking
  • Regulation F: Limitations on Interbank Liabilities
    • SECTION 206.1—Authority, Purpose, and Scope
    • SECTION 206.2—Definitions
    • SECTION 206.3—Prudential Standards
    • SECTION 206.4—Credit Exposure
    • SECTION 206.5—Capital Levels of Correspondents
    • SECTION 206.6—Waiver
  • Regulation H: Membership of State Banking Institutions in the Federal Reserve System
    • SUBPART A—GENERAL MEMBERSHIP AND BRANCHING REQUIREMENTS
      • SECTION 208.1—Authority, Purpose, and Scope
      • SECTION 208.2—Definitions
      • SECTION 208.3—Application and Conditions for Membership in the Federal Reserve System
      • SECTION 208.4—Capital Adequacy
      • SECTION 208.5—Dividends and Other Distributions
      • SECTION 208.6—Establishment and Maintenance of Branches
      • SECTION 208.7—Prohibition Against Use of Interstate Branches Primarily for Deposit Production
    • SUBPART B—INVESTMENTS AND LOANS
      • SECTION 208.20—Authority, Purpose, and Scope
      • SECTION 208.21—Investments in Premises and Securities
      • SECTION 208.22—Community Development and Public-Welfare Investments
      • SECTION 208.23—Agricultural Loan Loss Amortization
      • SECTION 208.24—Letters of Credit and Acceptances
      • SECTION 208.25—Loans in Areas Having Special Flood Hazards
      • Appendix A to Section 208.25—Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance
      • Appendix B to Section 208.25—Sample Clause for Option to Escrow for Outstanding Loans
    • SUBPART C—BANK SECURITIES AND SECURITIES-RELATED ACTIVITIES
      • SECTION 208.30—Authority, Purpose, and Scope
      • SECTION 208.31—State Member Banks as Transfer Agents
      • SECTION 208.32—Notice of Disciplinary Sanctions Imposed by Registered Clearing Agency
      • SECTION 208.33—Application for Stay or Review of Disciplinary Sanctions Imposed by Registered Clearing Agency
      • SECTION 208.34—Recordkeeping and Confirmation of Certain Securities Transactions Effected by State Member Banks
      • SECTION 208.35—Qualification Requirements for Transactions in Certain Securities
      • SECTION 208.36—Reporting Requirements for State Member Banks Subject to the Securities Exchange Act of 1934
      • SECTION 208.37—Government Securities Sales Practices
    • SUBPART D—PROMPT CORRECTIVE ACTION
      • SECTION 208.40—Authority, Purpose, Scope, Other Supervisory Authority, and Disclosure of Capital Categories
      • SECTION 208.41—Definitions for Purposes of This Subpart
      • SECTION 208.42—Notice of Capital Category
      • SECTION 208.43—Capital Measures and Capital-Category Definitions
      • SECTION 208.44—Capital-Restoration Plans
      • SECTION 208.45—Mandatory and Discretionary Supervisory Actions under Section 38
    • SUBPART E—REAL ESTATE LENDING, APPRAISAL STANDARDS, AND MINIMUM REQUIREMENTS FOR APPRAISAL MANAGEMENT COMPANIES
      • SECTION 208.50—Authority, Purpose, and Scope
      • SECTION 208.51—Real Estate Lending Standards
    • SUBPART F—MISCELLANEOUS REQUIREMENTS
      • SECTION 208.60—Authority, Purpose, and Scope
      • SECTION 208.61—Bank Security Procedures
      • SECTION 208.62—Suspicious-Activity Reports
      • SECTION 208.63—Procedures for Monitoring Bank Secrecy Act Compliance
      • SECTION 208.64—Frequency of Examination
    • SUBPART G—FINANCIAL SUBSIDIARIES OF STATE MEMBER BANKS
      • SECTION 208.71—What are the requirements to invest in or control a financial subsidiary?
      • SECTION 208.72—What activities may a financial subsidiary conduct?
      • SECTION 208.73—What additional provisions are applicable to state member banks with financial subsidiaries?
      • SECTION 208.74—What happens if the state member bank or a depository institution affiliate fails to continue to meet certain requirements?
      • SECTION 208.75—What happens if the state member bank or any of its insured depository institution affiliates receives less than a satisfactory CRA rating?
      • SECTION 208.76—What Federal Reserve approvals are necessary for financial subsidiaries?
      • SECTION 208.77—Definitions
    • SUBPART H—CONSUMER PROTECTION IN SALES OF INSURANCE
    • SUBPART I—[REMOVED AND RESERVED]
    • SUBPART J—INTERPRETATIONS
    • SUBPART K—FORMS, INSTRUCTIONS, AND REPORTS
      • SECTION 208.120—Authority, Purpose, and Scope
      • SECTION 208.121—Definitions
      • SECTION 208.122—Reporting
      • SECTION 208.123—Reduced Reporting
      • SECTION 208.124—Reservation of Authority
    • APPENDIX A—[Reserved]
    • APPENDIX B—[Reserved]
    • APPENDIX C—Interagency Guidelines for Real Estate Lending Policies
    • APPENDIX D-1—Interagency Guidelines Establishing Standards for Safety and Soundness
    • APPENDIX D-2—Interagency Guidelines Establishing Information Security Standards
    • APPENDIX E—[Reserved]
    • APPENDIX F—[Reserved]
  • Regulation I: Federal Reserve Bank Capital Stock
    • SECTION 209.1—Authority, Purpose, Scope, and Definitions
    • SECTION 209.2—Banks Desiring to Become Member Banks
    • SECTION 209.3—Cancellation of Reserve Bank Stock; Mergers Involving Member Banks
    • SECTION 209.4—Amounts and Payments for Subscriptions and Cancellations; Timing and Rate of Dividends
    • SECTION 209.5—The Share Register
  • Regulation K: International Banking Operations
    • SUBPART A—INTERNATIONAL OPERATIONS OF U.S. BANKING ORGANIZATIONS
      • SECTION 211.1—Authority, Purpose, and Scope
      • SECTION 211.2—Definitions
      • SECTION 211.3—Foreign Branches of U.S. Banking Organizations
      • SECTION 211.4—Permissible Activities and Investments of Foreign Branches of Member Banks
      • SECTION 211.5—Edge and Agreement Corporations
      • SECTION 211.6—Permissible Activities of Edge and Agreement Corporations in the United States
      • SECTION 211.7—Voluntary Liquidation of Edge and Agreement Corporations
      • SECTION 211.8—Investments and Activities Abroad
      • SECTION 211.9—Investment Procedures
      • SECTION 211.10—Permissible Activities Abroad
      • SECTION 211.11—Advisory Opinions Under Regulation K
      • SECTION 211.12—Lending Limits and Capital Requirements
      • SECTION 211.13—Supervision and Reporting
    • SUBPART B—FOREIGN BANKING ORGANIZATIONS
      • SECTION 211.20—Authority, Purpose, and Scope
      • SECTION 211.21—Definitions
      • SECTION 211.22—Interstate Banking Operations of Foreign Banking Organizations
      • SECTION 211.23—Nonbanking Activities of Foreign Banking Organizations
      • SECTION 211.24—Approval of Offices of Foreign Banks; Procedures for Applications; Standards for Approval; Representative-Office Activities and Standards for Approval; Preservation of Existing Authority
      • SECTION 211.25—Termination of Offices of Foreign Banks
      • SECTION 211.26—Examination of Offices and Affiliates of Foreign Banks
      • SECTION 211.27—Disclosure of Supervisory Information to Foreign Supervisors
      • SECTION 211.28—Provisions Applicable to Branches and Agencies: Limitation on Loans to One Borrower
      • SECTION 211.29—Applications by State Branches and State Agencies to Conduct Activities Not Permissible for Federal Branches
      • SECTION 211.30—Criteria for Evaluating the U.S. Operations of Foreign Banks Not Subject to Consolidated Supervision
    • SUBPART C—EXPORT TRADING COMPANIES
      • SECTION 211.31—Authority, Purpose, and Scope
      • SECTION 211.32—Definitions
      • SECTION 211.33—Investments and Extensions of Credit
      • SECTION 211.34—Procedures for Filing and Processing Notices
    • SUBPART D—INTERNATIONAL LENDING SUPERVISION
      • SECTION 211.41—Authority, Purpose, and Scope
      • SECTION 211.42—Definitions
      • SECTION 211.43—Allocated Transfer-Risk Reserve
      • SECTION 211.44—Reporting and Disclosure of International Assets
      • SECTION 211.45—Accounting for Fees on International Loans
  • Regulation L: Management Official Interlocks
    • SECTION 212.1—Authority, Purpose, and Scope
    • SECTION 212.2—Definitions
    • SECTION 212.3—Prohibitions
    • SECTION 212.4—Interlocking Relationships Permitted by Statute
    • SECTION 212.5—Small-Market-Share Exemption
    • SECTION 212.6—General Exemption
    • SECTION 212.7—Change in Circumstances
    • SECTION 212.8—Enforcement
    • SECTION 212.9—Effect of Interlocks Act on Clayton Act
  • Regulation O: Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks
    • SECTION 215.1—Authority, Purpose, and Scope
    • SECTION 215.2—Definitions
    • SECTION 215.3—Extension of Credit
    • SECTION 215.4—General Prohibitions
    • SECTION 215.5—Additional Restrictions on Loans to Executive Officers of Member Banks
    • SECTION 215.6—Prohibition on Knowingly Receiving Unauthorized Extension of Credit
    • SECTION 215.7—Extensions of Credit Outstanding on March 10, 1979
    • SECTION 215.8—Records of Member Banks
    • SECTION 215.9—Disclosure of Credit from Member Banks to Executive Officers and Principal Shareholders
    • SECTION 215.10—Reporting Requirement for Credit Secured by Certain Bank Stock
    • SECTION 215.11—Civil Penalties
    • SECTION 215.12—Application to Savings Associations
    • Appendix—Section 5200 of the Revised Statutes
  • Regulation Q: Capital Adequacy of Bank Holding Companies, Savings and Loan Holding Companies, and State Member Banks
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 217.1—Purpose, Applicability, Reservations of Authority, and Timing
      • SECTION 217.2—Definitions
      • SECTION 217.3—Operational Requirements for Counterparty Credit Risk
      • SECTIONS 217.4–217.9—[Reserved]
    • SUBPART B—CAPITAL RATIO REQUIREMENTS AND BUFFERS
      • SECTION 217.10—Minimum Capital Requirements
      • SECTION 217.11—Capital Conservation Buffer, Countercyclical Capital Buffer Amount, and GSIB Surcharge
      • SECTION 217.12—Community Bank Leverage Ratio Framework
      • SECTIONS 217.13–217.19—[Reserved]
    • SUBPART C—DEFINITION OF CAPITAL
      • SECTION 217.20—Capital Components and Eligibility Criteria for Regulatory Capital Instruments
      • SECTION 217.21—Minority Interest
      • SECTION 217.22—Regulatory Capital Adjustments and Deductions
      • SECTIONS 217.23–217.29—[Reserved]
    • SUBPART D—RISK-WEIGHTED ASSETS—STANDARDIZED APPROACH
      • SECTION 217.30—Applicability
      • SECTION 217.31—Mechanics for Calculating Risk-Weighted Assets for General Credit Risk
      • SECTION 217.32—General Risk Weights
      • SECTION 217.33—Off-Balance Sheet Exposures
      • SECTION 217.34—Derivative Contracts
      • SECTION 217.35—Cleared Transactions
      • SECTION 217.36—Guarantees and Credit Derivatives: Substitution Treatment
      • SECTION 217.37—Collateralized Transactions
      • SECTION 217.38—Unsettled Transactions
      • SECTIONS 217.39–217.40—[Reserved]
      • SECTION 217.41—Operational Requirements for Securitization Exposures
      • SECTION 217.42—Risk-Weighted Assets for Securitization Exposures
      • SECTION 217.43—Simplified Supervisory Formula Approach (SSFA) and the Gross-Up Approach
      • SECTION 217.44—Securitization Exposures to Which the SSFA and Gross-Up Approach Do Not Apply
      • SECTION 217.45—Recognition of Credit Risk Mitigants for Securitization Exposures
      • SECTIONS 217.46–217.50—[Reserved]
      • SECTION 217.51—Introduction and Exposure Measurement
      • SECTION 217.52—Simple Risk-Weight Approach (SRWA)
      • SECTION 217.53—Equity Exposures to Investment Funds
      • SECTIONS 217.54–217.60—[Reserved]
      • SECTION 217.61—Purpose and Scope
      • SECTION 217.62—Disclosure Requirements
      • SECTION 217.63—Disclosures by Board-Regulated Institutions Described in Section 217.61
      • SECTIONS 217.64–217.99—[Reserved]
    • SUBPART E—RISK-WEIGHTED ASSETS—INTERNAL RATINGS-BASED AND ADVANCED MEASUREMENT APPROACHES
      • SECTION 217.100—Purpose, Applicability, and Principle of Conservatism
      • SECTION 217.101—Definitions
      • SECTIONS 217.102–217.120—[Reserved]
      • SECTION 217.121—Qualification Process
      • SECTION 217.122—Qualification Requirements
      • SECTION 217.123—Ongoing Qualification
      • SECTION 217.124—Merger and Acquisition Transitional Arrangements
      • SECTIONS 217.125–217.130—[Reserved]
      • SECTION 217.131—Mechanics for Calculating Total Wholesale and Retail Risk-Weighted Assets
      • SECTION 217.132—Counterparty Credit Risk of Repo-Style Transactions, Eligible Margin Loans, and OTC Derivative Contracts
      • SECTION 217.133—Cleared Transactions
      • SECTION 217.134—Guarantees and Credit Derivatives: PD Substitution and LGD Adjustment Approaches
      • SECTION 217.135—Guarantees and Credit Derivatives: Double Default Treatment
      • SECTION 217.136—Unsettled Transactions
      • SECTIONS 217.137–217.140—[Reserved]
      • SECTION 217.141—Operational Criteria for Recognizing the Transfer of Risk
      • SECTION 217.142—Risk-Weighted Assets for Securitization Exposures
      • SECTION 217.143—Supervisory Formula Approach (SFA)
      • SECTION 217.144—Simplified Supervisory Formula Approach (SSFA)
      • SECTION 217.145—Recognition of Credit Risk Mitigants for Securitization Exposures
      • SECTIONS 217.146–217.150—[Reserved]
      • SECTION 217.151—Introduction and Exposure Measurement
      • SECTION 217.152—Simple Risk Weight Approach (SRWA)
      • SECTION 217.153—Internal Models Approach (IMA)
      • SECTION 217.154—Equity Exposures to Investment Funds
      • SECTION 217.155—Equity Derivative Contracts
      • SECTIONS 217.156–217.160—[Reserved]
      • SECTION 217.161—Qualification Requirements for Incorporation of Operational Risk Mitigants
      • SECTION 217.162—Mechanics of Risk-Weighted Asset Calculation
      • SECTIONS 217.163–217.170—[Reserved]
      • SECTION 217.171—Purpose and Scope
      • SECTION 217.172—Disclosure Requirements
      • SECTION 217.173—Disclosures by Certain Advanced Approaches Board-Regulated Institutions and Category III Board-Regulated Institutions
      • SECTIONS 217.174–217.200—[Reserved]
    • SUBPART F—RISK-WEIGHTED ASSETS—MARKET RISK
      • SECTION 217.201—Purpose, Applicability, and Reservation of Authority
      • SECTION 217.202—Definitions
      • SECTION 217.203—Requirements for Application of this Subpart F
      • SECTION 217.204—Measure for Market Risk
      • SECTION 217.205—VaR-Based Measure
      • SECTION 217.206—Stressed VaR-Based Measure
      • SECTION 217.207—Specific Risk
      • SECTION 217.208—Incremental Risk
      • SECTION 217.209—Comprehensive Risk
      • SECTION 217.210—Standardized Measurement Method for Specific Risk
      • SECTION 217.211—Simplified Supervisory Formula Approach (SSFA)
      • SECTION 217.212—Market Risk Disclosures
      • SECTIONS 217.213–217.299—[Reserved]
    • SUBPART G—TRANSITION PROVISIONS
      • SECTION 217.300—Transitions
      • SECTION 217.301—Current Expected Credit Losses (CECL) Transition
      • SECTION 217.302—Exposures Related to the Money Market Mutual Fund Liquidity Facility
      • SECTION 217.303—Temporary Exclusions from Total Leverage Exposure
      • SECTION 217.304—Temporary Changes to the Community Bank Leverage Ratio Framework
      • SECTION 217.305—Exposures Related to the Paycheck Protection Program Lending Facility
      • SECTION 217.306—Building Block Approach (BBA) Capital Conservation Buffer Transition
    • SUBPART H—RISK-BASED CAPITAL SURCHARGE FOR GLOBAL SYSTEMICALLY IMPORTANT BANK HOLDING COMPANIES
      • SECTION 217.400—Purpose and Applicability
      • SECTION 217.401—Definitions
      • SECTION 217.402—Identification as a Global Systemically Important BHC
      • SECTION 217.403—GSIB Surcharge
      • SECTION 217.404—Method 1 Score
      • SECTION 217.405—Method 2 Score
      • SECTION 217.406—Short-Term Wholesale Funding Score
      • Appendix to Subpart H—Calibrating the GSIB Surcharge
    • SUBPART I—APPLICATION OF CAPITAL RULES
      • SECTION 217.501—The Board’s Regulatory Capital Framework for Depository Institution Holding Companies Organized as Non-Stock Companies
      • SECTION 217.502—Application of the Board’s Regulatory Capital Framework to Employee Stock Ownership Plans that are Depository Institution Holding Companies and Certain Trusts that are Savings and Loan Holding Companies
    • SUBPART J—RISK-BASED CAPITAL REQUIREMENTS FOR BOARD-REGULATED INSTITUTIONS SIGNIFICANTLY ENGAGED IN INSURANCE ACTIVITIES
      • SECTION 217.601—Purpose, Applicability, and Reservations of Authority
      • SECTION 217.602—Definitions
      • SECTION 217.603—BBA Ratio and Minimum Requirements
      • SECTION 217.604—Capital Conservation Buffer
      • SECTION 217.605—Determination of Building Blocks
      • SECTION 217.606—Scaling Parameters
      • SECTION 217.607—Capital Requirements under the Building Block Approach
      • SECTION 217.608—Available Capital Resources under the Building Block Approach
    • APPENDIX A—The Federal Reserve Board's Framework for Implementing the Countercyclical Capital Buffer
  • Regulation R: Exceptions for Banks from the Definition of Broker in the Securities Exchange Act of 1934
    • SECTION 218.100—Definition
    • SECTION 218.700—Defined Terms Relating to the Networking Exception from the Definition of Broker
    • SECTION 218.701—Exemption from the Definition of Broker for Certain Institutional Referrals
    • SECTION 218.721—Defined Terms Relating to the Trust and Fiduciary Activities Exception from the Definition of Broker
    • SECTION 218.722—Exemption Allowing Banks to Calculate Trust and Fiduciary Compensation on a Bankwide Basis
    • SECTION 218.723—Exemptions for Special Accounts, Transferred Accounts, Foreign Branches and a de Minimis Number of Accounts
    • SECTION 218.740—Defined Terms Relating to the Sweep Accounts Exception from the Definition of Broker
    • SECTION 218.741—Exemption for Banks Effecting Transactions in Money Market Funds
    • SECTION 218.760—Exemption from Definition of Broker for Banks Accepting Orders to Effect Transactions in Securities from or on Behalf of Custody Accounts
    • SECTION 218.771—Exemption from the Definition of Broker for Banks Effecting Transactions in Securities Issued Pursuant to Regulation S
    • SECTION 218.772—Exemption from the Definition of Broker for Banks Engaging in Securities-Lending Transactions
    • SECTION 218.775—Exemption from the Definition of Broker for Banks Effecting Certain Excepted or Exempted Transactions in Investment Company Securities
    • SECTION 218.776—Exemption from the Definition of Broker for Banks Effecting Certain Excepted or Exempted Transactions in a Company’s Securities for its Employee Benefit Plans
    • SECTION 218.780—Exemption for Banks from Liability Under Section 29 of the Securities Exchange Act of 1934
    • SECTION 218.781—Exemption from the Definition of Broker for Banks for a Limited Period of Time
  • Regulation S: Reimbursement for Providing Financial Records; Recordkeeping Requirements for Certain Financial Records
    • SUBPART A—REIMBURSEMENT TO FINANCIAL INSTITUTIONS FOR PROVIDING FINANCIAL RECORDS
      • SECTION 219.1—Authority, Purpose and Scope
      • SECTION 219.2—Definitions
      • SECTION 219.3—Cost Reimbursement
      • Appendix A to Section 219.3—Reimbursement Schedule
      • SECTION 219.4—Exceptions
      • SECTION 219.5—Conditions for Payment
      • SECTION 219.6—Payment Procedures
    • SUBPART B—RECORDKEEPING AND REPORTING REQUIREMENTS FOR FUNDS TRANSFERS AND TRANSMITTALS OF FUNDS
      • SECTION 219.21—Authority, Purpose and Scope
      • SECTION 219.22—Definitions
      • SECTION 219.23—Recordkeeping and Reporting Requirements
      • SECTION 219.24—Retention Period
  • Regulation W: Transactions Between Member Banks and Their Affiliates
    • SUBPART A—INTRODUCTION AND DEFINITIONS
      • SECTION 223.1—Authority, Purpose, and Scope
      • SECTION 223.2—What is an “affiliate” for purposes of sections 23A and 23B and this part?
      • SECTION 223.3—What are the meanings of the other terms used in sections 23A and 23B and this part?
    • SUBPART B—GENERAL PROVISIONS OF SECTION 23A
      • SECTION 223.11—What is the maximum amount of covered transactions that a member bank may enter into with any single affiliate?
      • SECTION 223.12—What is the maximum amount of covered transactions that a member bank may enter into with all affiliates?
      • SECTION 223.13—What safety-and-soundness requirement applies to covered transactions?
      • SECTION 223.14—What are the collateral requirements for a credit transaction with an affiliate?
      • SECTION 223.15—May a member bank purchase a low-quality asset from an affiliate?
      • SECTION 223.16—What transactions by a member bank with any person are treated as transactions with an affiliate?
    • SUBPART C—VALUATION AND TIMING PRINCIPLES UNDER SECTION 23A
      • SECTION 223.21—What valuation and timing principles apply to credit transactions?
      • SECTION 223.22—What valuation and timing principles apply to asset purchases?
      • SECTION 223.23—What valuation and timing principles apply to purchases of and investments in securities issued by an affiliate?
      • SECTION 223.24—What valuation principles apply to extensions of credit secured by affiliate securities?
    • SUBPART D—OTHER REQUIREMENTS UNDER SECTION 23A
      • SECTION 223.31—How does section 23A apply to a member bank’s acquisition of an affiliate that becomes an operating subsidiary of the member bank after the acquisition?
      • SECTION 223.32—What rules apply to financial subsidiaries of a member bank?
      • SECTION 223.33—What rules apply to derivative transactions?
    • SUBPART E—EXEMPTIONS FROM THE PROVISIONS OF SECTION 23A
      • SECTION 223.41—What covered transactions are exempt from the quantitative limits and collateral requirements?
      • SECTION 223.42—What covered transactions are exempt from the quantitative limits, collateral requirements, and low-quality-asset prohibition?
      • SECTION 223.43—What are the standards under which the Board may grant additional exemptions from the requirements of section 23A?
    • SUBPART F—GENERAL PROVISIONS OF SECTION 23B
      • SECTION 223.51—What is the market-terms requirement of section 23B?
      • SECTION 223.52—What transactions with affiliates or others must comply with section 23B’s market-terms requirement?
      • SECTION 223.53—What asset purchases are prohibited by section 23B?
      • SECTION 223.54—What advertisements and statements are prohibited by section 23B?
      • SECTION 223.55—What are the standards under which the Board may grant exemptions from the requirements of section 23B?
      • SECTION 223.56—What transactions are exempt from the market-terms requirement of section 23B?
    • SUBPART G—APPLICATION OF SECTIONS 23A AND 23B TO U.S. BRANCHES AND AGENCIES OF FOREIGN BANKS
      • SECTION 223.61—How do sections 23A and 23B apply to U.S. branches and agencies of foreign banks?
    • SUBPART H—MISCELLANEOUS INTERPRETATIONS
    • SUBPART I—SAVINGS ASSOCIATIONS—TRANSACTIONS WITH AFFILIATES
      • SECTION 223.72—Transactions with Affiliates
  • Regulation KK: Swaps Margin and Swaps Push-Out
    • SUBPART A—MARGIN AND CAPITAL REQUIREMENTS FOR COVERED SWAP ENTITIES
      • SECTION 237.1—Authority, Purpose, Scope, Exemptions, and Compliance Dates
      • SECTION 237.2—Definitions
      • SECTION 237.3—Initial Margin
      • SECTION 237.4—Variation Margin
      • SECTION 237.5—Netting Arrangements, Minimum Transfer Amount, and Satisfaction of Collecting and Posting Requirements
      • SECTION 237.6—Eligible Collateral
      • SECTION 237.7—Segregation of Collateral
      • SECTION 237.8—Initial Margin Models and Standardized Amounts
      • SECTION 237.9—Cross-Border Application of Margin Requirements
      • SECTION 237.10—Documentation of Margin Matters
      • SECTION 237.11—Special Rules for Affiliates
      • SECTION 237.12—Capital
      • APPENDIX A TO SUBPART A—Standardized Minimum Initial Margin Requirements for Non-Cleared Swaps and Non-Cleared Security-Based Swaps
      • APPENDIX B TO SUBPART A—Margin Values for Eligible Noncash Margin Collateral
    • SUBPART B—PROHIBITION AGAINST FEDERAL ASSISTANCE TO SWAPS ENTITIES
      • SECTION 237.20—Definitions
      • SECTION 237.21—Definition of Insured Depository Institution for Purposes of Section 716 of the Dodd-Frank Act
      • SECTION 237.22—Transition Period for Insured Depository Institutions
  • Regulation NN: Retail Foreign Exchange Transactions
    • SECTION 240.1—Authority, Purpose, and Scope
    • SECTION 240.2—Definitions
    • SECTION 240.3—Prohibited Transactions
    • SECTION 240.4—Notification
    • SECTION 240.5—Application and Closing Out of Offsetting Long and Short Positions
    • SECTION 240.6—Disclosure
    • SECTION 240.7—Recordkeeping
    • SECTION 240.8—Capital Requirements
    • SECTION 240.9—Margin Requirements
    • SECTION 240.10—Required Reporting to Customers
    • SECTION 240.11—Unlawful Representations
    • SECTION 240.12—Authorization to Trade
    • SECTION 240.13—Trading and Operational Standards
    • SECTION 240.14—Supervision
    • SECTION 240.15—Notice of Transfers
    • SECTION 240.16—Customer Dispute Resolution
    • SECTION 240.17—Reservation of Authority
  • Regulation VV: Proprietary Trading and Certain Interests in and Relationships with Covered Funds
    • SUBPART A—AUTHORITY AND DEFINITIONS
      • SECTION 248.1—Authority, Purpose, Scope, and Relationship to Other Authorities
      • SECTION 248.2—Definitions
    • SUBPART B—PROPRIETARY TRADING
      • SECTION 248.3—Prohibition on Proprietary Trading
      • SECTION 248.4—Permitted Underwriting and Market Making-Related Activities
      • SECTION 248.5—Permitted Risk-Mitigating Hedging Activities
      • SECTION 248.6—Other Permitted Proprietary Trading Activities
      • SECTION 248.7—Limitations on Permitted Proprietary Trading Activities
      • SECTION 248.8—[Reserved]
      • SECTION 248.9—[Reserved]
    • SUBPART C—COVERED FUND ACTIVITIES AND INVESTMENTS
      • SECTION 248.10—Prohibition on Acquiring or Retaining an Ownership Interest in and Having Certain Relationships with a Covered Fund
      • SECTION 248.11—Permitted Organizing and Offering, Underwriting, and Market Making with Respect to a Covered Fund
      • SECTION 248.12—Permitted Investment in a Covered Fund
      • SECTION 248.13—Other Permitted Covered Fund Activities and Investments
      • SECTION 248.14—Limitations on Relationships with a Covered Fund
      • SECTION 248.15—Other Limitations on Permitted Covered Fund Activities and Investments
      • SECTION 248.16—Ownership of Interests in and Sponsorship of Issuers of Certain Collateralized Debt Obligations Backed by Trust-Preferred Securities
      • SECTION 248.17—[Reserved]
      • SECTION 248.18—[Reserved]
      • SECTION 248.19—[Reserved]
    • SUBPART D—COMPLIANCE PROGRAM REQUIREMENT; VIOLATIONS
      • SECTION 248.20—Program for Compliance; Reporting
      • SECTION 248.21—Termination of Activities or Investments; Penalties for Violations
    • APPENDIX A—Reporting and Recordkeeping Requirements for Covered Trading Activities
  • Regulation WW: Liquidity Risk Measurement, Standards, and Monitoring
    • SUBPART A—GENERAL PROVISIONS
      • SECTION 249.1—Purpose and Applicability
      • SECTION 249.2—Reservation of Authority
      • SECTION 249.3—Definitions
      • SECTION 249.4—Certain Operational Requirements
    • SUBPART B—LIQUIDITY COVERAGE RATIO
      • SECTION 249.10—Liquidity Coverage Ratio
    • SUBPART C—HIGH-QUALITY LIQUID ASSETS
      • SECTION 249.20—High-Quality Liquid Asset Criteria
      • SECTION 249.21—High-Quality Liquid Asset Amount
      • SECTION 249.22—Requirements for Eligible High-Quality Liquid Assets
    • SUBPART D—TOTAL NET CASH OUTFLOW
      • SECTION 249.30—Total Net Cash Outflow Amount
      • SECTION 249.31—Determining Maturity
      • SECTION 249.32—Outflow Amounts
      • SECTION 249.33—Inflow Amounts
      • SECTION 249.34—Cash Flows Related to Covered Federal Reserve Facility Funding
    • SUBPART E—LIQUIDITY COVERAGE SHORTFALL
      • SECTION 249.40—Liquidity Coverage Shortfall: Supervisory Framework
    • SUBPART F—TRANSITIONS
      • SECTION 249.50—Transitions
    • SUBPARTS G–I [RESERVED]
    • SUBPART J—DISCLOSURES
      • SECTION 249.90—Timing, Method and Retention of Disclosures
      • SECTION 249.91—Disclosure Requirements
    • SUBPART K—NET STABLE FUNDING RATIO
      • SECTION 249.100—Net Stable Funding Ratio
      • SECTION 249.101—Determining Maturity
      • SECTION 249.102—Rules of Construction
      • SECTION 249.103—Calculation of Available Stable Funding Amount
      • SECTION 249.104—ASF Factors
      • SECTION 249.105—Calculation of Required Stable Funding Amount
      • SECTION 249.106—RSF Factors
      • SECTION 249.107—Calculation of NSFR Derivatives Amounts
      • SECTION 249.108—Funding Related to Covered Federal Reserve Facility Funding
      • SECTION 249.109—Rules for Consolidation
    • SUBPART L—NET STABLE FUNDING SHORTFALL
      • SECTION 249.110—NSFR Shortfall: Supervisory Framework
    • SUBPART M—TRANSITIONS
      • SECTION 249.120—Transitions
    • SUBPART N—NSFR PUBLIC DISCLOSURE
      • SECTION 249.130—Timing, Method, and Retention of Disclosures
      • SECTION 249.131—Disclosure Requirements
  • Regulation ZZ: Regulations Implementing the Adjustable Interest Rate (LIBOR) Act
    • SECTION 253.1—Authority, Purpose, and Scope
    • SECTION 253.2—Definitions
    • SECTION 253.3—Applicability
    • SECTION 253.4—Board-Selected Benchmark Replacements
    • SECTION 253.5—Benchmark Replacement Conforming Changes
    • SECTION 253.6—Preemption
    • SECTION 253.7—Continuity of Contract and Safe Harbor
    • APPENDIX A—ISDA Protocol
  • Department of the Treasury, Financial Crimes Enforcement Network
    • PARTS 1000–1009 [RESERVED]
    • PART 1010—GENERAL PROVISIONS
      • SUBPART A—GENERAL DEFINITIONS
        • SECTION 1010.100—General Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1010.200—General
        • SECTION 1010.205—Exempted Anti-Money Laundering Programs for Certain Financial Institutions
        • SECTION 1010.210—Anti-Money Laundering Programs
        • SECTION 1010.220—Customer Identification Program Requirements
        • SECTION 1010.230—Beneficial Ownership Requirements for Legal Entity Customers
        • Appendix A to Section 1010.230—Certification Regarding Beneficial Owners of Legal Entity Customers
      • SUBPART C—REPORTS REQUIRED TO BE MADE
        • SECTION 1010.300—General
        • SECTION 1010.301—Determination by the Secretary
        • SECTION 1010.305—[Reserved]
        • SECTION 1010.306—Filing of Reports
        • SECTION 1010.310—Reports of Transactions in Currency
        • SECTION 1010.311—Filing Obligations for Reports of Transactions in Currency
        • SECTION 1010.312—Identification Required
        • SECTION 1010.313—Aggregation
        • SECTION 1010.314—Structured Transactions
        • SECTION 1010.315—Exemptions for Non-Bank Financial Institutions
        • SECTION 1010.320—Reports of Suspicious Transactions
        • SECTION 1010.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
        • SECTION 1010.331—Reports Relating to Currency in Excess of $10,000 Received as Bail by Court Clerks
        • SECTION 1010.340—Reports of Transportation of Currency or Monetary Instruments
        • SECTION 1010.350—Reports of Foreign Financial Accounts
        • SECTION 1010.360—Reports of Transactions with Foreign Financial Agencies
        • SECTION 1010.370—Reports of Certain Domestic Transactions
        • SECTION 1010.380—Reports of Beneficial Ownership Information
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED
        • SECTION 1010.400—General
        • SECTION 1010.401—Determination by the Secretary
        • SECTION 1010.405—[Reserved]
        • SECTION 1010.410—Records to Be Made and Retained by Financial Institutions
        • SECTION 1010.415—Purchases of Bank Checks and Drafts, Cashier’s Checks, Money Orders and Traveler’s Checks
        • SECTION 1010.420—Records to Be Made and Retained by Persons Having Financial Interests in Foreign Financial Accounts
        • SECTION 1010.430—Nature of Records and Retention Period
        • SECTION 1010.440—Person Outside the United States
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1010.500—General
        • SECTION 1010.505—Definitions
        • SECTION 1010.520—Information Sharing Between Government Agencies and Financial Institutions
        • SECTION 1010.530—[Reserved]
        • SECTION 1010.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES
        • SECTION 1010.600—General
        • SECTION 1010.605—Definitions
        • SECTION 1010.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1010.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1010.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1010.640—[Reserved]
        • SECTION 1010.651—Special Measures Against Burma
        • SECTION 1010.653—Special Measures Against Commercial Bank of Syria
        • SECTION 1010.658—Special Measures Against FBME Bank, Ltd.
        • SECTION 1010.659—Special Measures Against North Korea
        • SECTION 1010.660—Special Measures Against Bank of Dandong
        • SECTION 1010.661—Special Measures Against Iran
        • SECTION 1010.663—Special Measures Regarding Al-Huda Bank
        • SECTION 1010.664—Special Measures Regarding Huione Group
        • SECTION 1010.670—Summons or Subpoena of Foreign Bank Records; Termination of Correspondent Relationship
      • SUBPART G—ADMINISTRATIVE RULINGS
        • SECTION 1010.710—Scope
        • SECTION 1010.711—Submitting Requests
        • SECTION 1010.712—Nonconforming Requests
        • SECTION 1010.713—Oral Communications
        • SECTION 1010.714—Withdrawing Requests
        • SECTION 1010.715—Issuing Rulings
        • SECTION 1010.716—Modifying or Rescinding Rulings
        • SECTION 1010.717—Disclosing Information
      • SUBPART H—ENFORCEMENT; PENALTIES; AND FORFEITURE
        • SECTION 1010.810—Enforcement
        • SECTION 1010.820—Civil Penalty
        • SECTION 1010.821—Penalty Adjustment and Table
        • SECTION 1010.830—Forfeiture of Currency or Monetary Instruments
        • SECTION 1010.840—Criminal Penalty
        • SECTION 1010.850—Enforcement Authority with Respect to Transportation of Currency or Monetary Instruments
      • SUBPART I—SUMMONS
        • SECTION 1010.911—General
        • SECTION 1010.912—Persons Who May Issue Summons
        • SECTION 1010.913—Contents of Summons
        • SECTION 1010.914—Service of Summons
        • SECTION 1010.915—Examination of Witnesses and Records
        • SECTION 1010.916—Enforcement of Summons
        • SECTION 1010.917—Payment of Expenses
      • SUBPART J—MISCELLANEOUS
        • SECTION 1010.920—Access to Records
        • SECTION 1010.930—Rewards for Informants
        • SECTION 1010.940—Photographic or Other Reproductions of Government Obligations
        • SECTION 1010.950—Availability of Information—General
        • SECTION 1010.955—Availability of Beneficial Ownership Information Reported under This Part
        • SECTION 1010.960—Disclosure
        • SECTION 1010.970—Exceptions, Exemptions, and Reports
        • SECTION 1010.980—Dollars as Including Foreign Currency
    • PARTS 1011–1019 [RESERVED]
    • PART 1020—RULES FOR BANKS
      • SUBPART A—DEFINITIONS
        • SECTION 1020.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1020.200—General
        • SECTION 1020.210—Anti-Money Laundering Program Requirements for Banks
        • SECTION 1020.220—Customer Identification Program Requirements for Banks
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY BANKS
        • SECTION 1020.300—General
        • SECTION 1020.310—Reports of Transactions in Currency
        • SECTION 1020.311—Filing Obligations
        • SECTION 1020.312—Identification Required
        • SECTION 1020.313—Aggregation
        • SECTION 1020.314—Structured Transactions
        • SECTION 1020.315—Transactions of Exempt Persons
        • SECTION 1020.320—Reports by Banks of Suspicious Transactions
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY BANKS
        • SECTION 1020.400—General
        • SECTION 1020.410—Records to Be Made and Retained by Banks
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1020.500—General
        • SECTION 1020.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Banks
        • SECTION 1020.530—[Reserved]
        • SECTION 1020.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES
        • SECTION 1020.600—General
        • SECTION 1020.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1020.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1020.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1020.640—[Reserved]
        • SECTION 1020.670—Summons or Subpoena of Foreign Bank Records; Termination of Correspondent Relationship
    • PART 1021—RULES FOR CASINOS AND CARD CLUBS
      • SUBPART A—DEFINITIONS
        • SECTION 1021.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1021.200—General
        • SECTION 1021.210—Anti-Money Laundering Program Requirements for Casinos
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY CASINOS AND CARD CLUBS
        • SECTION 1021.300—General
        • SECTION 1021.310—Reports of Transactions in Currency
        • SECTION 1021.311—Filing Obligations
        • SECTION 1021.312—Identification Required
        • SECTION 1021.313—Aggregation
        • SECTION 1021.314—Structured Transactions
        • SECTION 1021.315—Exemptions
        • SECTION 1021.320—Reports by Casinos of Suspicious Transactions
        • SECTION 1021.330—Exceptions to the Reporting Requirements of 31 U.S.C. 5331
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY CASINOS AND CARD CLUBS
        • SECTION 1021.400—General
        • SECTION 1021.410—Additional Records to Be Made and Retained by Casinos
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY FOR CASINOS AND CARD CLUBS
        • SECTION 1021.500—General
        • SECTION 1021.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Casinos and Card Clubs
        • SECTION 1021.530—[Reserved]
        • SECTION 1021.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR CASINOS AND CARD CLUBS
        • SECTION 1021.600—General
        • SECTION 1021.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1021.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1021.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1021.640—[Reserved]
        • SECTION 1021.670—Summons or Subpoena of Foreign Bank Records; Termination of Correspondent Relationship
    • PART 1022—RULES FOR MONEY SERVICES BUSINESSES
      • SUBPART A—DEFINITIONS
        • SECTION 1022.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1022.200—General
        • SECTION 1022.210—Anti-Money Laundering Programs for Money Services Businesses
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY MONEY SERVICES BUSINESSES
        • SECTION 1022.300—General
        • SECTION 1022.310—Reports of Transactions in Currency
        • SECTION 1022.311—Filing Obligations
        • SECTION 1022.312—Identification Required
        • SECTION 1022.313—Aggregation
        • SECTION 1022.314—Structured Transactions
        • SECTION 1022.315—Exemptions
        • SECTION 1022.320—Reports by Money Services Businesses of Suspicious Transactions
        • SECTION 1022.380—Registration of Money Services Businesses
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY MONEY SERVICES BUSINESSES
        • SECTION 1022.400—General
        • SECTION 1022.410—Additional Records to Be Made and Retained by Dealers in Foreign Exchange
        • SECTION 1022.420—Additional Records to Be Maintained By Providers and Sellers of Prepaid Access
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1022.500—General
        • SECTION 1022.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Money Services Businesses
        • SECTION 1022.530—[Reserved]
        • SECTION 1022.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR MONEY SERVICES BUSINESSES
        • SECTION 1022.600—General
        • SECTION 1022.610—[Reserved]
        • SECTION 1022.620—[Reserved]
        • SECTION 1022.630—[Reserved]
        • SECTION 1022.640—[Reserved]
        • SECTION 1022.670—[Reserved]
    • PART 1023—RULES FOR BROKERS OR DEALERS IN SECURITIES
      • SUBPART A—DEFINITIONS
        • SECTION 1023.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1023.200—General
        • SECTION 1023.210—Anti-Money Laundering Program Requirements for Brokers or Dealers in Securities
        • SECTION 1023.220—Customer Identification Programs for Broker-Dealers
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY BROKERS OR DEALERS IN SECURITIES
        • SECTION 1023.300—General
        • SECTION 1023.310—Reports of Transactions in Currency
        • SECTION 1023.311—Filing Obligations
        • SECTION 1023.312—Identification Required
        • SECTION 1023.313—Aggregation
        • SECTION 1023.314—Structured Transactions
        • SECTION 1023.315—Exemptions
        • SECTION 1023.320—Reports by Brokers or Dealers in Securities of Suspicious Transactions
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY BROKERS OR DEALERS IN SECURITIES
        • SECTION 1023.400—General
        • SECTION 1023.410—Additional Records to Be Made and Retained by Brokers or Dealers in Securities
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1023.500—General
        • SECTION 1023.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Brokers or Dealers in Securities
        • SECTION 1023.530—[Reserved]
        • SECTION 1023.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR BROKERS OR DEALERS IN SECURITIES
        • SECTION 1023.600—General
        • SECTION 1023.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1023.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1023.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1023.640—[Reserved]
        • SECTION 1023.670—Summons or Subpoena of Foreign Bank Account Records; Termination of Correspondent Relationship
    • PART 1024—RULES FOR MUTUAL FUNDS
      • SUBPART A—DEFINITIONS
        • SECTION 1024.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1024.200—General
        • SECTION 1024.210—Anti-Money Laundering Programs for Mutual Funds
        • SECTION 1024.220—Customer Identification Programs for Mutual Funds
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY MUTUAL FUNDS
        • SECTION 1024.300—General
        • SECTION 1024.310—Reports of Transactions in Currency
        • SECTION 1024.311—Filing Obligations
        • SECTION 1024.312—Identification Required
        • SECTION 1024.313—Aggregation
        • SECTION 1024.314—Structured Transactions
        • SECTION 1024.315—Exemptions
        • SECTION 1024.320—Reports by Mutual Funds of Suspicious Transactions
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY MUTUAL FUNDS
        • SECTION 1024.400—General
        • SECTION 1024.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1024.500—General
        • SECTION 1024.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Mutual Funds
        • SECTION 1024.530—[Reserved]
        • SECTION 1024.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR MUTUAL FUNDS
        • SECTION 1024.600—General
        • SECTION 1024.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institution
        • SECTION 1024.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1024.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1024.640—[Reserved]
        • SECTION 1024.670—[Reserved]
    • PART 1025—RULES FOR INSURANCE COMPANIES
      • SUBPART A—DEFINITIONS
        • SECTION 1025.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1025.200—General
        • SECTION 1025.210—Anti-Money Laundering Programs for Insurance Companies
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY INSURANCE COMPANIES
        • SECTION 1025.300—General
        • SECTION 1025.310—[Reserved]
        • SECTION 1025.315—[Reserved]
        • SECTION 1025.320—Reports by Insurance Companies of Suspicious Transactions
        • SECTION 1025.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY INSURANCE COMPANIES
        • SECTION 1025.400—General
        • SECTION 1025.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1025.500—General
        • SECTION 1025.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Insurance Companies
        • SECTION 1025.530—[Reserved]
        • SECTION 1025.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR INSURANCE COMPANIES
        • SECTION 1025.600—[Reserved]
        • SECTION 1025.610—[Reserved]
        • SECTION 1025.620—[Reserved]
        • SECTION 1025.630—[Reserved]
        • SECTION 1025.640—[Reserved]
        • SECTION 1025.670—[Reserved]
    • PART 1026—RULES FOR FUTURES COMMISSION MERCHANTS AND INTRODUCING BROKERS IN COMMODITIES
      • SUBPART A—DEFINITIONS
        • SECTION 1026.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1026.200—General
        • SECTION 1026.210—Anti-Money Laundering Program Requirements for Futures Commission Merchants and Introducing Brokers in Commodities
        • SECTION 1026.220—Customer Identification Programs for Futures Commission Merchants and Introducing Brokers
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY FUTURES COMMISSION MERCHANTS AND INTRODUCING BROKERS IN COMMODITIES
        • SECTION 1026.300—General
        • SECTION 1026.310—Reports of Transactions in Currency
        • SECTION 1026.311—Filing Obligations
        • SECTION 1026.312—Identification Required
        • SECTION 1026.313—Aggregation
        • SECTION 1026.314—Structured Transactions
        • SECTION 1026.315—Exemptions
        • SECTION 1026.320—Reports by Futures Commission Merchants and Introducing Brokers in Commodities of Suspicious Transactions
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY FUTURES COMMISSION MERCHANTS AND INTRODUCING BROKERS IN COMMODITIES
        • SECTION 1026.400—General
        • SECTION 1026.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1026.500—General
        • SECTION 1026.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Futures Commission Merchants and Introducing Brokers in Commodities
        • SECTION 1026.530—[Reserved]
        • SECTION 1026.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR FUTURES COMMISSION MERCHANTS AND INTRODUCING BROKERS IN COMMODITIES
        • SECTION 1026.600—General
        • SECTION 1026.610—Due Diligence Programs for Correspondent Accounts for Foreign Financial Institutions
        • SECTION 1026.620—Due Diligence Programs for Private Banking Accounts
        • SECTION 1026.630—Prohibition on Correspondent Accounts for Foreign Shell Banks; Records Concerning Owners of Foreign Banks and Agents for Service of Legal Process
        • SECTION 1026.640—[Reserved]
        • SECTION 1026.670—Summons or Subpoena of Foreign Bank Records; Termination of Correspondent Relationship
    • PART 1027—RULES FOR DEALERS IN PRECIOUS METALS, PRECIOUS STONES, OR JEWELS
      • SUBPART A—DEFINITIONS
        • SECTION 1027.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1027.200—General
        • SECTION 1027.210—Anti-Money Laundering Programs for Dealers in Precious Metals, Precious Stones, or Jewels
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY DEALERS IN PRECIOUS METALS, PRECIOUS STONES, OR JEWELS
        • SECTION 1027.300—General
        • SECTION 1027.310—[Reserved]
        • SECTION 1027.315—[Reserved]
        • SECTION 1027.320—[Reserved]
        • SECTION 1027.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY DEALERS IN PRECIOUS METALS, PRECIOUS STONES, OR JEWELS
        • SECTION 1027.400—General
        • SECTION 1027.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1027.500—General
        • SECTION 1027.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Dealers in Precious Metals, Precious Stones, or Jewels
        • SECTION 1027.530—[Reserved]
        • SECTION 1027.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR DEALERS IN PRECIOUS METALS, PRECIOUS STONES, OR JEWELS
        • SECTION 1027.600—[Reserved]
        • SECTION 1027.610—[Reserved]
        • SECTION 1027.620—[Reserved]
        • SECTION 1027.630—[Reserved]
        • SECTION 1027.640—[Reserved]
        • SECTION 1027.670—[Reserved]
    • PART 1028—RULES FOR OPERATORS OF CREDIT CARD SYSTEMS
      • SUBPART A—DEFINITIONS
        • SECTION 1028.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1028.200—General
        • SECTION 1028.210—Anti-Money Laundering Programs for Operators of Credit Card Systems
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY OPERATORS OF CREDIT CARD SYSTEMS
        • SECTION 1028.300—General
        • SECTION 1028.310—[Reserved]
        • SECTION 1028.315—[Reserved]
        • SECTION 1028.320—[Reserved]
        • SECTION 1028.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY OPERATORS OF CREDIT CARD SYSTEMS
        • SECTION 1028.400—General
        • SECTION 1028.410—Recordkeeping
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1028.500—General
        • SECTION 1028.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Operators of Credit Card Systems
        • SECTION 1028.530—[Reserved]
        • SECTION 1028.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS; AND SPECIAL MEASURES FOR OPERATORS OF CREDIT CARD SYSTEMS
        • SECTION 1028.600—[Reserved]
        • SECTION 1028.610—[Reserved]
        • SECTION 1028.620—[Reserved]
        • SECTION 1028.630—[Reserved]
        • SECTION 1028.640—[Reserved]
        • SECTION 1028.670—[Reserved]
    • PART 1029—RULES FOR LOAN OR FINANCE COMPANIES
      • SUBPART A—DEFINITIONS
        • SECTION 1029.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1029.200—General
        • SECTION 1029.210—Anti-Money Laundering Programs for Loan or Finance Companies
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY LOAN OR FINANCE COMPANIES
        • SECTION 1029.300—General
        • SECTION 1029.310—[Reserved]
        • SECTION 1029.315—[Reserved]
        • SECTION 1029.320—Reports by Loan or Finance Companies of Suspicious Transactions
        • SECTION 1029.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY LOAN OR FINANCE COMPANIES
        • SECTION 1029.400—General
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1029.500—General
        • SECTION 1029.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Loan or Finance Companies
        • SECTION 1029.530—[Reserved]
        • SECTION 1029.540—Voluntary Information Sharing Among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS, AND SPECIAL MEASURES FOR LOAN OR FINANCE COMPANIES
        • SECTION 1029.600—[Reserved]
        • SECTION 1029.610—[Reserved]
        • SECTION 1029.620—[Reserved]
        • SECTION 1029.630—[Reserved]
        • SECTION 1029.640—[Reserved]
        • SECTION 1029.670—[Reserved]
    • PART 1030—RULES FOR HOUSING GOVERNMENT SPONSORED ENTERPRISES
      • SUBPART A—DEFINITIONS
        • SECTION 1030.100—Definitions
      • SUBPART B—PROGRAMS
        • SECTION 1030.200—General
        • SECTION 1030.210—Anti-Money Laundering Programs for Housing Government Sponsored Enterprises
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY HOUSING GOVERNMENT SPONSORED ENTERPRISES
        • SECTION 1030.300—General
        • SECTIONS 1030.310–1030.315 [Reserved]
        • SECTION 1030.320—Reports by Housing Government Sponsored Enterprises of Suspicious Transactions
        • SECTION 1030.330—Reports Relating to Currency in Excess of $10,000 Received in a Trade or Business
      • SUBPART D—RECORDS REQUIRED TO BE MAINTAINED BY HOUSING GOVERNMENT SPONSORED ENTERPRISES
        • SECTION 1030.400—General
      • SUBPART E—SPECIAL INFORMATION SHARING PROCEDURES TO DETER MONEY LAUNDERING AND TERRORIST ACTIVITY
        • SECTION 1030.500—General
        • SECTION 1030.520—Special Information Sharing Procedures to Deter Money Laundering and Terrorist Activity for Housing Government Sponsored Enterprises
        • SECTION 1030.530—[Reserved]
        • SECTION 1030.540—Voluntary Information Sharing among Financial Institutions
      • SUBPART F—SPECIAL STANDARDS OF DILIGENCE; PROHIBITIONS, AND SPECIAL MEASURES FOR HOUSING GOVERNMENT SPONSORED ENTERPRISESSECTIONS 1030.600–1030.670—[Reserved]
    • PART 1031—RULES FOR PERSONS INVOLVED IN REAL ESTATE CLOSINGS AND SETTLEMENTS
      • SUBPARTS A AND B—[RESERVED]
      • SUBPART C—REPORTS REQUIRED TO BE MADE BY PERSONS INVOLVED IN REAL ESTATE CLOSINGS AND SETTLEMENTS
        • SECTION 1031.320—Reports of Residential Real Property Transfers
        • SECTION 1031.321—[Reserved]
    • PARTS 1032–1059 [RESERVED]
    • PART 1060—PROVISIONS RELATING TO THE COMPREHENSIVE IRAN SANCTIONS, ACCOUNTABILITY, AND DIVESTMENT ACT OF 2010
      • SECTION 1060.100—[Reserved]
      • SECTION 1060.200—[Reserved]
      • SECTION 1060.300—Reporting Obligations on Foreign Bank Relationships with Iranian-Linked Financial Institutions Designated Under IEEPA and IRGC-Linked Persons Designated Under IEEPA
      • SECTION 1060.400—[Reserved]
      • SECTION 1060.500—[Reserved]
      • SECTION 1060.600—[Reserved]
      • SECTION 1060.700—[Reserved]
      • SECTION 1060.800—Penalties
    • PARTS 1061–1099 [RESERVED]